Vauxhall Corsa insurance group and cost

The Vauxhall Corsa is a small family car that has been produced by the British manufacturer since 1982. It provides great value for money, as well as being reasonably cheap to run and insure. In this guide, we’ll look in more detail at Vauxhall Corsa car insurance costs and how you could save on your premiums.

How much does it cost to insure a Vauxhall Corsa?

To give you an idea of how much it could cost you to insure your car, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Vauxhall Corsa with a comprehensive policy for monthly payments of £57.19 or an annual lump sum of £620.53. However, this is just an average: your actual premium will depend on a number of factors, including the insurance group the car is in.

• How we got this rate

  We generated these quotes using the following assumptions.

  The vehicle is/has:

  • A 2018 model.
  • Manual transmission.
  • Petrol.
  • Factory fitted alarm system.
  • Not modified.
  • Used for social and commuting purposes.
  • 10,000 mileage per year.
  • Parked in a car park during the day.
  • Parked on a driveway at night.

  The driver is/has:

  • Driver is a 30-year-old teacher from London.
  • 5 years no claims discount.
  • No driving or other convictions in the last 5 years.

Vauxhall Corsa insurance groups

Vehicles in the UK are categorised into insurance groups, ranging from group 1 (the cheapest) to group 50 (the most expensive), which partly determine the cost of your premium.

Vauxhall Corsa models fall anywhere from group 3 to group 30, meaning the cost of insurance for your Corsa can vary hugely. For example, a 30-year-old driver in an average postcode could pay…

• around £607 for insurance on a group 3 car, like the Vauxhall Corsa 1.2 SRi 5d
• or around £906 for a group 30 car, such as the Vauxhall Corsa 1.6T VXR 3d

That’s a whopping difference of more than £300 to insure the same make of car. The insurance group a particular model is placed in depends on a number of different factors, including the car’s price.

However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the insurance group for each Vauxhall Corsa model and also the cost you’d be likely to pay at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone)

Vauxhall Corsa insurance cost by location

The table above shows the average cost of Vauxhall Corsa insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Vauxhall Corsa 1.4 Elite 5d Auto.

• Expensive: £836 (London SE1)
• Average: £700 (Newcastle NE1)
• Cheap: £505 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone)

What other factors affect my Vauxhall Corsa insurance rate?

We’ve covered the impact of insurance group, driver age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car’s safety rating
• The model and age of your car
• Security and anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on insurance premiums for my Vauxhall Corsa?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. It might be scary to part with a large sum of money in one go, but if you’re able to pay annually you can save an average of £65.75 a year.
• Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

Is a Vauxhall Corsa cheap to insure?

Finder insurance expert Danny Butler answers

Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Vauxhall Corsa cheap to insure?

As we’ve already established, it depends hugely on the model of your particular Corsa, and which insurance group it’s in.

One factor affecting insurance groups is engine size. The petrol options of the Corsa use a 1.2-litre three-cylinder (available with or without turbo), while the diesel options offer 1.5-litre. In general, the bigger the engine, the higher the cost of your insurance, even for the same model, because these engines are more expensive to repair or replace. For example, a 30-year-old could pay £607 for the 1.2-litre Vauxhall Corsa 1.2 Excite 5d, but could pay around £672 for the 1.4-litre Vauxhall Corsa Excite 5d.

Finally, the safer your car is, the less of a risk it will be for companies to insure, and therefore the lower your premium is likely to be.

How safe is a Vauxhall Corsa?

When tested by Euro NCAP in 2019, the Vauxhall Corsa was given a 4/5 safety rating, scoring an average (across models) of 79% on adult occupant safety and 77% for child occupant safety, with pedestrian safety and safety assist scores in the 60s.

As standard, your Vauxhall Corsa comes with a selection of safety features designed to protect you. These include six airbags to keep passengers protected in the event of a collision, as well as Seat Belt reminders. The Corsa also includes ESC to monitor your car’s behaviour and help you to avoid skidding, as well as Speed Assistance to help you control your speed, and ABS, an anti-lock braking system. Optional extras include Lane Assist to stop you drifting from your lane.

It may be worth asking your insurer what extra safety and security features you can add in return for lower premiums. For more details about optional safety extras that you can invest in, check out the Vauxhall website.

Find the best Vauxhall Corsa insurance

Most insurance companies in the UK will offer insurance for a Vauxhall Corsa. You can compare a huge range of quotes from leading insurers by clicking on the button below.

Bottom line

You should be able to find affordable car insurance for your Vauxhall Corsa. However, your premiums can vary hugely depending on the model you own. Use the tips in this guide to help keep your premiums down. If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.

Frequently asked questions

• How long does a Vauxhall Corsa last?

  Generally speaking, Vauxhall is not considered to be the most reliable make, but if you take good care of your Vauxhall Corsa (like getting a service every six months), it can last you for several years before any major works are needed.

• What is the top speed of the Vauxhall Corsa?

  This will depend on the model you choose. The entry-level petrol Corsa goes up to a 108mph top speed, with the turbocharged version going up to 121mph.

  The diesel version has a top speed of 117mph.

• Is a Vauxhall Corsa a good first car?

  As a small, affordable car that’s easy to manoeuvre, the Vauxhall Corsa is a popular choice for new drivers.

• Is a Vauxhall Corsa cheap to run?

  This will depend on the model of the car and what type of fuel it takes – petrol cars are usually high on running cost and low on maintenance cost, whereas diesel cars are low on running cost and high on maintenance. Generally, the Vauxhall Corsa is not without its problems, with common issues including the gearbox being prone to wear and tear and the possible loss of stability and steering control.

• Is the Vauxhall Corsa being phased out?

  Not that we know of!

Compare insurance for other Vauxhall models