Kia Forte insurance rates
Shedding light on car insurance prices
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Average Kia Forte insurance rates
The average insurance costs for a Kia Forte is $180 a month — or $2,160 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Kia Forte car insurance rates
A 2017 Kia Forte starts at a base price of $16,600. With the average insurance rate at $2,160 per year, the annual insurance cost–to–base car price ratio is 13.0%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
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About the Kia Forte
The Kia Forte has been around since 2009 and is currently in its second generation. The compact car was introduced into the United States in 2010. The vehicle is known for its large interior and cargo space, high tech features and high reliability score.
Insurance companies determine the insurance cost for a Kia Forte based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Forte shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Kia Forte money-saving safety features
You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
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How safe is the Kia Forte?
The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS did not rate the small overlap front test; however, in all other crash tests, the Kia Forte received the highest rating possible. The NHTSA awarded the Kia Forte with a 5-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.
The latest model of the Kia Forte include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Forte compare to other car models?
From a price standpoint, the Kia Forte ranks right in the middle of our list of the 360 priciest car models to insure.
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