Best checking account bonuses for April 2020

Most checking accounts have similar features and rates, making it tough to decide which one is right for you. But if you know where to look, you might come across a checking account that offers a bonus just for signing up. We researched over 100 checking accounts to find the latest bonuses and bring you the top checking accounts.

Best checking accounts with sign up bonuses

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Chase Premier Plus Checking account: $300 signup bonus

• Bonus amount: $300
• Minimum deposit required: $0

• Monthly fee: $25

• Offer rules

  Open a Chase Premier Plus Checking account by April 20, 2020, and make your first direct deposit into the account within 90 days. Then, get your bonus within 10 business days of your initial direct deposit.

• Eligibility

  Not available to current Chase checking customers or those who closed their account within 90 days or closed with a negative balance.

• Expiration

  Bonus available until April 20, 2020.

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HSBC Premier Checking: Up to $700 cash back

• Bonus amount: $700
• Minimum deposit required: $1

• Monthly fee: $50

• Offer rules

  Get up to $700 (max. $120 per month) for eligible new customers who open an HSBC Premier checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.

• Eligibility

  Not available to current HSBC customers.

• Expiration

  Bonus available until June 29, 2020.

SunTrust Essential Checking: $200 signup bonus

• Bonus amount: $200
• Minimum deposit required: $100

• Monthly fee: $7

• Offer rules

  Open a new SunTrust Essential Checking account online using code Q120ESSENTIAL. Receive a $200 bonus when you make monthly recurring direct deposits of at least $500 for two consecutive months within the first three months of account opening.

• Eligibility

  Offer not available to existing SunTrust customers or those who closed an account on or after July 7, 2019.

• Expiration

  Bonus available until June 30, 2020.

Fifth Third Bank Checking: $250 signup bonus

• Bonus amount: $250
• Minimum deposit required: $0

• Monthly fee: $0

• Offer rules

  Open any personal Fifth Third checking account and receive a $250 bonus when you deposit $500 within 45 days of account opening and maintain this minimum balance for at least 60 days.

• Eligibility

  Not available to existing Fifth Third checking customers or those who closed an account within the last 12 months. If you meet the requirements, your bonus will be deposited into your account within 10 business days.

• Expiration

  Bonus available until April 30, 2020.

How to compare checking account bonuses

Consider this criteria when you’re deciding if an account is right for you:

• Bonus amount and conditions.Make sure the bonus amount is worth the conditions — and that you can meet them.
• Monthly fee. See if you can avoid the monthly fee or that fits into your monthly budget.
• Account features.Keep an eye out for features like mobile banking and rewards that could make the account more convenient.
• Opening deposit or minimum balance. Calculate that you can afford the opening deposit and meet the minimum balance requirements to avoid fees.
• ATM and branch access. Find out how many ATMs and branches there are to access your money when you need it.

Compare other top checking account bonuses

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Name	Product	Fee	Intro or bonus offer
HSBC Premier Checking		$50/month (can be waived)	Get up to $700 (max. $120 per month) for eligible new customers who open an HSBC Premier checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.	Get up to $700 (max. $120 per month) for eligible new customers who open an HSBC Premier checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
Chase Total Checking		$12/month (can be waived)	Get a $200 bonus when you open a new Chase Total Checking account and set up direct deposit within 60 days of opening your account. Offer valid through 4/20/2020.	Get a $200 bonus when you open a new Chase Total Checking account and set up direct deposit within 60 days of opening your account. Chase's simplest checking account is easy to use and gives you access to 16,000 ATMs and nearly 4,900 branches. Available online nationwide except in Alaska, Hawaii and Puerto Rico.	Go to site More Info	Compare	loading Fetching your data...
HSBC Advance Checking		$25/month (can be waived)	Get up to $270 (max. $50 per month) for eligible new customers who open an HSBC Advance checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.	Get up to $270 (max. $50 per month) for eligible new customers who open an HSBC Advance checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.	Go to site More Info	Compare	loading Fetching your data...
TD Beyond Checking		$25/month (can be waived)	Earn $300 when you open this account and receive direct deposits of at least $2,500 within 60 days of opening.	A checking account that offers interest plus three ways to waive the monthly fee, two overdraft paybacks a year and no ATM fees with a $2,500 balance.	Go to site More Info	Compare	loading Fetching your data...
Chase Premier Plus Checking		$25/month (can be waived)	$300 bonus when you open this account and sign up for direct deposit before 7/20/2020. Available online nationwide except in Alaska, Hawaii and Puerto Rico.	Get a $300 signup bonus as a new Chase checking customer when you open a Chase Premier Plus Checking account and set up direct deposit. Available online nationwide except in Alaska, Hawaii and Puerto Rico.	Go to site More Info	Compare	loading Fetching your data...
TD Convenience Checking℠		$15/month (can be waived)	Earn $150 when you receive direct deposits totaling $500 or more within 60 days.	Offering digital wallet compatibility, free Zelle transfers, TD rate discounts and no fees for students and young adults age 17 to 23. But the $15 monthly maintenance fee could chip at your funds.	Go to site More Info	Compare	loading Fetching your data...

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Bottom line

Finding a checking account with a bonus is easy money in your hand. Get a head start on growing your account balance and compare your options to find an account that suits your needs.

Frequently asked questions

• Do I need to be an existing customer to get the bonuses?

  No. And in most cases, you’ll need to be a new customer to be eligible for the bonus.

• Can I close the account after I get the bonus?

  It depends on the bank and conditions of the offer. Many banks allow you to close your account, but you may be forced to give up or pay back the bonus if you close the account too early.

• Can open multiple accounts to get more than one bonus?

  Yes. However, there’s a good chance you’ll only be able to get one bonus per bank.

• Can I open a checking account with a signup bonus if I already have a checking account?

  Yes. You can open a new account and transfer funds from your old one, or just hold on to both.