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Kias are cheap cars to buy but not quite as cheap to insure. The average insurance costs for a Kia Forte is $180 a month — or $2,160 a year, $800 higher than the national average. With a base price of $16,600, the annual insurance cost–to–base car price ratio is 13.0%, almost three times the average of 4%.
- Pay by miles driven
- Low base rates
- Drive less, pay less
Our top pick: Metromile
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
- Rates from $29/month plus pennies per mile
- Low-mileage drivers could save $611/year
- All miles over 250 a day are free
- Easy app and online claims plus 24/7 support
Compare insurance for your Kia Forte
Kia Forte car insurance rates
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
About the Kia Forte
The Kia Forte has been around since 2009 and is currently in its second generation. The compact car was introduced into the United States in 2010. The vehicle is known for its large interior and cargo space, high tech features and high reliability score.
Financing options are available from Infiniti.
Kia Forte money-saving safety features
You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Forte?
The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS did not rate the small overlap front test; however, in all other crash tests, the Kia Forte received the highest rating possible. The NHTSA awarded the Kia Forte with a 5-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.
The latest model of the Kia Forte include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Forte compare to other car models?
From a price standpoint, the Kia Forte ranks right in the middle of our list of the 360 priciest car models to insure.
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