Alliant insurance review

Nail down unique business protection.

  • Apply if your business has unique insurance needs
  • Pick something else if you prefer a highly-rated business.
  • Small or global businesses and specialized risks are welcome.
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Roadside assistance

Depends on provider

New car protection

Accident forgiveness


States served All 50 states
Claims methods online, phone
Payment schedule Depends on provider
Cargo coverage
Non-owner coverage Depends on provider
Lifetime repairs guarantee Depends on provider


  • Focuses on specialized risks
  • National coverage
  • Risk consulting
  • Covers small businesses


  • Few online reviews
  • Limited contact methods
  • May need to dig for website info
Bundling discount Depends on provider
Anti-theft device discount Depends on provider
Paid in full discount Depends on provider
Safety device discount Depends on provider
Other discounts

Review by

Sarah George is a staff writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.

Expert review

Alliant Insurance Services has wide, customized options, spanning businesses in all types of industries and risks. Consider a quote from Alliant plus several other business insurers if you have specialized needs.

What types of insurance does Alliant offer?

Alliant pinpoints your company’s needs and customizes your policy accordingly, even taking on specialized cases that face unusual risks, such as cyber ransom and forgery. It has broad coverage that works for small and global businesses like:

  • General liability. Pays for medical expenses and court fees if an employee injures someone or damages someone else’s property.
  • Directors and officers liability. Protects corporate leaders if their personal assets are affected by claims filed against them.
  • Employment practices liability. Financially safeguards against case claims filed for wrongful termination, demotion, discrimination or harrassment.
  • Environmental liability. Covers damage caused by a business contaminating the environment, like an oil spill.
  • Umbrella liability. Boosts your liability maximums for any type of liability.
  • Business property. Shores up protection against damage to your buildings or equipment.
  • Credit and political risk. Risks related to legal licensing or regulations, contracts, supply chain disruption or political violence.
  • Commercial auto. Covers accidents that happen in business vehicles for liability or physical damage.
  • Commercial crime and fidelity bonds. Safeguards against forgery, embezzlement or computer fraud, including employee fraud.
  • Cyber and network security. Protects your company’s online security and sensitive data.
  • Foreign. Bridges the risks of doing business internationally, such as failing to meet international laws.
  • Kidnap and ransom. Pays for medical expenses, monetary demands and other costs related to a ransom situation, including cyber ransom.
  • Owner-controlled insurance program (OCIP). The owner of a new construction project or series of projects can buy coverage for contractors working for them, possibly in lieu of the contractors’ own insurance.
  • Professional liability. A customized policy for individuals against targeted accusations, such as wrongful professional practices or damage or loss caused by their decisions.
  • Surety bonds. Assures two companies hold to an agreement or contract.
  • Employee benefits. Offers consulting to connect you with a customized benefits package for your employees.

What types of businesses does Alliant work with?

The company molds insurance policies for many industries, such as:

  • Agribusiness and food
  • Automotive
  • Construction
  • Energy or marine
  • Executive risk
  • Financial institutions
  • Healthcare
  • Law firms
  • Life sciences and medical products
  • Mergers and acquisitions
  • Nonprofits and land trusts
  • Parking and valet
  • Public organizations
  • Real estate
  • Restaurants and lodging
  • Technology
  • Tribal nations

Which insurers does Alliant work with?

Though Alliant doesn’t underwrite policies directly, the company partners with many brokers, insurers and organizations to discover the best solutions for your business.Its partners are:

What do customers say about Alliant?

Alliant holds an A+ rating from the BBB. Businesses may not review as often as individuals, and problems might also get reported with their insurer directly, instead of through Alliant.

However, the one BBB review mentioned a fraud situation, accusing an agent of pocketing payments without giving his business any coverage. It’s not clear whether this case was investigated by Alliant or the National Association of Insurance Commissioners. Without that vital information, this situation may only serve as a reminder to verify coverage with the insurance company, rather than relying on an agent.

Pros and cons of Alliant


  • Covers specialized risks. Alliant hones in on unique insurance needs, finding a policy or insurer to fit.
  • National coverage. The company has offices nationwide so that it can better serve businesses.
  • Risk consulting. Use Alliant’s risk consultants to prevent company accidents and damage.
  • Small business friendly. You’ll find basic products and pricing that fits small businesses too.


  • Few reviews. There’s not much feedback from businesses who have used Alliant before.
  • Little generalized customer service. Unless you’re calling about a specific type of coverage, you’re left with a contact form for general questions.
  • May need to dig for website info. Some offerings like small business coverage or risk consulting are buried under vague names like Select Business Solutions.

How do I contact Alliant?

The main contact methods are phone numbers specific to your type of coverage, or the company’s contact form.

  • Phone. From the website, click on the coverage you need to find the correct phone number and agent to contact.
  • Email. Fill out a form on the contact page with your general question.

Frequently asked questions about Alliant

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