Compare Audi SQ5 car insurance prices | finder.com

Audi SQ5 insurance rates

Shedding light on car insurance prices

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Average Audi SQ5 insurance rates

Building on the clean lines and robust design of the Q5, Audi’s SQ5 offers a blend of luxury and power. This enhanced version of Audi’s popular crossover SUV delivers over 350 horsepower through the Quattro four-wheel drive system and sport tuning. But despite its powerful engine, auto insurance might be more affordable than you think.

On average, auto insurance for an Audi SQ5 costs $132 a month — or $1,584 a year. While this is only slightly higher than the national average of $1,318, your actual rates may vary. The cost of auto insurance is influenced by a number of driver and vehicle-related factors, one of which is your location. Drivers in Montana pay an average of $2,013, whereas residents of New Hampshire pay closer to $983. This is why it’s important to get quotes from different providers before choosing a policy.

Companies that offer coverage for Audi SQ5

Liberty Mutual. Liberty Mutual is the fourth-largest property and casualty insurer in the country. Operating in all 50 states, it offers a wide range of auto insurance coverage with great perks like free roadside assistance.

Progressive. Founded in 1937, Progressive has grown to become one of the largest car insurance providers in the US. Its innovative approach is made possible through a responsive online platform with comparison tools, customizable coverage and more.

Allstate. Best known for its slogan “Are you in good hands?”, Allstate is one of the largest publicly held insurance providers in the US. It offers customizable coverage, rewards for safe drivers and a number of other benefits through a network of dedicated agents.

Compare insurance providers that cover Audi SQ5

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

How to compare insurance for the Audi SQ5

Shopping for auto insurance can be expensive and frustrating, but outside of New Hampshire and Virginia, it’s mandatory. Besides, having the right coverage can provide peace of mind and save both time and money if you happen to get into an accident. While getting coverage for the Audi SQ5 shouldn’t be hard, finding the right policy and provider can be a bit tricky. Here are a few things you should consider when shopping for coverage:

  • Price. Price is a great way to compare policies, but only if you’re getting quotes for similar coverage. In order to find the best price, create a sample policy with the coverage you need, then compare quotes from different providers.
  • Deductible. Your deductible amount can directly influence the cost of insurance. A higher deductible often leads to lower monthly premiums, whereas a lower deductible will increase your monthly cost.
  • Minimum coverage. All states except New Hampshire and Virginia have minimum coverage requirements. Before choosing a policy, ensure your state’s minimums are met.
  • Additional coverage. Beyond standard coverage, many providers offer additional coverage options like personal injury protection or uninsured motorist coverage. In order to accurately compare policies, be sure to include these options when getting quotes.
  • Extras. No-deductible glass repair and accident forgiveness are two of many policy extras you may come across when shopping for coverage. If these features are important to you, you’ll need to incorporate them into your quotes.
  • Restrictions. Find out if your provider has any coverage restrictions before purchasing a policy. This can help you avoid any denied claims or gaps in coverage.
  • Manufacturer offer or loyalty discount. Find out if you are eligible for any manufacturer offers or loyalty discounts through any of Audi’s partnerships.
  • Warranty. Find out what’s covered by your manufacturer or extended warranty to avoid paying for overlapping coverage.

What factors affect car insurance rates for Audi SQ5?

Insurance providers consider a number of factors when calculating your auto insurance premiums. Since every vehicle is different, the make and model you drive may influence your chances of filing a claim, which could affect the price you pay for car insurance. While the SQ5 boasts a powerful engine and sporty design that could increase the cost of insurance, its great safety and driver assistance features could help keep costs low. Here are a few factors that might influence the cost of insurance for an Audi SQ5.

  • Body type. The SQ5 is a crossover SUV that is built to handle highways, residential streets, dirt roads and more. Its sturdy design could help reduce the cost of insurance.
  • Type of car. Theft SQ5 is a luxury performance vehicle that delivers a balance between power and comfort. Its performance tuning and classification as a luxury vehicle could make for higher premiums.
  • Theft. SUVs are stolen far less than sports cars and sedans, which could lead to cheaper auto insurance.
  • Repairs. Luxury performance vehicles are often expensive to repair, which could lead to increased insurance premiums.
  • Safety ratings. While the SQ5 itself doesn’t have official safety ratings from the NHTSA or IIHS, the Q5 was the 2017 Top safety pick. Since the two vehicles are very similar, this could reduce the cost of auto insurance.

How do trim packages and extra build options affect insurance cost?

While driver and location-specific factors can both influence your chances of being in an accident or filing a claim, vehicle-specific factors often play a much larger role. Since every vehicle is different, things like performance, safety features and other elements can vary depending on your make and model. But beyond your choice of vehicle, the build options you choose can also affect your vehicle’s performance. Compared to the standard Audi SQ5 3.0 TFSI Premium Plus, here’s how different options might affect your cost of auto insurance.

Trim

  • Prestige. This trim adds a virtual cockpit with heads-up display, navigation, parking system, top-view camera system and more. The improvement in visibility could help reduce the cost of insurance.

