Suzuki Alto insurance group and cost

Compare car insurance costs for your Suzuki Alto based on your age and location.

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The Suzuki Alto is a unique-looking small city car produced by the Japanese since 1979. It’s well-known for being cheap to buy, run and insure. In this guide, you’ll learn the key facts about the Suzuki Alto.

Suzuki Alto insurance groups and cost by driver’s age

Suzuki Alto models range from insurance groups 3 to 4, so you can generally expect the cost of your car insurance to be on the cheaper end of the scale.

Between each insurance group, the cost of insurance can vary quite a bit based on a number of different factors including your car’s performance, safety features and cost of repair. However, in this instance there isn’t much difference between the premiums as the insurance groups are so close to each other. For example, a 30-year-old driver in an average postcode could pay around £520 for cover on a Suzuki Alto 1.0 SZ 5d (insurance group 3), or around £559 for a Suzuki Alto 1.0 SZ2 5d which falls in insurance group 4.

You can find the insurance group and likely premium cost of your Suzuki Alto model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0 SZ 5d 3 £1,085 £520 £500 £480 Get Quote
1.0 SZ2 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 Cruz 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 SZ-L 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 SZ3 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 Play 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 SZ4 5d 4 £1,422 £559 £542 £516 Get Quote
1.0 SZ4 5d Auto 4 £1,422 £559 £542 £516 Get Quote

Average Suzuki Alto insurance cost

To provide you with an idea of how much it may cost you to insure your Suzuki Alto, we ran several quotes to find an average figure. Based on our findings, on average, you could insure your Suzuki Alto with a comprehensive policy for the monthly price of £59.33, or an annual sum of £656.66.

Suzuki Alto insurance cost by location

The table above shows the average cost of Suzuki Alto insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Alto 1.0 Cruz 5d.

  • Expensive: £840 (London SE1)
  • Average: £559 (Newcastle NE1)
  • Cheap: £544.61 (Galashiels TD1)

Which factors affect my Suzuki Alto insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. As a general rule of thumb, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £520 for the Suzuki Alto SZ 5d, but could pay around £559 for the Suzuki Alto SZ4 5d Auto.
  • Driver location. Your address plays a huge part in determining the cost of your car insurance. Providers will look at crime rates in your local area, the number of uninsured drivers and the number of claims before deciding on the level of risk. For example, a 30-year-old in central London may pay £840 for insurance for a Suzuki Alto 1.0 Play 5d, while the same 30-year-old in Newcastle may only pay £559.
  • Driver age. Your age is one of the most significant factors in calculating the cost of your car insurance. In general, the younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,762 for the Suzuki Alto 1.0 SZ-L 5d, while the average 40-year-old Londoner will only pay £771. In this example, the younger driver has to pay an extra £621 per year than the older driver due to the higher level of risk statistically associated with younger drivers.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your car usage
  • No claim discount

Suzuki Alto facts and trivia

  • The Suzuki Alto replaced a vehicle called the Suzuki Fronte.
  • The Indian version of this vehicle is called the the Maruti Suzuki Alto.

The bottom line

It’s small and lacks power, but there is much to admire about this car. It could make a great first vehicle, being as it’s so unique to run and insure. The tips in this guide could help you to cut your insurance costs even further.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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