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Lexus LS insurance rates

Average Lexus LS insurance rates

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The average insurance costs for a Lexus LS is $155 a month — or $1,860 a year. With a base price of $72,520, the annual insurance cost–to–base car price ratio is a low 2.6%.

ModelMonthly insurance rateBase car price
CT$171.00$31,250
ES$167.00$38,900
GS$220.00$46,310
GS F$220.00$83,940
GX$161.00$51,680
IS$162.00$37,825
LS$155.00$72,520
LX$161.00$89,880
NX$167.00$35,285
RC$220.00$40,155
RC F$156.00$64,165
RX$154.00$43,120
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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About the Lexus LS

The Lexus LS has been around since 1989 and will enter into its fifth generation in 2018. The Lexus LS is the company’s flagship model. The full size luxury car is known for its low price compared to its class, smooth ride and high reliability rating. The Lexus LS held the highest ranking for the J.D. Power and Associates’ U.S. Vehicle Dependability Survey for 17 years.

Lexus LS money-saving safety features

You could save money on car insurance for your Lexus LS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus LS?

Similar to many luxury vehicles on the market, the 2017 Lexus LS has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The fifth generation Lexus LS features new safety technology. The new car has an automatic steering wheel to avoid collision or pedestrians, blind spot protection that could detect oncoming traffic crossways and the largest full color head up display to show the incoming pedestrians.

In 2013, there were only 3 recorded thefts of the Lexus LS, according to the NHTSA.

How does the Lexus LS compare to other car models?

From a price standpoint, the Lexus LS ranks right in the middle of our list of the 360 priciest car models to insure.

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