Kia Forte insurance rates

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Kias are cheap cars to buy but not quite as cheap to insure. The average insurance costs for a Kia Forte is $180 a month — or $2,160 a year, $800 higher than the national average. With a base price of $16,600, the annual insurance cost–to–base car price ratio is 13.0%, almost three times the average of 4%.

Model	Monthly insurance rate	Base car price
Cadenza	$220.00	$31,990
Forte	$180.00	$16,600
K900	$220.00	$49,900
Optima	$181.00	$22,200
Rio	$187.00	$14,165
SEdona	$190.00	$26,900
Sorento	$165.00	$25,600
Soul	$176.00	$16,100
Soul Ev	$174.00	$32,250
Sportage	$174.00	$23,200

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Kia Forte
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Kia Forte’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

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About the Kia Forte

The Kia Forte has been around since 2009 and is currently in its second generation. The compact car was introduced into the United States in 2010. The vehicle is known for its large interior and cargo space, high tech features and high reliability score.

Financing options are available from Infiniti.

Kia Forte money-saving safety features

You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Kia Forte?

The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS did not rate the small overlap front test; however, in all other crash tests, the Kia Forte received the highest rating possible. The NHTSA awarded the Kia Forte with a 5-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.

The latest model of the Kia Forte include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Forte compare to other car models?

From a price standpoint, the Kia Forte ranks right in the middle of our list of the 360 priciest car models to insure.

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