The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.
Model
Monthly insurance rate
Base car price
CT
$171.00
$31,250
ES
$167.00
$38,900
GS
$220.00
$46,310
GS F
$220.00
$83,940
GX
$161.00
$51,680
IS
$162.00
$37,825
LS
$155.00
$72,520
LX
$161.00
$89,880
NX
$167.00
$35,285
RC
$220.00
$40,155
RC F
$156.00
$64,165
RX
$154.00
$43,120
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Lexus RC
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Lexus RC’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.
About the Lexus RC
The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.
Lexus RC money-saving safety features
You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Lexus RC?
The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.
The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.
How does the Lexus RC compare to other car models?
From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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