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Lexus IS insurance rates

Average Lexus IS insurance rates

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The average insurance costs for a Lexus IS is $162 a month — or $1,944 a year. With a base price of $37,825, the annual insurance cost–to–base car price ratio is an about average 5.1%. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
CT$171.00$31,250
ES$167.00$38,900
GS$220.00$46,310
GS F$220.00$83,940
GX$161.00$51,680
IS$162.00$37,825
LS$155.00$72,520
LX$161.00$89,880
NX$167.00$35,285
RC$220.00$40,155
RC F$156.00$64,165
RX$154.00$43,120
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
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Lexus IS money-saving safety features

You could save money on car insurance for your Lexus IS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus IS?

The 2017 Lexus IS was given a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The car scored five stars, the highest rating, on the side crash test and the rollover test by the NHTSA. The Lexus IS also scored four stars for the frontal crash test. The Insurance Institute for Highway Safety (IIHS) only rated the moderated overlap front test, side impact test and the roof strength test. The IIHS gave the highest rating for all tests performed on the Lexus IS.

The latest model of the Lexus IS include overhead airbags, side impact airbags and antilock brakes.

The Lexus IS has been around since 1998 and is currently in its third generation. The small luxury car is known for its smooth ride, strong engine options and long list of standard driver assistance features. In 2016, there were over 37,000 sales in the United States. The Lexus IS ranked first place in the J.D. Power car satisfaction survey, in 2011.

How does the Lexus IS compare to other car models?

From a price standpoint, the Lexus IS ranks right in the middle of our list of the 360 priciest car models to insure.

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