Vauxhall Vectra insurance group & costs

The Vauxhall Vectra was first introduced to roads in 1988, and finished production in 2008 after three different generations. There has been a steady decline in popularity due to the end of the model’s production, with only 186,771 being sold in 2016. However, that doesn’t make them a rare sight on UK roads.

Keep reading to see how much insuring a Vauxhall Vectra would cost you.

Vauxhall Vectra insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

Average Vauxhall Vectra insurance rates

To provide you with an indication about how much it could cost you to insure your Vauxhall Vectra, we ran several quotes in order to find an average figure. Our results estimated that, on average, you could insure your Vectra with comprehensive cover for monthly installments of £66.60, or an annual cost of £736.08. For our enquiries, we used the following information:

• The car is a 2010 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Petrol
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect my Vauxhall Vectra insurance rate?

Unfortunately, there are several factors that could influence the price of your premiums. They include:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No claims discount

How can I save on my Vauxhall Vectra premiums?

There are actually a few tricks and tips that you could try in order to lower your premiums and save some money! These tips include:

• Pay annually rather than monthly. By paying annually, you could save an average of £63.12 a year!
• Make yourself a secure investment. If you maintain a clean history of no claims and a good credit rating, you may find yourself being given lower premiums by your provider.
• Be economical about your car usage. Getting the bus to work or walking to the shops may help you to lower your premiums by keeping your mileage low.
• Don’t just accept your renewal quote. When it’s time for renewal, make sure you look at different quotes before you accept your renewal quote.
• Install extra safety precautions. Providers don’t like risks, so the safer you can make your vehicle, the lower your premiums may become.
• Avoid driving convictions. Driving convictions are a sure way to increase your premiums.

Vauxhall Vectra facts

• The Vauxhall Vectra’s highest sales figure was in 2007, with almost 600,000 sales.
• The Vectra was known as the Vauxhall Cavalier for a period of time, before being renamed in the United Kingdom in 1995.
• You can zoom from 0 to 60 mph in under 12 seconds.

Bottom line

The Vauxhall Vectra is widely regarded as being a bit dull, if reliable. It’s not particularly affordable to insure either. Nevertheless, if you do decide you do want to drive this car, the tips in this guide will help you to keep your premiums lower.

Frequently asked questions

• What is the top speed of a Vauxhall Vectra?

  Depending on the model version, you can expect a Vauxhall Vectra to reach a top speed of 161 miles per hour.

• Is the Vauxhall Vectra safe?

  The Vauxhall Vectra was tested under the old Euro NCAP system in 2002, and so we are unable to provide you with an overall safety rating. However, the Vectra was awarded a 4/5 rating for its adult occupant safety, and 1/4 for its pedestrian safety.

  Due to the model’s age and the fact it is no longer in production, the Vauxhall Vectra doesn’t come with the safety gadgets and technology of today’s cars. Despite this, it does come with an array of basic features. It has a great variety of airbags, including side airbags, designed to keep you as safe as possible in the event of a collision.

  As previously mentioned, the safer your car is, the lower you may find your premiums become. You may wish to invest in some extra safety measures for your Vauxhall Vectra, but you may find your options are fairly limited due to the age of the model.

  It is often worth getting on the phone and asking your insurer which safety features, if any, you could add to your car in exchange for lower premiums.

• How much car tax do I have to pay for the Vauxhall Vectra?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Vauxhall Vectra?

  You can buy a Vauxhall Vectra from dealerships, online sellers or a current owner.

• Where can I find Vauxhall Vectra car insurance?

  You can compare the costs of Vauxhall Vectra car insurance using any price comparison website.

• Is a Vauxhall Vectra expensive to insure?

  The Vauxhall Vectra can be found in insurance groups ranging from 15 to 29. This means the vehicle will be relatively near the average rate for car insurance.

Compare insurance for other Vauxhall models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 368 Finder guides across topics including:

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