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Kia Forte insurance rates

Average Kia Forte insurance rates

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Kias are cheap cars to buy but not quite as cheap to insure. The average insurance costs for a Kia Forte is $180 a month — or $2,160 a year, $800 higher than the national average. With a base price of $16,600, the annual insurance cost–to–base car price ratio is 13.0%, almost three times the average of 4%.

Compare insurance for your Kia Forte

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Kia Forte car insurance rates

ModelMonthly insurance rateBase car price
Cadenza$220.00$31,990
Forte$180.00$16,600
K900$220.00$49,900
Optima$181.00$22,200
Rio$187.00$14,165
SEdona$190.00$26,900
Sorento$165.00$25,600
Soul$176.00$16,100
Soul Ev$174.00$32,250
Sportage$174.00$23,200

About the Kia Forte

The Kia Forte has been around since 2009 and is currently in its second generation. The compact car was introduced into the United States in 2010. The vehicle is known for its large interior and cargo space, high tech features and high reliability score.

Financing options are available from Infiniti.

Kia Forte money-saving safety features

You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Forte?

The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS did not rate the small overlap front test; however, in all other crash tests, the Kia Forte received the highest rating possible. The NHTSA awarded the Kia Forte with a 5-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.

The latest model of the Kia Forte include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Forte compare to other car models?

From a price standpoint, the Kia Forte ranks right in the middle of our list of the 360 priciest car models to insure.

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