Ford EcoSport insurance rates

Ford EcoSport car insurance rates

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • A 30-year-old driver in Pennsylvania
  • Drives a 2018 Ford EcoSport S
  • Drives between 10,001 to 15,000 miles a year
  • No accidents in the past five years
  • Antitheft device on the vehicle
  • Good credit

How to compare insurance for the Ford EcoSport

It’s a good idea to compare insurance options before you decide which policy makes the most sense. To help you narrow down your search, consider these factors:

• Price. Expect to pay average rates to insure a Ford EcoSport, but remember to look for discounts for safety features, shopping online and even being alumni of certain universities.
• Deductible. You could choose a policy with a higher deductible to lower your premium, just make sure you have that cash on hand in case of an accident.
• Coverage. Make sure your insurance policy covers your state’s minimum requirements. Since the Ford EcoSport isn’t terribly expensive to insure, you might consider adding extra coverage options like collision, comprehensive and uninsured/underinsured motorist.
• Manufacturer offers. All 2007 and newer Ford vehicles come with free roadside assistance from the manufacturer for five years or 60,000 miles — whichever comes first. If your Ford isn’t under this coverage, you can still call Ford for roadside assistance and pay a one-time fee for the service.

What factors affect car insurance for the Ford EcoSport?

The Ford EcoSport is a small sport utility vehicle (SUV) that should be relatively inexpensive to insure. Depending on the trim package that your model comes with, your insurance rates could fluctuate by a few dollars each month.

For example, you might pay a little less to insure a 4×4 model than a front-wheel drive EcoSport. And insuring the more expensive Titanium package might cost you slightly more than the basic S package.

Does the Ford EcoSport qualify for discounts?

Yes. You should be able to snag some premium discounts for your Ford EcoSport, thanks to advanced safety features like:

• Integrated blind spot mirrors
• A blind spot information system
• Traction control
• Rearview mirrors
• An antitheft alarm system
• Antilock brakes
• Airbags

Reliability and safety ratings for the Ford EcoSport

The official safety ratings for the latest US EcoSport model aren’t available just yet. But thanks to its array of advanced safety features, this subcompact SUV is expected to do well in crash tests.

This vehicle also hasn’t been on the road long enough to calculate official reliability ratings either, but JD Power’s predicted reliability rating for this vehicle is an average 3 out of 5 stars. Ford cars tend to earn average or slightly above-average reliability ratings.

The Ford EcoSport series maintenance

Fords had a reputation for manufacturing vehicles with high routine maintenance and repair costs, but that’s not the case with its newer models. As a small subcompact vehicle, the Ford EcoSport should run about average for regular maintenance costs like oil changes and tire rotation.

For a small SUV, the Ford EcoSport should get pretty good gas mileage, up to 27 mpg in the city and 29 mpg on the highway. Still, fuel and maintenance costs will be a little pricier than a sedan like the new Ford Focus, which gets up to 30 mpg in the city and 40 mpg on the highway.

Bottom line

Average insurance rates combined with modest maintenance costs and above-average fuel economy are expected to make the Ford EcoSport a popular choice for many Americans looking to downsize their vehicle and save on insurance and running costs.

To get the best rate for your Ford EcoSport, compare car insurance providers to find a policy that suits your budget and needs.

Frequently asked questions about the Ford EcoSport

• Should I get collision and comprehensive insurance on my Ford EcoSport?

  It depends on your budget. Since average insurance rates for this vehicle shouldn’t break the bank, you might want to add these extra coverage options if they’re in your budget. They’ll protect you if your car needs to be repaired due to an accident, theft, vandalism, storm or other causes.

  If you’re making payments on your EcoSport, your bank might require these coverage options.

• How do I use Ford’s free roadside assistance?

  Call 800-241-3673 and provide this information:

  • Your location
  • Your vehicle’s VIN number
  • The make, model and color of your vehicle
  • Your license plate number

• Will it cost more to insure a Ford EcoSport Titanium than an EcoSport S?

  Yes, but only slightly. It might cost around $100 more per year to insure the Titanium package versus the standard S package.