$100 short term loans until your next payday

Apply for a small short term loan to last you until your next payday – and get the money quickly.

If you’re looking for a $100 loan, you probably need the cash quickly. In this case, traditional banks might not be the best option because their approval process and fund disbursement time can take days. Traditional banks also have stricter requirements and may not offer loans in such small amounts.

This is where short term loans come in. Offering smaller amounts and shorter repayment periods, these lenders are able to get funds to you more quickly – some as quickly as the same day! Read further to learn more about your options.

Check into Cash Payday Loan

Check into Cash Payday Loans

Apply for a payday loan conveniently online and borrow any amount between $50 and $1,000.

  • Minimum loan: $50
  • Maximum loan: $1,000
  • Turnaround time: 1–2 business days
  • Loan term: Varies by state
  • Must be 18+ years old
  • No security deposit needed

    How to get a $100 loan

    • Start by finding a lender from the table below. You can compare your short term loan options by looking at the minimum and maximum loan amounts and the turnaround time. One of the most important things to review is the eligibility criteria. So make sure you go to the lender’s page to check that.
    • Click through to the lender’s site once you’ve decided which loan to apply for. There you can review the final fees and loan terms on the site and submit your application. You’ll need your personal, employment and banking details on hand to verify your identity and income.
    • Find out if you’ve been approved. Some lenders can take up to a day to process your application while others offer instant approval. Once you’ve been approved, your money should arrive in one to two business days. If you need the loan the same day, make sure you apply with a lender that offers same day loans.

    Quick $100 loans you can apply for now

    Rates last updated June 24th, 2017
    Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
    Min Loan Amount Maximum Loan Amount Turnaround Time
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    $50 $1,000 1–2 business days Same rates
    everywhere
    Go to site More
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
    $100 $250 Generally receive the money the next business day Same rates
    everywhere
    Go to site More
    CashAdvance.com Payday Loans
    Whether for emergencies or unexpected expenses, this broker may be able to match you among its nationwide network of lenders.
    $100 $1,000 1–2 days Same rates
    everywhere
    Go to site More

    Have we missed anything in the comparison table? Tell us

    • If the provider quotes a different rate to the one above please let us know

    How to compare your loan options

    • Fees. Every lender will charge slightly different fees depending on the loan’s terms and your state of residence. Although fees vary from lender to lender, all lenders should disclose what fees will be charged ahead of time. There are usually additional penalty fees for things like late payments and defaulting. So making sure you pay your loan back on time is important.
    • Repayment terms. As the name implies, short term loans typically come with short repayment periods. Some lenders are more flexible than others in terms of allowing you to set your repayment dates. Repayment periods can be as short as two weeks and up to one year.
    • Lender’s reputation. With the rise of online scams, it’s important to check the reputation of a lender before submitting an application. You can read lender reviews here on finder.com to make an informed decision.
    • Availability. Some states have strict regulations regarding payday loans. Others don’t permit them at all. See the interactive map below to check if payday loans are available in your state.

    Pros and cons of $100 loans

    • Quick turnaround time.
      These loans can be processed within a couple of hours and in your account in as little as an hour or one business day.
    • Easy approval.
      Short term loan lenders are known for being more lenient in their approval process. There are lenders that accept people with bad credit as well as people receiving welfare payments.
    • High interest rates.
      As a high-risk loan on the part of the lender, $100 loans can come with very high interest rates.
    • Disreputable lenders.
      There are lenders who may try to take advantage of people who need cash quickly. Always do your research on the lender before submitting a loan application.

    Frequently asked questions about $100 loans

    Repayment terms vary depending on the lender and loan type. Be sure to check the lender’s site before applying to make sure you’re comfortable with the repayment period before applying.
    Most lenders will direct debit the specified loan amount on the repayment due date from your selected bank account. Some lenders also offer alternate repayment methods such as personal checks.
    Fees vary by lender and depend on factors such as the amount you borrow and your repayment duration. There are additional fees for late payments and if you default. It’s important to make sure you can pay the loan back on time to avoid those extra costs.
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    US Payday Loans Offers

    Learn about our information service
    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    OppLoans Installment Loans

    Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    Check City Payday Loan

    Apply for a fast, secure and confidential payday loan — even with less-than-perfect credit.

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