Hyundai Amica insurance group
Compare car insurance costs for the Hyundai Amica based on the specific model version and the demographics of the driver.
The Hyundai Amica is a small car produced between 2000 and 2003. This is an entry-level car in every way. There’s not a lot of power, but you can expect this vehicle to be cheap to buy, run and insure. In this guide, we drill down further into the average cost of insurance based on the specific model version and factors related to the driver.
What insurance group does the Hyundai Amica fall under?
When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Hyundai Amicas are found in insurance group 8, meaning the car insurance will be on the cheap side.
Hyundai Amica insurance cost by location
As well as the insurance groups and driver age, there are a number of other factors that affect the cost of your car insurance premiums.
Your location is one of the most significant. To show the potential influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Hyundai Amica 1.1 Atlantic 5d.
- Expensive: £836 (London SE1)
- Average: £700 (Newcastle NE1)
- Cheap: £505 (Galashiels TD1)
Which factors affect my Hyundai Amica insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. However, in this case, all models of the Hyundai Amica come with a 1.1-litre engine.
- Driver location. Your home address helps insurers determine your level of risk, as far as how likely you are to make a claim on your policy. Your premium will rise if you live in an area where motorists are more likely to make a claim on their policy. For example, a 30-year-old in central London may pay £836 for insurance for a Hyundai Amica 1.1 GSI 5d, while the same 30-year-old in Newcastle may only pay £700. This difference occurs because Londoners are statistically more likely to make a claim on their insurance policy.
- Driver age. The youngest drivers are the most likely to claim on their car insurance, and that’s why they have to pay far more. As an example, the average 20-year-old driver in London may pay £1,454 for the Hyundai Amica 1.1 CDX 5d, while the average 40-year-old in Newcastle will only pay £762. As you can see, in this example the average 20-year-old would have to pay almost double to insure a Hyundai Amica, compared to a 40-year-old. This huge price difference can often be the case with more expensive vehicles too.
Other factors that influence the cost of your insurance include:
- Your car’s safety rating score
- Your car’s security and any extra anti-theft precautions
- Your marital status
- Your credit history and job
- Annual miles driven
- Your driving history and activity
- Your no-claims discount
- The model of your car
- The age of your car
How can I save on my Hyundai Amica premiums?
When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. So, here are some tricks you can try to lower the cost of your premium.
- Limit your annual mileage. Can you occasionally take some journeys by foot or public transport, rather than using your car? If so, this can help you to save on your premiums.
- Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly premium payments.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. That’s why many of them are willing to offer a discount when you add extra safety measures.
- Don’t just accept your renewal quote. When it’s time for renewal, make sure you shop around and don’t just settle for the renewal price given by your existing insurance company. There may be cheaper options out there.
The Hyundai Amica is a small and now somewhat old city car, and thus it’s relatively cheap to insure. Also, the tips in this guide will help you to reduce the price of insuring this car even further.
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