Lexus RC insurance rates

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The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.

Model	Monthly insurance rate	Base car price
CT	$171.00	$31,250
ES	$167.00	$38,900
GS	$220.00	$46,310
GS F	$220.00	$83,940
GX	$161.00	$51,680
IS	$162.00	$37,825
LS	$155.00	$72,520
LX	$161.00	$89,880
NX	$167.00	$35,285
RC	$220.00	$40,155
RC F	$156.00	$64,165
RX	$154.00	$43,120

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Lexus RC
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Lexus RC’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

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Why is insurance so expensive for the Lexus RC?

The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.

About the Lexus RC

The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.

Lexus RC money-saving safety features

You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Lexus RC?

The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.

The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.

How does the Lexus RC compare to other car models?

From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.

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