Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Best checking account bonuses for April 2020

These accounts offer perks just for signing up.

Last updated:

Couple checking their finances

Most checking accounts have similar features and rates, making it tough to decide which one is right for you. But if you know where to look, you might come across a checking account that offers a bonus just for signing up. We researched over 100 checking accounts to find the latest bonuses and bring you the top checking accounts.

Best checking accounts with sign up bonuses

Chase Premier Plus Checking account: $300 signup bonus

  • Bonus amount: $300
  • Minimum deposit required: $0
  • Monthly fee: $25

HSBC Premier Checking: Up to $700 cash back

  • Bonus amount: $700
  • Minimum deposit required: $1
  • Monthly fee: $50
Suntr bank logo

SunTrust Essential Checking: $200 signup bonus

  • Bonus amount: $200
  • Minimum deposit required: $100
  • Monthly fee: $7
Fifth Third bank logo

Fifth Third Bank Checking: $250 signup bonus

  • Bonus amount: $250
  • Minimum deposit required: $0
  • Monthly fee: $0

How we chose the best accounts

Checking account bonuses can incentivize you to open a specific account, but the bonus might not be worth the hassle if the underlying account is subpar. In order to determine which bonuses were worth it, we also looked into the accounts they were attached to and the conditions required to earn the bonus. Our criteria for selecting these accounts include fees, minimum balance requirements, account features, and of course, the bonus amount and conditions.

How to compare checking account bonuses

Consider this criteria when you’re deciding if an account is right for you:

  • Bonus amount and conditions.Make sure the bonus amount is worth the conditions — and that you can meet them.
  • Monthly fee. See if you can avoid the monthly fee or that fits into your monthly budget.
  • Account features.Keep an eye out for features like mobile banking and rewards that could make the account more convenient.
  • Opening deposit or minimum balance. Calculate that you can afford the opening deposit and meet the minimum balance requirements to avoid fees.
  • ATM and branch access. Find out how many ATMs and branches there are to access your money when you need it.

Compare other top checking account bonuses

Name Product Fee Intro or bonus offer
HSBC Premier Checking
$50/month
(can be waived)
Get up to $700 (max. $120 per month) for eligible new customers who open an HSBC Premier checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
Get up to $700 (max. $120 per month) for eligible new customers who open an HSBC Premier checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
Chase Total Checking
$12/month
(can be waived)
Get a $200 bonus when you open a new Chase Total Checking account and set up direct deposit within 60 days of opening your account. Offer valid through 4/20/2020.
Get a $200 bonus when you open a new Chase Total Checking account and set up direct deposit within 60 days of opening your account. Chase's simplest checking account is easy to use and gives you access to 16,000 ATMs and nearly 4,900 branches. Available online nationwide except in Alaska, Hawaii and Puerto Rico.
HSBC Advance Checking
$25/month
(can be waived)
Get up to $270 (max. $50 per month) for eligible new customers who open an HSBC Advance checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
Get up to $270 (max. $50 per month) for eligible new customers who open an HSBC Advance checking account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
TD Beyond Checking
$25/month
(can be waived)
Earn $300 when you open this account and receive direct deposits of at least $2,500 within 60 days of opening.
A checking account that offers interest plus three ways to waive the monthly fee, two overdraft paybacks a year and no ATM fees with a $2,500 balance.
Chase Premier Plus Checking
$25/month
(can be waived)
$300 bonus when you open this account and sign up for direct deposit before 7/20/2020. Available online nationwide except in Alaska, Hawaii and Puerto Rico.
Get a $300 signup bonus as a new Chase checking customer when you open a Chase Premier Plus Checking account and set up direct deposit. Available online nationwide except in Alaska, Hawaii and Puerto Rico.
TD Convenience Checking℠
$15/month
(can be waived)
Earn $150 when you receive direct deposits totaling $500 or more within 60 days.
Offering digital wallet compatibility, free Zelle transfers, TD rate discounts and no fees for students and young adults age 17 to 23. But the $15 monthly maintenance fee could chip at your funds.
loading

Compare up to 4 providers

Bottom line

Finding a checking account with a bonus is easy money in your hand. Get a head start on growing your account balance and compare your options to find an account that suits your needs.

Frequently asked questions

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site