The average insurance costs for a Lexus LS is $155 a month — or $1,860 a year. With a base price of $72,520, the annual insurance cost–to–base car price ratio is a low 2.6%.
Model
Monthly insurance rate
Base car price
CT
$171.00
$31,250
ES
$167.00
$38,900
GS
$220.00
$46,310
GS F
$220.00
$83,940
GX
$161.00
$51,680
IS
$162.00
$37,825
LS
$155.00
$72,520
LX
$161.00
$89,880
NX
$167.00
$35,285
RC
$220.00
$40,155
RC F
$156.00
$64,165
RX
$154.00
$43,120
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Lexus LS
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Lexus LS’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
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About the Lexus LS
The Lexus LS has been around since 1989 and will enter into its fifth generation in 2018. The Lexus LS is the company’s flagship model. The full size luxury car is known for its low price compared to its class, smooth ride and high reliability rating. The Lexus LS held the highest ranking for the J.D. Power and Associates’ U.S. Vehicle Dependability Survey for 17 years.
Lexus LS money-saving safety features
You could save money on car insurance for your Lexus LS if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Lexus LS?
Similar to many luxury vehicles on the market, the 2017 Lexus LS has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
The fifth generation Lexus LS features new safety technology. The new car has an automatic steering wheel to avoid collision or pedestrians, blind spot protection that could detect oncoming traffic crossways and the largest full color head up display to show the incoming pedestrians.
In 2013, there were only 3 recorded thefts of the Lexus LS, according to the NHTSA.
How does the Lexus LS compare to other car models?
From a price standpoint, the Lexus LS ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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