Ford Focus insurance rates
Shedding light on car insurance prices
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The average insurance costs for a Ford Focus is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
The Ford Focus has been around since 1998 and is currently in its third generation. Ford Focus sales began in the United States in 2000. The compact car is known for its sporty handling, upscale interior and comfortable ride. In 2016, there were over 168,000 sales in the United States.
Insurance companies determine the insurance cost for a Ford Focus based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford Focus shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Ford Focus if it comes equipped with these safety features.
A 2017 Ford Focus starts at a base price of $16,775. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 17.0%.
The 2017 model of the Ford Focus has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Focus was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA. The latest model as awarded a 5-Star Overall Safety Rating by the NHTSA. According to the IIHS, the small overlap front test of Ford Focus was rated as acceptable, while the other crash tests were deemed good, the highest rating possible. The Ford Focus has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
From the 2013 model year, the Ford Focus was the tenth most stolen new car, according to the National Insurance Crime Bureau. 483 thefts were recorded.
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From a price standpoint, the Ford Focus ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
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