Editor's choice: Check Into Cash Payday Loan
- Safe, secure application
- Use the money for any purpose
- Receive funds as soon as next business day
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated . What changed?
We reviewed over 130 payday loan and installment loan providers before coming up with this list of lenders that offer $100 loans. With these lenders, you can apply online or at a store and get $100 soon as the same day.
These lenders offer payday loans as low as $100 — although they may not be available in all states.
|Lender||Loan type||Minimum loan amount||Turnaround|
|Ace Cash Express||Payday loan||$100 in some states||Same day in store, as soon as 1 business day online|
|Possible||Installment loan||None||1 business day|
|Check Into Cash||Payday loan||$50||1–2 business days|
|Check City||Payday loan||$100 in some states||Same day in store, as soon as 1 business day online|
|Speedy Cash||Payday loan||$50||1 day||Read review|
|Allied Cash Advance||Payday loan||$50||Same day in stores, 1 business day online||Read review|
|Earnin||Pay advance app||None||Same day to 2 business days||Read review|
Payday loans, credit card cash advances and pay advance apps all offer loans starting at $100. Here are a few options you can consider when you need to borrow:
Select your state from the drop-down list to view lenders that offer loans of $100.
To apply for a $100 loan, you can typically fill out a quick online application. If you’re eligible, most lenders are able to fund small-dollar loans within one to two business days — and you might not even need a good credit score.
There are some crucial factors to consider before taking out a loan.
It’s important that you have a fair idea of what your repayments will look like before you apply for your $100 loan. Once you know how much you have to repay, take into account your existing salary and expenses to make sure you can afford the loan.
When you look for a $100 loan, bear in mind that it can come with risks.
Learn more about $100 loans with answers to commonly asked questions.
It may. While you don’t need good credit to qualify, you may need to meet certain other credit requirements to be eligible — especially for a loan that can help to build your score.
Most lenders don’t charge prepayment penalties, but you should review your loan contract or ask your lender to confirm its terms.
Most lenders require applicants to have operational checking or savings accounts where they can transfer funds electronically. Installment and payday loans you can apply for in person may not have this requirement.
While not all lenders report to the big three credit agencies that handle credit, some might choose to report late or missing payments. This is at the discretion of the lender.
Here’s where to get financial help for yourself and your business if you’ve been affected by the storm in February 2021.
The White House announced new changes to PPP loans, helping the smallest businesses and opening access to people with student loan defaults or nonfraudulent felony convictions.
Small cash advances perfect for avoiding steep overdraft fees.
Use your death benefits to help pay for medical expenses while you’re still alive.
Solid option for those with Empower memberships. Not the right choice for everyone else.
No fees or tips required to access this exclusive online banking feature.
Lenme connects borrowers to investors through its simple app.
Pedir prestados $100 puede ser algo rápido y no tan doloroso proceso. Este artículo cubre exactamente lo que tú necesitas saber cuándo solicitas un préstamo, incluso entre días de pago.
This lender’s lack of transparency may make it more difficult to know what you’re getting into.
Residents of 13 states can find a lender quickly — if you’re willing to work with a new service.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.