Sports Direct
Up to 80% off Adidas
Mens and womens clothing, footwear and accessories - all in good price. Shop now! T&Cs apply.
Zilch is a virtual payment card that allows users to shop now and pay later for goods at thousands of online stores.
The best thing about Zilch is that it can be used at almost any online store, regardless of whether or not the retailer is partnered with Zilch itself. The below retailers offer Zilch as a payment method for free, but other online retailers may charge you a fee of £2.50 to use the platform.
Sports Direct
Sports Direct
Up to 60% off Asics running shoes
Explore a range of men's, women's and kids' Asics running shoes. Shop the very latest options as well as a classic selection of Asics running trainers today. T&Cs apply.
Iceland
New customers!
£5 off £45 spend for new customers
New to Iceland? Use this discount code at the checkout to get £5 off your order of £45 or more! T&Cs apply.
New customers!
Fragrance Direct
£5 off orders over £75
It's easy to spend £75 at Fragrance Direct, so when you do - use this discount code to save £5 on your order. T&Cs apply.
Top shops that offer Zilch
How does Zilch work?
Zilch is slightly different to other buy now, pay later services (such as Klarna and Clearpay) in that you will be given a virtual Zilch card. In order to use it, select your chosen store on Zilch’s website, activate the card for that store and then start shopping! After that, you can order your goods with the Zilch card and the total cost of your shopping will be divided into four even chunks. At the time of purchase, 25% of the total order cost will come out of your attached payment method. The remaining 75% of the total will be taken from your account every 2 weeks (over a period of 6 weeks) at 25% each time.
- Late repayments can cause you serious money problems. For help, contact the MoneyHelper.
Buy now pay later news and reviews
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Klarna will start charging UK customers for late payments from March 2023.
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Square enters the UK buy now, pay later market through Clearpay
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Virgin Money is the latest lender to grab a “Slyce” of the BNPL pie
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Butter review 2023
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Buy now, pay later provider, Klarna, is set to share UK customers’ spending habits with credit reference agencies from 1 June 2022.
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PollenPay review 2023
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We show you where to buy children’s toys from your favourite stores and how to pay later with Clearpay.
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Klarna games consoles: Buy Xbox, PlayStation and Nintendo and pay later with Klarna
Shop for the latest consoles now and pay later with Klarna.
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Clearpay games consoles: Buy Nintendo now and pay later
Shop now and pay in manageable instalments with Clearpay.
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Clearpay vs Laybuy: Compare popular buy now, pay later platforms
We compare 2 of the UK’s most popular buy now, pay later services, Clearpay and Laybuy, and explore which might be the right choice for you.
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Klarna vs PayPal: Compare popular buy now pay later platforms
Klarna and PayPal are two of the biggest names in the online payment industry. So which should you use for your next purchase? We compare the two.
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Klarna vs Laybuy: Compare popular buy now, pay later platforms
How do Klarna and Laybuy compare? We put two of the UK’s most popular buy now, pay later services head to head to see how they match up and which might be the right choice for you.
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M&S and John Lewis announce their own buy now, pay later schemes
M&S and John Lewis have launched in-house challengers to buy now, pay later services like Klarna.
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Buy now, pay later platforms to face stricter regulation
The FCA is set to introduce tighter controls for buy, now pay later firms like Klarna and Clearpay.
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PayPal Pay in 3 review: What is it and how does it work?
PayPal’s buy now, pay later service splits your shopping into three interest-free payments. We look at how to apply, key features and where you can shop.
Read more…Black Friday Klarna deals live now: Where to shop with Klarna this Black Friday
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Black Friday Clearpay deals live now: Where to shop with Clearpay this Black Friday
Looking to shop this Black Friday but pay for your order later? Here are all the best Black Friday deals with Clearpay as a payment option at the checkout.
Read more…More guides on Finder
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Klarna to introduce late fees in the UK
Klarna will start charging UK customers for late payments from March 2023.
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Zopa to acquire buy now, pay later provider DivideBuy
Zopa is buying DivideBuy in its first acquisition since signalling a move towards offering BNPL.
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Square enters the UK buy now, pay later market through Clearpay
Payment platform Square enters the buy now, pay later market with Clearpay.
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Virgin Money Slyce review 2023
Virgin Money is grabbing a “Slyce” of the buy now, pay later pie with its newest credit card product. Here’s what we know so far.
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Virgin Money is the latest lender to grab a “Slyce” of the BNPL pie
Virgin Money is offering eligible customers to “buy now, pay better on terms that work for them” with its new credit card product, Slyce.
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Zopa set to launch buy now, pay later credit
Digital bank Zopa has revealed plans for buy now, pay later deals.
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What is PayPal Credit?
Discover more about PayPal Credit to see if it could work for you.
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Butter review 2023
Spread your flights, hotels and shopping purchases over 10 instalments with buy now, pay later provider Butter.
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Will paying with Klarna now affect your credit score?
Buy now, pay later provider, Klarna, is set to share UK customers’ spending habits with credit reference agencies from 1 June 2022.
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Finder Lending Innovation Awards 2022
These awards recognise innovation in the areas of credit cards, loans, mortgages and BNPL. We reveal this year’s winners.
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