
The Suzuki Alto is a unique-looking small city car produced by the Japanese since 1979. It’s well-known for being cheap to buy, run and insure. In this guide, you’ll learn the key facts about the Suzuki Alto.
Suzuki Alto insurance groups and cost by driver’s age
Suzuki Alto models range from insurance groups 3 to 4, so you can generally expect the cost of your car insurance to be on the cheaper end of the scale.
Between each insurance group, the cost of insurance can vary quite a bit based on a number of different factors including your car’s performance, safety features and cost of repair. However, in this instance there isn’t much difference between the premiums as the insurance groups are so close to each other. For example, a 30-year-old driver in an average postcode could pay around £526 for cover on a Suzuki Alto 1.0 SZ 5d (insurance group 3), or around £564 for a Suzuki Alto 1.0 SZ2 5d which falls in insurance group 4.
You can find the insurance group and likely premium cost of your Suzuki Alto model in the table below.
Model / Version |
Group (1-50) |
Age 20yrs |
Age 30yrs |
Age 40yrs |
Age 50yrs |
Link |
---|---|---|---|---|---|---|
1.0 SZ 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 SZ2 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 Cruz 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 SZ-L 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 SZ3 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 Play 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 SZ4 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 SZ4 5d Auto |
4 |
£1,436 |
£564 |
£547 |
£521 |
Average Suzuki Alto insurance cost
To provide you with an idea of how much it may cost you to insure your Suzuki Alto, we ran several quotes to find an average figure. Based on our findings, on average, you could insure your Suzuki Alto with a comprehensive policy for the monthly price of £59.33, or an annual sum of £656.66.
Suzuki Alto insurance cost by location
The table above shows the average cost of Suzuki Alto insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance, one of the biggest being your location.
To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Alto 1.0 Cruz 5d.
- Expensive: £848 (London SE1)
- Average: £564 (Newcastle NE1)
- Cheap: £550.06 (Galashiels TD1)
Which factors affect my Suzuki Alto insurance rate?
Along with the insurance group, there are other key factors that impact your insurance premium costs:
- Engine type and capacity. As a general rule of thumb, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £526 for the Suzuki Alto SZ 5d, but could pay around £564 for the Suzuki Alto SZ4 5d Auto.
- Driver location. Your address plays a huge part in determining the cost of your car insurance. Providers will look at crime rates in your local area, the number of uninsured drivers and the number of claims before deciding on the level of risk. For example, a 30-year-old in central London may pay £848 for insurance for a Suzuki Alto 1.0 Play 5d, while the same 30-year-old in Newcastle may only pay £564.
- Driver age. Your age is one of the most significant factors in calculating the cost of your car insurance. In general, the younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,790 for the Suzuki Alto 1.0 SZ-L 5d, while the average 40-year-old Londoner will only pay £779. In this example, the younger driver has to pay an extra £621 per year than the older driver due to the higher level of risk statistically associated with younger drivers.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your car usage
- No claim discount
Suzuki Alto facts and trivia
- The Suzuki Alto replaced a vehicle called the Suzuki Fronte.
- The Indian version of this vehicle is called the the Maruti Suzuki Alto.
The bottom line
It’s small and lacks power, but there is much to admire about this car. It could make a great first vehicle, being as it’s so unique to run and insure. The tips in this guide could help you to cut your insurance costs even further.
Frequently asked questions
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