Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
First Direct loan calculator
Our First Direct loan calculator will help you work out how much you'll pay back on a First Direct personal loan.
Calculate the cost of a First Direct loan
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Late repayments can cause you serious money problems. See our debt help guides.
How do First Direct loans compare against the competition?
Table: sorted by representative APR, promoted deals first
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
What is First Direct?
Originally part of Midland Bank, First Direct is an internet and telephone banking service which has been part of the HSBC group since 1992.
Our calculator lets you pick how much you want to borrow, over a timeframe that suits you, to estimate how much you would pay back each month and overall. We base our calculations on First Direct’s representative APR, but it’s important to note that credit is subject to status and your circumstances may affect the rate you’re offered.
First Direct loan rates and fees
- First Direct Personal Loan:6.4% p.a. fixed interest rate with no fee, on loans of £10,000 over 3 years. Apply to borrow up to £50,000.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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