Finder's pick for an easy bonus: Chase Premier Plus Checking
$300
Signup bonus
- No minimum deposit to open
- Chase debit card with chip technology
- Access to Chase DepositFriendly ATMs
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7 best checking account bonuses for September 2020
These accounts offer perks just for signing up.
Checking account bonuses can incentivize you to open a specific account, but the bonus might not be worth the hassle if the underlying account is subpar. At the beginning of every month we research the best bonuses, the accounts attached to them and the conditions required to earn each promotion for you. Our criteria for selecting these accounts include fees, minimum balance requirements and features.
Best checking account bonuses of September 2020
Best checking accounts with sign up bonuses
Disclaimer: These bonus offers are updated at the beginning of each month.
Chase Premier Plus Checking account: $300 signup bonus
- Bonus amount: $300
- Minimum deposit required: $0
- Monthly fee: $25
Chase Total Checking: $200 bonus
- Bonus amount: $200
- Minimum deposit required: $0
- Monthly fee: $12
HSBC Premier Checking: Up to $600 cash back
- Bonus amount: Up to $600
- Minimum deposit required: $1
- Monthly fee: $50
PNC Virtual Wallet: Up to $300 bonus
- Bonus amount: $50, $200 or $300
- Minimum deposit required: $25
- Monthly fee: $7 to $25
Bank of America: $100 bonus
- Bonus amount: $100
- Minimum deposit required: $25 or $100
- Monthly fee: $4.95 to $25
SunTrust Essential Checking: $200 signup bonus
- Bonus amount: $200
- Minimum deposit required: $100
- Monthly fee: $7
Fifth Third Bank Checking: $250 signup bonus
- Bonus amount: $250
- Minimum deposit required: $0
- Monthly fee: $0
How to choose the best checking account
Consider this criteria when you’re deciding if an account is right for you:
- Bonus amount and conditions.Make sure the bonus amount is worth the conditions — and that you can meet them.
- Monthly fee. See if you can avoid the monthly fee or that fits into your monthly budget.
- Account features.Keep an eye out for features like mobile banking and rewards that could make the account more convenient.
- Opening deposit or minimum balance. Calculate that you can afford the opening deposit and meet the minimum balance requirements to avoid fees.
- ATM and branch access. Find out how many ATMs and branches there are to access your money when you need it.
Bottom line
Finding a checking account with a bonus is easy money in your hand. Get a head start on growing your account balance and compare your options to find an account that suits your needs.
