Shedding light on car insurance prices
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The average insurance costs for a Kia Forte is $180 a month — or $2,160 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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A 2017 Kia Forte starts at a base price of $16,600. With the average insurance rate at $2,160 per year, the annual insurance cost–to–base car price ratio is 13.0%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
The Kia Forte has been around since 2009 and is currently in its second generation. The compact car was introduced into the United States in 2010. The vehicle is known for its large interior and cargo space, high tech features and high reliability score.
You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.
The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS did not rate the small overlap front test; however, in all other crash tests, the Kia Forte received the highest rating possible. The NHTSA awarded the Kia Forte with a 5-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.
The latest model of the Kia Forte include forward collision warning, lane departure warning and blind spot monitoring.
From a price standpoint, the Kia Forte ranks right in the middle of our list of the 360 priciest car models to insure.
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