Nissan Pulsar insurance group
Compare car insurance costs for your Nissan Pulsar based on your age and location.
In production since 1978, the Nissan Pulsar is a medium-sized family car. It’s a hatchback that’s spacious, comfortable and comes with air conditioning and cruise control as standard. While that’s all well and good, what about insuring the thing?
What insurance group does the Nissan Pulsar fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Nissan Pulsar models range from insurance groups 9 to 18, meaning they’re not the most expensive cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £711 for cover on a Nissan Pulsar 1.2 DiG-T N-Connecta 5d Xtronic that is in insurance group 9 or around £800 for a Nissan Pulsar 1.6 DiG-T N-Tec 5d that is in insurance group 17. This clearly shows the impact on premium pricing that occurs when one car is in a much higher insurance group.
Nissan Pulsar insurance cost by location
Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Nissan Pulsar 1.5 dCi Visia 5d.
- Expensive: £895 (London SE1)
- Average: £756 (Newcastle NE1)
- Cheap: £549 (Galashiels TD1)
Which factors affect my Nissan Pulsar insurance rate?
Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:
- Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £855 for insurance for a Nissan Pulsar 1.2 DiG-T N-Tec 5d, while you may pay £968 for a Nissan Pulsar 1.6 DiG-T Tekna 5d. So, that’s an extra £15 per year you’ll pay for the Long Range engine.
- Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £865 for insurance for a Nissan Pulsar 1.5 dCi Acenta 5d, while the same 30-year-old in Newcastle may only pay £731. That’s an extra £83 per year that the average 30-year-old would pay in London compared to Newcastle.
- Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,557 for the Nissan Pulsar 1.5 dCi Visia 5d, while the average 40-year-old Londoner will only pay £815. That’s £1,023 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include the following:
- The model and age of your car
- Your car’s safety rating score
- Your car’s safety features
- Your car’s anti-theft precautions
- Your annual mileage
- Your driving history and activity
- Your no-claim discount
- Your marital status
- Your credit history and job
How can I save on my Nissan Pulsar premium?
Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.
- Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
- Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
- Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
- Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.
Facts about the Nissan Pulsar
– European production of this car has ended due to low demand levels.
– It won 2015 Car of the Year in the Canary Islands.
– In 2015, What Car? named it Best Buy – Family Car under £16,000.
It’s a reliable family car that will get you from A to B and won’t break the bank to insure. There are cheaper and more expensive options out there, so depending on your budget, this could be a good option.
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