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Get a $100 loan until your next payday

Where to get a $100 loan to last you until your next payday.


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Editor's choice: LendYou Short-term Loans

LendYou Short-term Loans logo
  • Funds as early as same day
  • Loans up to $15,000
  • No collateral required
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Call now: 866-894-6506

When you need an extra $100 fast, a payday loan might be a good option. Especially with bad credit. You apply at a store or online. And if you’re approved, you can get your money quick as the same day.

How do I get a $100 loan?

  1. Find a lender. Our comparison table can help you find a lender that offers $100 loans in your state.
  2. Make sure you’re eligible. Most lenders require you to have a bank account and regular income to borrow $100.
  3. Apply online or in-store. Found a lender you like here? Click the Go to Site button to get started.
  4. Wait for approval. You can often get approved in as little as a few minutes for a loan as small as $100.
  5. Get your money. If you applied online, your money can be in your bank account as soon as the next day. Through a store, you can often get your $100 the same day.

Compare and apply for $100 loans

Data indicated here is updated regularly
Name Product Filter Values Max. Loan Amount Loan Term Turnaround time
OppLoans Installment Loans (es)
9 a 24 meses
1 día hábil
Préstamos a plazos con tasas competitivas de un prestamista directo de máxima calificación.
Check into Cash Payday Loan (es)
Varía según el estado
1 to 2 business days
Con 1,000 sucursales en 30 estados, obtén de $50 a $1,000 de este prestamista directo en sólo unos días.
LendYou Short-term Loans (es)
Same business day to 1 business days
Realiza tu solicitud de préstamo en linea que ofrece prestamos de corto plazo sin restricciones con plazos de entrega rápidos.
Slam Dunk Loans (es)
Same business day to 1 business days
Potencialmente obtén la aprobación para un préstamo a corto plazo a través de este servicio de conexión de prestamista, incluso con historial de crédito deficiente. (es)
3 months to 3 years
Con requisitos simples y objetivos, este proveedor ofrece fácil aprobación a préstamos para personas con pobre calificación crediticia.
CashUSA Installment Loans (es)
90 días a 72 meses
Un servicio de conexión en línea para préstamos en efectivo rápido.

Compare up to 4 providers

How do $100 loans work?

Most $100 loans are payday loans. This means you borrow the money plus a fee and pay it back within two to four weeks — the next time you get paid. Usually lenders charge a flat fee on loans this small, usually between $15 and $30 that you pay back plus the loan.

Traditionally, lenders would ask you to write a post-dated check for, say $115 when you applied for a loan. But now, it’s more common for lenders to automatically withdraw the money from your account.

Am I eligible for a $100 loan?

You can generally get a loan if you meet the following criteria:

  • You’re over 18
  • You have a steady source of income
  • You live in an eligible state

Most states have restrictions on how much a short-term loan provider can charge on interest and fees. And some ban payday loans altogether.

Compare $100 loans

How to increase your chances of approval

While there is no definite way to make sure a lender approves your application, it could help your application to keep the following in mind:

  • Make sure you’re eligible. Each lender has its own criteria. Make sure you meet it before you apply for a loan.
  • Check your credit report. You can correct any mistakes on your credit report, which increases your credit score.
  • Limit your applications. Submitting too many applications can negatively affect your credit score.

Factoring in your repayments. It’s important that you have a fair idea of what your repayments will look like before you apply for your $100 loan. Once you know how much you have to repay, take into account your existing salary and expenses to make sure you can afford the loan.

Pros and cons of $100 loans


  • Quick turnaround time. These loans can be processed within a couple of hours and in your account in as little as one business day.
  • Easy approval. Short-term loan lenders are known for the leniency of their approval process.
  • Apply with bad credit. Having bad credit doesn’t mean you can’t get a loan. Most payday lenders will consider you for a loan with less-than-perfect credit.


  • High interest rates. Interest rates for short-term loans are noticeably higher than most other loan types so you may want to explore other options first.
  • Disreputable lenders. If any offer seems too good to be true, it probably is. Ensure the lender you’re applying with has a solid reputation by reading independent reviews and checking with your local government.

What you need to know when comparing options

There are some crucial factors to consider before taking out a loan.

  • What do you have to pay the loan back? State laws determine how many weeks a short-term loan can last, usually anywhere from two to four weeks.
  • What are the fees and charges? Lenders may charge financing fees or monthly fees in addition to the interest rate. They can charge you late/missed payment fees and fees if you go into default. If you think you’ll have any problems repaying your loan, you may want to reconsider applying.
  • What is the interest rate? Interest rates for short-term loans vary significantly from one lender to another. It’s always best to compare to know the rate is competitive.
  • Is there repayment flexibility? Lenders who offer loans up to $100 normally require you to set up direct debits through a bank account in order to make payments, and some will charge if you choose to repay your loan early.
  • What is the reputation of the lender? The Internet has given rise to a number of online lenders, so finding out if the lender is legit is important before you apply.

Get a $100 loan now

What to avoid with a $100 loan

When you look for a $100 loan, bear in mind that it can come with risks.

  • Avoid taking on more debt than you can handle and exercise caution throughout the loan process.
  • A short repayment period and high fees translate into high APRs.
  • You can avoid high rates by comparing multiple lenders. Remember to consider all costs, including financing fees if applicable.

Looking for a different type of loan?

Fixed Term

Fixed Amount

7 daysGreen checkmark$1,000
30 daysGreen checkmark$1,500
2 monthsGreen checkmark$2,000
3 monthsGreen checkmark$3,000
5 monthsGreen checkmark$4,000
6 monthsGreen checkmark$5,000
12 monthsGreen checkmark$10,000
24 monthsGreen checkmark$300

Are payday loans available in your state?

Frequently asked questions about $100 loans

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2 Responses

  1. Default Gravatar
    HannahMay 22, 2019

    Can I get a loan deposit into my bank account FAST? I need about $300

    • Avatarfinder Customer Care
      nikkiangcoMay 23, 2019Staff

      Hi Hannah,

      Thanks for your inquiry. To know if you could get a payday loan, start with filling out your state in the form provided above. Once done, it will show the providers available in your state so you can get started choosing and comparing which lender to go for. Once your application is processed and approved, funds are usually deposited into your bank account on the next business day. Some lenders inform you of their decision in minutes, while others can take up to two business days. Expect to hear from the lender about their decision whether or not they approve your loan application.

      As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.

      Hope this helps!


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