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Lexus RC insurance rates

Average Lexus RC insurance rates

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Lexus RC 2020 blue car

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Enter your ZIP code below and click Compare to see the cheapest rates in your area.

The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Lexus RC

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Compare up to 4 providers

Why is insurance so expensive for the Lexus RC?

The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.

Lexus RC insurance rates

A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.

ModelMonthly insurance rateBase car price
CT$171.00$31,250
ES$167.00$38,900
GS$220.00$46,310
GS F$220.00$83,940
GX$161.00$51,680
IS$162.00$37,825
LS$155.00$72,520
LX$161.00$89,880
NX$167.00$35,285
RC$220.00$40,155
RC F$156.00$64,165
RX$154.00$43,120

About the Lexus RC

The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.

Lexus RC money-saving safety features

You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus RC?

The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.

The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.

How does the Lexus RC compare to other car models?

From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.

Compare all car makes & models

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