U.S. Bank is a large, national bank in the states — actually, it’s one of the largest by asset size. It has many deposit accounts, including standard checking, savings and certificates of deposit. It also has a variety of business accounts. So if you were looking to switch to U.S. Bank, might as well see what bonus offers are up for grabs!
| Account | Bonus amount | Requirements | Learn more |
|---|---|---|---|
| U.S. Bank Smartly Checking | Up to $400 | Deposit at least $25 within 60 days of opening, enroll in the bank’s mobile app and receive at least two qualifying direct deposits. The amount you direct deposit impacts the bonus amount:
| |
| U.S. Bank Platinum Business Checking Package | $1,200 | Deposit at least $25,000 in new money within 30 days of opening the new account. Then, maintain a balance of $25,000 for 60 days and complete at least six qualifying transactions. | |
| U.S. Bank Business Essentials | $400 | Deposit at least $5,000 in new money within 30 days of opening the account, then maintain the balance for 60 days and complete at least six qualifying transactions. |
From a cash standpoint, the obvious answer is the U.S. Bank Platinum Business Checking Package for a whopping $1,200 cash bonus. Granted, it’s a business account and it has some hefty deposit requirements, but $1,200 is still a lot of cheddar.
On the everyday checking side, the U.S. Bank Smartly Checking account bonus isn’t too shabby, either. It only requires a $25 opening deposit, and then setting up direct deposit, with tiered direct deposit requirements. And if you can’t direct deposit at least $5,000 to earn the $400 bonus, direct depositing at least $3,000 still gets you a $200 cash bonus.
Capital One 360 Checking
An interest-bearing checking account with flexible overdraft options and international access.
U.S. Bank considers these sources of “qualifying” direct deposit to meet bonus requirements:
Keep in mind that most banks won’t consider Zelle transactions or regular ACH transfers to meet direct deposit requirements.
U.S. Bank requires at least six “qualifying” transactions for its business account bonuses. Luckily, that requirement includes many types of transactions, which include:
U.S. Bank states bonuses are delivered 30 days following the last calendar month after you’ve met the bonus requirements. The bonus is delivered directly to your new U.S. Bank account.
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