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Lexus RC insurance rates

Average Lexus RC insurance rates

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The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Compare insurance for your Lexus RC

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Why is insurance so expensive for the Lexus RC?

The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.

Lexus RC insurance rates

A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.

ModelMonthly insurance rateBase car price
CT$171.00$31,250
ES$167.00$38,900
GS$220.00$46,310
GS F$220.00$83,940
GX$161.00$51,680
IS$162.00$37,825
LS$155.00$72,520
LX$161.00$89,880
NX$167.00$35,285
RC$220.00$40,155
RC F$156.00$64,165
RX$154.00$43,120

About the Lexus RC

The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.

Lexus RC money-saving safety features

You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus RC?

The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.

The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.

How does the Lexus RC compare to other car models?

From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.

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