

- Consider Veterans United if you want a top-rated VA lender.
- Choose another lender if you want a home equity loan or HELOC.
- Choose this lender for 0% down and no PMI loan options, beyond VA or USDA loans.
- Be wary of a slow approval process.
Loans offered
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
Neither of these seems the right fit?
Minimum credit score
Conventional: 620
Conventional:
States available
Available in all states
Available in all states
Pros
- Focus on veterans
- Suite of mortgage options
- Streamlined application
- 24/7 customer service
- For those ineligible for VA or USDA loans, additional 0% down, no PMI options available
- Special benefits for qualifying military service members
- Fewer fees on select mortgages than other companies
Cons
- No equity or specialty mortgage products
- Little info on non-VA loans
- Limited branch locations
- Requires NFCU membership
- Online complaints relate a long approval process and poor support