Compare Bank of China (UK) credit cards for September 2020

If you have a Bank of China (UK) current account, you could benefit from a Great Wall International credit card. Earn reward points as you spend and exchange them for your choice of free gift.


Bank of China

In 1929, Bank of China’s first overseas branch was opened in London. In 2007, the Financial Services Authority gave it the go-ahead to establish a formal UK subsidiary, now known as Bank of China (UK). The bank now also has branches in Glasgow, Manchester and Birmingham.

Its cards are part of the Visa network, so they are accepted at over 20 million locations worldwide.

Compare the Bank of China (UK) range of credit cards

Table: sorted by representative APR, promoted deals first
Data indicated here is updated daily
Name Product Purchases Balance transfers Annual/monthly fees Rep. APR Incentive Link
Bank of China (UK) Great Wall International Classic Credit Card Visa
£10 per annum
19% (variable)
Earn 10 points per £1 spent on card; points can be redeemed for selected gifts or card annual fee waiver.
Representative example: When you spend £1,200 at a purchase rate of 17.1% (variable) p.a. with a fee of £10 per annum, your representative rate is 19% APR (variable).
More Info
Bank of China (UK) Great Wall International Gold Credit Card Visa
£40 per annum
20.1% (variable)
Earn 10 points per £1 spent on card; points can be redeemed for selected gifts or card annual fee waiver.
Representative example: When you spend £1,200 at a purchase rate of 12.7% (variable) p.a. with a fee of £40 per annum, your representative rate is 20.1% APR (variable).
More Info

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Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

What benefits can I get with a Bank of China (UK) credit card?

  • Rewards program. Earn points for every eligible £1 you spend. Points can be exchanged for a choice of gifts by calling the Bank of China (UK). Gifts range from stamps and towels to a humidifier or stainless steel flask, according to how many points you have. It is worth saving up your points because for a larger amount, you can choose to have the annual fee on your card waived.
  • Global acceptance. The Bank of China (UK) credit cards are part of the Visa network, meaning they are accepted at more than 35 million locations worldwide.
  • Enhanced security. Have peace of mind when shopping online with Verified by Visa.
  • Online account management. See your balance and make a payment at any time, and from anywhere.
  • Fraud monitoring. Bank of China (UK) will contact you if your card transactions appear to be abnormal, for example if there is a large one-off payment, unusual overseas transactions or payments to retailers not normally used by you.
  • Flexible credit limit. Once you have had your credit card for at least six months, Bank of China (UK) will consider increasing your credit limit.

Applying for a Bank of China (UK) credit card

You will need to download, complete and sign a “Great Wall International Credit Card application form” from the Bank of China (UK) website. You can also request a paper form from any Bank of China (UK) branch.

  1. You will need some valid ID, current bank statements for the last three months and proof of employment. You may be asked to provide additional documents depending on your financial circumstances.
  2. Once you have completed the form, you can return it to the branch and your application will be processed.
  3. If you are approved, you will be notified of your credit limit and your new credit card will be sent to you in the post. You can activate your card over the phone using an automated system.

Eligibility requirements

To be eligible for a Bank of China (UK) credit card, you must:

  • Be aged 18 or over for the main card.
  • Be aged 16 or over for an additional card.
  • Hold an existing bank account with Bank of China (UK) with no previous unsatisfactory account history, default payments or bad debt.

Why might you not be approved?

On the whole, if you meet the eligibility requirements but have a history of bad debt or no credit history at all, you may be rejected. Equally if you are in an IVA or have had a CCJ you may not be accepted. If you have ever declared bankruptcy you are also unlikely to receive a card.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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