Packages

  • S sport package. This package adds sport adaptive air suspension and a sport rear differential. The improvement in handling may lead to lower insurance premiums.
  • Dynamic steering. Adding dynamic steering could improve handling and therefore reduce your insurance rates.
  • Rear passenger airbags. Adding this feature could make your vehicle safer, which may lead to more affordable auto insurance.
  • Driver assistance package. This package includes cruise control, lane assist, traffic sign recognition and more. Adding it could help reduce the cost of insurance.

Audi SQ5 money-saving safety features

You could save money on car insurance for your Audi SQ5 if it comes equipped with these safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear backup sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi SQ5 qualify for auto insurance discounts?

Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi SQ5:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi SQ5?

The SQ5 has only been in production for a few years, so there are no official reliability ratings at the time of writing. However, the Q5 holds a 3/5 star rating according to U.S. News and J.D. Power, which is about average for vehicles in its class.

The SQ5 has only been in production since 2013 and as of June 2018, there has only been one recall since its release. Audi recalled a limited number of 2014-2015 SQ5 vehicles manufactured between May 22, 2013, and April 14, 2015 for an issue with the power steering system that could cause it to shut down in cold weather.

There are almost no common problems with the Audi SQ5, but that could be due to the fact that it hasn’t been in production very long. With that being said, many Audi vehicles have issues with carbon buildup over time, which could lead to decreased power or reduced mileage. However, this problem can generally be avoided with routine service appointments.

Audi SQ5 maintenance

The SQ5 is built to handle all sorts of terrain. From highway driving to navigating dirt roads up to the cottage, this vehicle is designed to be comfortable and reliable. While it doesn’t need much maintenance to keep it running, bringing it in for routine service appointments can help you get the most out of your SQ5. Here’s what to expect in terms of oil changes, maintenance schedules, mileage and more.

  • Audi recommends an oil change every 10,000 miles or 12 months, whichever comes first. However, if your car is being driven vigorously, you may want to have it changed more frequently.
  • An oil change for an SQ5 can cost anywhere from $100 to $250. Your actual cost depends on where you have it serviced and how long it’s been since the last oil change.
  • According to the 2017 Audi maintenance schedule, your SQ5 should be brought in for minor maintenance at 10,000 miles and every 20,000 miles after that. Standard maintenance should be done after the first 20,000 miles and every 20,000 after the initial service appointment.
  • The 2018 Audi SQ5 gets an average of 21 miles per gallon, with 19 in the city and 24 on the highway.
  • The 2017 Audi SQ5 comes with a four-year/50,000-mile warranty and four years of 24/7 roadside assistance.

Is an extended warranty worth it for the Audi SQ5?

The SQ5 comes with Audi’s standard four-year, 50-000 mile Audi New Vehicle Limited Warranty. This covers all issues that stem from parts and service plus access to 24/7 roadside assistance. Audi also has the Certified pre-owned Limited Warranty which offers coverage for two years or 50,000 miles, whichever occurs first. While Audi vehicles are generally considered reliable, they can be expensive to repair, especially the higher-end models. The extended warranty can provide additional coverage after your initial warranty expires, which could offer peace of mind as your vehicle ages.

How safe is the Audi SQ5?

According to the NHTSA, the 2017 AUdi SQ5 holds a 4/5 star safety rating. It scored 5/5 in the side crash category, 4/5 in front crash, and 4/5 in a rollover scenario.

About the Audi SQ5

The Audi SQ5 was originally released in 1996 in the European market. The newest model features road noise isolation, stylish interior and effortless performance. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety.

Insurance companies determine the insurance cost for an Audi SQ5 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi SQ5 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Random Audi Facts

  • Audi was originally established in 1910, however, the modern era of Audi began in 1969.
  • Audi prices start at $31,000 and can go up to $163,000.
  • Audi was the first company to crash-test cars, in 1938. It created a precedent for other automotive companies to crash-test their models.
  • The Audi A6 was named the top car out of the ten least stolen used cars by the Highway Loss Data Institute in 2017.
  • Audi has nine various locations throughout the world, in which they produce cars.

Audi SQ5 car insurance rates

A 2017 Audi SQ5 starts at a base price of $115,900. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 2.0%.

Model Monthly insurance rate Base car price
A3 $191.00 $31,200
A4 $191.00 $34,900
A4 All Road $132.00 $44,000
A5 $127.00 $41,200
A6 $136.00 $47,600
A7 $124.00 $68,800
A8 $191.00 $82,500
Q3 $191.00 $31,800
Q5 $138.00 $40,900
Q7 $197.00 $49,000
R8 $197.00 $162,900
RS7 $191 $110,700
S3 $132 $42,900
S5 $98 $53,100
S6 $132 $70,900
S7 $191 $79,900
S8 $191.00 $115,900
SQ5 $132.00 $53,300
TT $128.00 $43,500
TTS $125.00 $52,500

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Bottom line

The SQ5 is a more powerful, sport-inspired iteration of Audi’s popular crossover SUV, the Q5. Building on the Q5’s impressive suite of safety and driver assistance features, the SQ5 adds a number of functional and visual details. Despite the more powerful engine, auto insurance could be more affordable than you think. Find out how much you’ll pay by comparing your options to find a policy that fits your budget.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Frequently asked questions about the Audi SQ5

Compare Audi competitors

Find out what else Audi has to offer or explore different manufacturers to find vehicles similar to the SQ5.

Compare all car makes & models

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.
Go to site