Ford Insurance Rates
What to expect when insuring a Ford
Average insurance cost for a Ford
The average insurance cost for a Ford can vary a great deal depending on the model you select. You can expect to pay anywhere from $157 to $245 a month. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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How a vehicle from Ford affects the cost of insurance
The general affordability of Fords make them affordable to insure. However, their higher-than-average theft rates negatively impact the cost of car insurance.
Other factors that affect the cost of insurance include the model, mileage and trim package.
Ford car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| C-Max | $238 | $36,620 |
| Edge | $173 | $25,905 |
| Escape | $178 | $22,405 |
| Expedition | $172 | $20,000 |
| Explorer | $171 | $55,450 |
| F-150 | $157 | $16,975 |
| F-250 | $167 | $23,100 |
| F-350 | $245 | $30,745 |
| F-450 | $166 | $27,500 |
| Fiesta | $180 | $13,660 |
| Flex | $171 | $30,025 |
| Focus | $238 | $16,775 |
| Fusion | $178 | $22,610 |
| GT | $245 | $450,000 |
| Mustang | $166 | $25,185 |
| Taurus | $173 | $27,345 |
| Transit Connect | $172 | $23,010 |
| EcoSport | $130 | $20,990 |
Companies that provide coverage for Ford
Pros and cons of insuring a Ford
Pros
- Moderately priced
- Most models get great safety ratings
- Reliable brand
Cons
- Some models have high theft rates
About the Ford brand
The Ford Motor Company was established in 1903, and was already turning a profit that same year. A few years later, Ford introduced its famous Model T car. It became one of the best-selling cars of all time.
After acquiring Lincoln in 1922, its high-end luxury brand, Ford continued to produce many classics, including the Thunderbird, Mustang and F-150. Today, Fords are still an American favorite and one of the most popular brands on the road.
Ford car facts
- Ford was founded in 1903 — the first model was sold that same year for $850.
- Ford is the second largest car manufacturer, after General Motors, in the United States and the fifth largest automotive company in the world..
- Currently, a descendant of Henry Ford is the executive chairman of the company.
- Ford prices start at $14,000 and can go up to $450,000.
- Ford sells the most luxury cars under the Lincoln brand. The first model was sold that same year for $850.
- In 2015, there were over 2.6 million Ford models sold in the United States. Ford sales took up approximately 15% market share of all American cars sold.
Are there any standout Ford models?
The Shelby GT350 is all about speed and performance. This racing machine is powered by a 5.2L V8 engine with a flat-plane crank that produces 526 hp and 429 lb.-ft. of torque. Shelby GT350’s MagneRide Damping System monitors and adjusts itself one thousand times per second. Other features include 19-inch carbon fiber wheels, a carbon-fiber rear wing and a larger front splitter. Prices start at $57,240.
What’s the GT350 Track Attack?
The GT350 Track Attack is a one-day track/classroom driving experience for Shelby GT350 and GT350R owners. Track Attack is included with the purchase of any 2017 or 2018 Shelby GT350 or GT350R. Drivers will learn braking and cornering techniques, proper driving posture and seating position, and high-performance driving skills.
Ford competitors
Looking for other car brands? Find other car manufacturers that are similar to Ford, or compare makes that are completely different.
Bottom line
Ford’s brand reputation and affordable prices make its cars affordable to insure. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Ford
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