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Explore America First Credit Union’s suite of bank accounts
Offers high APYs, some free accounts and plenty of variety — but has a small service area.
Am I eligible?
To qualify for an America First Credit Union membership, you must live, work, worship, volunteer, or attend school in select counties from one of the following five states:
What banking products does America First Credit Union offer?
Why should I open an account at America First Credit Union?America First Credit Union has features you’d expect, such as online and mobile banking. But it packs a punch with other unique perks like:
- CO-OP ATM network. Use over 36,000 ATMs in the CO-OP network for free nationwide.
- Card Guard mobile security. This feature lets you control how, when and where your debit card is used, straight from the mobile app.
- Some free accounts. Although America First Credit Union doesn’t waive monthly fees, it does have several free checking and savings account options.
- High APYs. Interest rates top out at 2.40% — way higher than the 0.01% national average.
What should I look out for?
Before you open an account with America First Credit Union, watch out for these drawbacks:
- Unwaivable fees. Unlike most banks, America First Credit Union doesn’t waive monthly fees.
- Small service area. This credit union only services select counties in five states.
- In-person applications. You can open basic checking and savings accounts online, but you’ll need to visit a branch to open others.
Compare with leading bank accounts
America First Credit Union customer service
There are several ways to get in touch with America First Credit Union customer service:
- Call 800-999-3961 weekdays from 8 a.m. to 8 p.m. MT and Saturdays from 8 a.m. to 7 p.m. MT.
- Email email@example.com
- Visit a local branch
American First Credit Union services select counties from five states. It offers strong APYs that range from 0.1% to 2.4% and free basic checking and savings accounts. But its service area is small and some accounts have unwaivable monthly fees.
If you’re looking for an account with a broader service area or more free accounts, explore your options.
Frequently asked questions
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