Explore Delta Community Credit Union’s suite of bank accounts

Offers free accounts and 24/7 customer support to Delta employees and metro Atlanta.

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Delta Community Credit Union

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Delta Community Credit Union, formerly known as Delta Employee Credit Union, offers a suite of accounts with no monthly fees and 24-hour phone support. But its APY rates on most products are lower than the competition.

Am I eligible?

You must meet one of the following requirements to become a member of the Delta Community Credit Union:

  • Live or work in select metro Atlanta counties.
  • A current, former or retired employee of a qualifying Atlanta-based business.
  • A current member of a qualifying association.
  • An active, full-time Delta Air Lines, Inc. employee.
  • Related to anyone in the following situations listed above.

What banking products does Delta Community Credit Union offer?

Why should I open an account at Delta Community Credit Union?

Delta Community Credit Union offers NCUA-insured deposits, mobile and online banking, and:

  • 24/7 phone support. Contact customer service at any time if you have questions or concerns.
  • No monthly fees. There are a few business accounts with waivable fees, but all other accounts are free of monthly fees.
  • Competitive APYs for CDs. Earn 1.10% to 2.35% APY on CDs depending on the term length.

What should I look out for?

Before you open an account with Delta Community Credit Union, consider these potential drawbacks:

  • In-person applications. You’ll need to visit a branch to open some accounts, such as CDs, youth and teen accounts.
  • Small service area. It primarily services metro Atlanta and Delta employees, although there are some exceptions.
  • Average APYs on other products. APYs on non-CD products are between 0.05% and 0.97% — making it lower than the competition.

Compare with leading bank accounts

Name Product Interest rate (APY) Fee Minimum deposit to open
Barclays Online Savings
1.70%
$0
$0
Earn 20x the national savings account average with no fees or minimums.
American Express® Personal Savings High Yield Savings
1.70%
$0
$0
Enjoy no monthly fees and a competitive APY with this online-only savings account. Accounts offered by American Express National Bank, Member FDIC.
CIT Bank Savings Builder High Yield Savings Account
1.75%
$0
$100
A super-high interest rate if you're in the habit of saving at least $100 per month or have $25K in the bank.
BBVA Money Market
1.50%
$15 per month
(can be waived)
$25
Earn one of the highest annual percentage yields (APYs) if you live in one of 42 eligible states, and access your money by ATM, check or bill pay.
UFB Direct High Yield Savings
1.90%
$0
$100
Earn a competitive rate with a balance higher than $10,000.
Radius Bank High-Yield Savings
1.65%
$0
$100
A free high-interest savings account with a $100 minimum deposit to open

Compare up to 4 providers

Delta Community Credit Union customer service

Contact Delta Community Credit Union customer service by:

  • Calling 404-715-4725 or 800-544-3328 at any time
  • Visiting a local branch
  • Sending a secure message through your account

Bottom line

Delta Community Credit Union offers tempting features like no monthly fees and 24/7 phone support. While it has competitive APYs for CDs, rates are low on other accounts.

If you’re looking for a nationwide bank with a broader service area and higher APYs, shop around for stronger yields.

Frequently asked questions

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