Vauxhall Zafira insurance group & costs

Find out how much it could cost you to insure your Vauxhall Zafira, and how you can keep your premiums low.

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Vauxhall Zafira models range from insurance groups 10 to 30, so the cost of insurance can vary significantly depending on which model you have.

Vauxhall Zafira insurance groups and cost

In the table below, we show you the insurance group for different Vauxhall Zafira model versions alongside the likely premiums for different age ranges.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
Vauxhall Zafira Estate (2005 - 2014) Breeze 1.6i 5d10£913.24£609.70£510.36£471.36Get Quote
Vauxhall Zafira Estate (2005 - 2014) Design 1.6i 5d11£1,135.84£681.20£564.69£549.94Get Quote
Vauxhall Zafira Tourer (2012 - 2018) ES 2.0 CDTi (110bhp) 5d11£1,135.84£681.20£564.69£549.94Get Quote
Vauxhall Zafira Estate (2005 - 2014) Exclusiv 1.6i (115bhp) 5d12£965.08£658.66£544.09£521.48Get Quote
Vauxhall Zafira Estate (1999 - 2005) .com 1.6 5d13£921.95£573.32£490.62£469.68Get Quote
Vauxhall Zafira Estate (2005 - 2014) Active 1.6i 5d14£1,047.48£555.44£512.66£517.67Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Tech Line 1.8i 5d14£1,047.48£555.44£512.66£517.67Get Quote
Vauxhall Zafira Estate (1999 - 2005) Comfort 1.8 5d (99)15£1,425.58£756.46£695.57£676.53Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Tech Line 2.0 CDTi ecoFLEX 5d15£1,425.58£756.46£695.57£676.53Get Quote
Vauxhall Zafira Estate (2005 - 2014) Design 1.8i (120bhp) 5d16£1,481.96£849.03£660.04£667.28Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Design 1.6CDTi (134PS) S/S ecoFLEX BlueInjection (10/16) 5d16£1,481.96£849.03£660.04£667.28Get Quote
Vauxhall Zafira Estate (1999 - 2005) Breeze 2.0 DTi 5d17£1,049.13£693.78£596.04£559.18Get Quote
Vauxhall Zafira Tourer (2012 - 2018) SRi Nav 1.6CDTi (134PS) S/S Ecotec BlueInjection 5d17£1,049.13£693.78£596.04£559.18Get Quote
Vauxhall Zafira Estate (2005 - 2014) Active Plus 2.2i 5d Auto18£1,395.77£661.75£611.82£613.29Get Quote
Vauxhall Zafira Estate (1999 - 2005) Comfort 1.8 5d (01)19£1,142.45£594.10£573.80£547.25Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Tech Line 2.0 CDTi (165bhp) 5d Auto19£1,142.45£594.10£573.80£547.25Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Tech Line 2.0 CDTi (170bhp) 5d20£1,140.45£566.99£560.23£534.47Get Quote
Vauxhall Zafira Tourer (2012 - 2018) Design 2.0 CDTi (170bhp) 5d21£1,072.10£689.18£593.39£527.60Get Quote
Vauxhall Zafira Estate (2005 - 2014) Design 2.0T 5d22£1,108.94£729.30£624.63£589.41Get Quote
Vauxhall Zafira Tourer (2012 - 2018) SRi Nav 2.0CDTi (170PS) S/S BlueInjection (10/16) 5d22£1,108.94£729.30£624.63£589.41Get Quote
Vauxhall Zafira Estate (2005 - 2014) Elite 2.0T 5d23£1,416.79£809.39£703.65£656.36Get Quote
Vauxhall Zafira Estate (1999 - 2005) Comfort 2.2 5d25£1,380.34£861.31£730.90£648.06Get Quote
Vauxhall Zafira Estate (1999 - 2005) GSI 2.0 16V 5d28£1,051.05£582.19£543.93£540.48Get Quote
Vauxhall Zafira VXR (2005 - 2010) VXR 2.0T 5d30£3,439.38£1,001.68£874.54£861.41Get Quote

Average Vauxhall Zafira insurance cost

To provide you with an idea of how much it may cost you to insure your Vauxhall Zafira, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Vauxhall Zafira with a comprehensive policy for £790.51 yearly, or £70.84 paying monthly.

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Vauxhall Zafira insurance cost by location

The table above shows the average cost of Vauxhall Zafira insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Vauxhall Zafira Estate (2005 - 2014) Breeze 1.6i 5d.

  • Expensive: £858.95 (London E10)
  • Mid-range: £609.70 (Chester CH1)
  • Cheap: £406.66 (Newquay TR8)

What factors affect my Vauxhall Zafira insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Vauxhall Zafira premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Vauxhall Zafira you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £329.67 to £5,170.44, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

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Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 292 Finder guides across topics including:
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Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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