Halifax loan calculator

Use our Halifax loan calculator to work out how much you'll pay back on a Halifax personal loan, and the size of your repayments

What is Halifax?

A division of the Bank of Scotland (which is itself part of the Lloyds Banking Group), Halifax offers personal loans to new and existing customers. There’s also the option for Halifax current account holders to borrow more. When you apply online, Halifax states that you could get a decision within minutes.

Calculate the cost of a Halifax loan

Table: sorted by representative APR, promoted deals first
1 - 2 of 2
Name Product Ratings Customer rating Finder score Total Payable Monthly Repayment Representative APR Link
Halifax Personal Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.6% p.a. (fixed). Representative APR 6.6% and total payable £11,018.52 in monthly repayments of £306.07.
Halifax Existing Customer Personal Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.6% p.a. (fixed). Representative APR 6.6% and total payable £11,018.52 in monthly repayments of £306.07.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.

How do Halifax loans compare against the competition?

Table: sorted by representative APR, promoted deals first
Before you take out a personal loan, it’s important to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
Name Product Ratings Customer rating Finder score Total Payable Monthly Repayment Representative APR Link
Novuna Personal Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
Check eligibility
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 7.4% p.a. (fixed). Representative APR 7.4% and total payable £11,142.00 in monthly repayments of £309.50.
My Community Bank Personal Loan
Finder score
★★★★★
Not yet rated
★★★★★
Expert analysis
Check eligibility
View details
Representative example: Borrow £5,000 over 48 months at a rate of 25.0% pa (fixed). Representative APR 28.1% and total payable £7,955.24 in monthly repayments of £165.73.
Barclays Existing Current Account Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.1% p.a. (fixed). Representative APR 6.1% and total payable £10,941.12 in monthly repayments of £303.92.
Halifax Personal Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.6% p.a. (fixed). Representative APR 6.6% and total payable £11,018.52 in monthly repayments of £306.07.
Halifax Existing Customer Personal Loan
Finder score
★★★★★
★★★★★
User rating
★★★★★
Expert analysis
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.6% p.a. (fixed). Representative APR 6.6% and total payable £11,018.52 in monthly repayments of £306.07.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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