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Lexus RC insurance rates
Average Lexus RC insurance rates
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The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
Compare insurance for your Lexus RC
Why is insurance so expensive for the Lexus RC?
The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.
Lexus RC insurance rates
A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| CT | $171.00 | $31,250 |
| ES | $167.00 | $38,900 |
| GS | $220.00 | $46,310 |
| GS F | $220.00 | $83,940 |
| GX | $161.00 | $51,680 |
| IS | $162.00 | $37,825 |
| LS | $155.00 | $72,520 |
| LX | $161.00 | $89,880 |
| NX | $167.00 | $35,285 |
| RC | $220.00 | $40,155 |
| RC F | $156.00 | $64,165 |
| RX | $154.00 | $43,120 |
About the Lexus RC
The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.
Lexus RC money-saving safety features
You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Lexus RC?
The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.
The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.
How does the Lexus RC compare to other car models?
From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.
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