Revolut Kids & Teens Review (formerly Revolut <18): Kids' Debit Card
- Monthly maintenance fee
- $0
Our verdict
A prepaid card designed for kids aged 13 to 17 but requires parents to have a personal Revolut account.
Previously known as Revolut <18, the Revolut Kids & Teens account is a prepaid debit card and app by the UK-based fintech Revolut. It's designed for children and teens aged 13 to 17. Kids can customize their spending card any way they want, create individual savings goals and manage the account with the app. Parents can also set up weekly allowances, receive spending alerts and reload their kid's card for free through the app. Parents need a personal Revolut account, but there are free Revolut account options — a major advantage over the best kids’ debit cards on the market. Additionally, one adult Revolut account offers up to five kid accounts. However, Revolut is an online fintech, so there are no physical branches and phone support is automated.
Best for: Revolut parents looking for an account for kids aged 13 to 17.
Pros
-
$0 opening deposit and no monthly fees
-
Strong parental controls and many features
-
No-fee reloads through Revolut app
-
Can add card to digital wallets
Cons
-
Parents need personal Revolut account
-
No physical branches
-
Customer phone line is automated
Who is Revolut Kids & Teens best for?
This card is for kids ages 13 to 17, and is best for current Revolut customers. Parents need a Revolut account to create Revolut Kids & Teens accounts, but you’ll get to create up to five — a great, no-fee kids’ banking option for large families.
It’s also one of the most affordable kid banking options. Many other top kids’ debit cards, such as Greenlight and Acorns Early (formerly GoHenry), require a monthly fee for even their most basic plan.
How much does Revolut Kids & Teens cost?
Parents can choose from three membership plans for Revolut personal accounts:
| Plan | Monthly fee | Opening deposit | Number of kid subaccounts allowed |
|---|---|---|---|
| Standard | $0 | $0 | Up to 5 kids’ cards |
| Premium | $9.99 | $0 | Up to 5 kids’ cards |
| Metal | $16.99 | $0 | Up to 5 kids’ cards |
What we like about Revolut Kids & Teens
A major perk over other top kids’ banking accounts is that Revolut Kids & Teens can be completely free if parents choose the Standard free plan. With this plan, parents can create up to five kid subaccounts at no charge.
Many top kids’ debit cards, such as Greenlight, FamZoo and Acorns Early (formerly GoHenry), charge a monthly fee. This makes Revolut Kids & Teens a great option for parents on a budget.
Full of features and strong parental controls
Parents can help their kids set up savings goals separate from their spending amount. The app also has budgeting tools and spending analyzers to help your child manage their money. Kids have the option to customize their spending card — including drawing their picture or adding emojis.
Parents can keep track of spending and control how kids can use their card. Parents can set up automatic weekly allowances, receive instant spending alerts and can set custom controls. Revolut has also made sure Revolut Kids & Teens cards can’t be used at most age-restricted merchants.
Sending funds and payments made easy
The Revolut Kids & Teens spending card can be added to Apple Pay and Google Pay for easy payments as long as they meet the age requirements. This isn’t a given with all kids’ prepaid cards. Kids 13 and up can add it to Apple Pay, and kids 16 and older can add it to Google Pay.
Parents can send money to and from the Revolut Kids & Teens account, and kids can only spend money you send to the account. If your child tries to make a purchase without sufficient funds, the transaction will be declined. Kids are also restricted from sending and receiving wire transfers.
And like the personal Revolut adult account, kids can send and receive funds through Revolut’s instant payment feature for free — if they’re at least 13 years old.
What could be better
Revolut Kids & Teens falls short where other online fintechs and banks do: limited customer support. It lacks physical branches for in-person customer service, and the phone line is automated, so you won’t get to talk to a real person. The best chance of reaching a person is the in-app 24/7 chat feature.
However, it’s worth noting that customers commonly state that while they do wish the phone line offered human support, the chat support is efficient at resolving most issues.
No APY on savings goals
Revolut Kids & Teens accounts have the option of creating savings goals, but these subaccounts don’t earn any APY or saving bonuses. Without any earning potential, there may be little incentive to save.
Other top kid accounts, such as the free kids’ app Step, offers up to 3% in savings rewards if direct deposit is set up. Another top option, Greenlight, offers up to 5% in savings rewards.
Revolut Kids & Teens’s fees and access
| Type of fee | Fee details |
|---|---|
| Monthly service | $0 for each subaccount, fee for parent account:
|
| Opening deposit | $0 |
| ATMs |
|
| Debit card fees |
|
| Overdraft or nonsufficient funds | $0 |
| Wire transfers | N/A |
| Other fees |
|
Revolut Kids & Teens limits
The Revolut kids’ account has limitations that don’t apply to parent’s personal accounts:
| Type of limit | Limitation |
|---|---|
| Transfers into Revolut Kids & Teens account | Up to $12,000/year |
| Max balance | Up to $10,000 |
| Spending limit | Up to $1,000/day |
| Transaction limit | Up to 15/day |
| ATM withdrawals |
|
Compare Revolut Kids & Teens banking to other kids’ cards
Narrow down top kid banking options by fees and features.
8.4 Great
Maintenance Fees
$0 monthly
Card purchase fee
$0
Age requirements
13 to 17 years old
9.2 Excellent
Maintenance Fees
$5.99 monthly
Card purchase fee
$0
Age requirements
Any age
9.4 Excellent
Maintenance Fees
$0 monthly
Card purchase fee
$0
Age requirements
13 to 17 years old *
How to open the Revolut Kids & Teens
Parents or guardians must have a Revolut account to access the Revolut Kids & Teens subaccounts. For kids under 13, parents can sign up for the Revolut Kids & Teens account on their child’s behalf using the Revolut app. Kids over age 13 can sign up for the account themselves, with their parent’s approval.
Customer experience
Revolut has mixed customer reviews, but nearly all are in reference to its personal or business accounts. Revolut holds a poor F-rating with the Better Business Bureau (BBB), which is based on how well a company responds to customer reviews and complaints.
On Trustpilot, Revolut holds a respectable 4.3-star rating — and that high rating is pretty rare among fintechs and neobanks. Nearly every review is about Revolut’s personal accounts, with most praising the international perks. Common complaints are about Revolut’s lack of an in-person phone line. But Revolut offers 24/7 in-app chat assistance, and customers often state most issues can be resolved through that route.
On the app stores, Revolut Kids & Teens fairs well. It holds a high 4.8-star rating on the Apple Store and a 4.3-star rating with Google Play. Most ratings don’t include a written review, but those that do state they’re happy with the app and account. A few mention they wish there was a way to send money to people outside of Revolut. A few are unhappy with the app because they can’t add anyone except their parents — likely a big plus for parents, but maybe not so much for the kids looking to send money to their friends.
Kids’ debit card ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.
Read the full methodology of how we rate Kids’ debit card accounts.
Frequently asked questions
Your reviews
Bethany Finder
Banking editor
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.