Ford’s smallest SUV has made its debut in the US, and insurance rates should be just as modest as its size.
According to our research, the average cost to insure a Ford EcoSport is around $130 a month — or $1,560 a year. Your actual cost will vary depending on your driving record, the number of miles you drive in a year, your age, gender and other factors.
Compare insurance for your Ford EcoSport
Ford EcoSport car insurance rates
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| C-Max | $238 | $36,620 |
| Edge | $173 | $25,905 |
| Escape | $178 | $22,405 |
| Expedition | $172 | $20,000 |
| Explorer | $171 | $55,450 |
| F-150 | $157 | $16,975 |
| F-250 | $167 | $23,100 |
| F-350 | $245 | $30,745 |
| F-450 | $166 | $27,500 |
| Fiesta | $180 | $13,660 |
| Flex | $171 | $30,025 |
| Focus | $238 | $16,775 |
| Fusion | $178 | $22,610 |
| GT | $245 | $450,000 |
| Mustang | $166 | $25,185 |
| Taurus | $173 | $27,345 |
| Transit Connect | $172 | $23,010 |
| EcoSport | $130 | $20,990 |
How to compare insurance for the Ford EcoSport
It’s a good idea to compare insurance options before you decide which policy makes the most sense. To help you narrow down your search, consider these factors:
- Price. Expect to pay average rates to insure a Ford EcoSport, but remember to look for discounts for safety features, shopping online and even being alumni of certain universities.
- Deductible. You could choose a policy with a higher deductible to lower your premium, just make sure you have that cash on hand in case of an accident.
- Coverage. Make sure your insurance policy covers your state’s minimum requirements. Since the Ford EcoSport isn’t terribly expensive to insure, you might consider adding extra coverage options like collision, comprehensive and uninsured/underinsured motorist.
- Manufacturer offers. All 2007 and newer Ford vehicles come with free roadside assistance from the manufacturer for five years or 60,000 miles — whichever comes first. If your Ford isn’t under this coverage, you can still call Ford for roadside assistance and pay a one-time fee for the service.
What factors affect car insurance for the Ford EcoSport?
The Ford EcoSport is a small sport utility vehicle (SUV) that should be relatively inexpensive to insure. Depending on the trim package that your model comes with, your insurance rates could fluctuate by a few dollars each month.
For example, you might pay a little less to insure a 4×4 model than a front-wheel drive EcoSport. And insuring the more expensive Titanium package might cost you slightly more than the basic S package.
Driver factors and insurance costs
Beyond the make and model of your vehicle, other factors like your age, gender, location, credit score and accident history can affect your car insurance rates.
In most instances, as soon as you turn 21, your car insurance rates will drop dramatically. Why? Because younger drivers are considered a much higher risk for accidents and moving violations than older, more experienced drivers. Men are considered higher risk as well and will pay higher rates than women.
Does the Ford EcoSport qualify for discounts?
Yes. You should be able to snag some premium discounts for your Ford EcoSport, thanks to advanced safety features like:
- Integrated blind spot mirrors
- A blind spot information system
- Traction control
- Rearview mirrors
- An antitheft alarm system
- Antilock brakes
- Airbags
Reliability and safety ratings for the Ford EcoSport
The official safety ratings for the latest US EcoSport model aren’t available just yet. But thanks to its array of advanced safety features, this subcompact SUV is expected to do well in crash tests.
This vehicle also hasn’t been on the road long enough to calculate official reliability ratings either, but JD Power’s predicted reliability rating for this vehicle is an average 3 out of 5 stars. Ford cars tend to earn average or slightly above-average reliability ratings.
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The Ford EcoSport series maintenance
Fords had a reputation for manufacturing vehicles with high routine maintenance and repair costs, but that’s not the case with its newer models. As a small subcompact vehicle, the Ford EcoSport should run about average for regular maintenance costs like oil changes and tire rotation.
For a small SUV, the Ford EcoSport should get pretty good gas mileage, up to 27 mpg in the city and 29 mpg on the highway. Still, fuel and maintenance costs will be a little pricier than a sedan like the new Ford Focus, which gets up to 30 mpg in the city and 40 mpg on the highway.
What you might not know about the Ford EcoSport
The Ford EcoSport has been a popular vehicle in India and South America for years, but 2018 is the first model year that this car is available in the US.
The small SUV is expected to do just as well here in the States, thanks to its compact size, moderate price tag and fuel efficiency, all of which could help you save on insurance premiums.
Compare Ford EcoSport competitors
Looking for other car brands? Compare car makes and models that are similar to the Ford EcoSport.
Bottom line
Average insurance rates combined with modest maintenance costs and above-average fuel economy are expected to make the Ford EcoSport a popular choice for many Americans looking to downsize their vehicle and save on insurance and running costs.
To get the best rate for your Ford EcoSport, compare car insurance providers to find a policy that suits your budget and needs.
Frequently asked questions about the Ford EcoSport
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