Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
Sites like Creditspring
Creditspring is one of a handful of loan companies taking a fresh approach to high-cost, short term credit.
Designed as an alternative to traditional, payday-style loans, Creditspring offers you 2 interest-free loans per year, in return for a monthly subscription fee. Right now it’s pretty unique in doing this, however other loan companies are shaking up the short term loans market with innovative services and fast, flexible borrowing options.
Our tool at the end of this page, allows you to compare the cost of short term loans from multiple lenders. Alternatively, here are some other loan companies like Creditspring – some of which offer a “line of credit” and some of which offer more traditional loans:
Online lenders like Creditspring
Compare the cost of payday lendersAs well as comparing short-term loans with other types of credit, before you apply for a loan it’s a good idea to shop around and compare a range of lenders. You can use the table below to get an idea of how much the loan that you have in mind might cost.
We compare payday/short-term loans from
Ask an Expert