Lexus IS insurance rates

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The average insurance costs for a Lexus IS is $162 a month — or $1,944 a year. With a base price of $37,825, the annual insurance cost–to–base car price ratio is an about average 5.1%. Filter car insurance companies by your state to get a quote.

Model	Monthly insurance rate	Base car price
CT	$171.00	$31,250
ES	$167.00	$38,900
GS	$220.00	$46,310
GS F	$220.00	$83,940
GX	$161.00	$51,680
IS	$162.00	$37,825
LS	$155.00	$72,520
LX	$161.00	$89,880
NX	$167.00	$35,285
RC	$220.00	$40,155
RC F	$156.00	$64,165
RX	$154.00	$43,120

• How we got these rates

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Lexus IS
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Lexus IS’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Get the cheapest quotes for your car

Compare providers in your area.

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Lexus IS money-saving safety features

You could save money on car insurance for your Lexus IS if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Lexus IS?

The 2017 Lexus IS was given a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The car scored five stars, the highest rating, on the side crash test and the rollover test by the NHTSA. The Lexus IS also scored four stars for the frontal crash test. The Insurance Institute for Highway Safety (IIHS) only rated the moderated overlap front test, side impact test and the roof strength test. The IIHS gave the highest rating for all tests performed on the Lexus IS.

The latest model of the Lexus IS include overhead airbags, side impact airbags and antilock brakes.

The Lexus IS has been around since 1998 and is currently in its third generation. The small luxury car is known for its smooth ride, strong engine options and long list of standard driver assistance features. In 2016, there were over 37,000 sales in the United States. The Lexus IS ranked first place in the J.D. Power car satisfaction survey, in 2011.

How does the Lexus IS compare to other car models?

From a price standpoint, the Lexus IS ranks right in the middle of our list of the 360 priciest car models to insure.