The Suzuki Alto is a unique-looking small city car produced by the Japanese since 1979. It’s well-known for being cheap to buy, run and insure. In this guide, you’ll learn the key facts about the Suzuki Alto.
Suzuki Alto insurance groups and cost by driver’s age
Suzuki Alto models range from insurance groups 3 to 4, so you can generally expect the cost of your car insurance to be on the cheaper end of the scale.
Between each insurance group, the cost of insurance can vary quite a bit based on a number of different factors including your car’s performance, safety features and cost of repair. However, in this instance there isn’t much difference between the premiums as the insurance groups are so close to each other. For example, a 30-year-old driver in an average postcode could pay around £526 for cover on a Suzuki Alto 1.0 SZ 5d (insurance group 3), or around £564 for a Suzuki Alto 1.0 SZ2 5d which falls in insurance group 4.
You can find the insurance group and likely premium cost of your Suzuki Alto model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
Average Suzuki Alto insurance cost
To provide you with an idea of how much it may cost you to insure your Suzuki Alto, we ran several quotes to find an average figure. Based on our findings, on average, you could insure your Suzuki Alto with a comprehensive policy for the monthly price of £59.33, or an annual sum of £656.66.
To generate these quotes we used the following information:
The vehicle is a 2018 model
Manual transmission
Petrol
1.2-litre engine
5 seats
5 doors
Factory fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
10,000 mileage per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
5 years no claim discount
No driving or other convictions in the last 5 years
Suzuki Alto insurance cost by location
The table above shows the average cost of Suzuki Alto insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance, one of the biggest being your location.
To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Alto 1.0 Cruz 5d.
Expensive: £848 (London SE1)
Average: £564 (Newcastle NE1)
Cheap: £550.06 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Suzuki Alto insurance rate?
Along with the insurance group, there are other key factors that impact your insurance premium costs:
Engine type and capacity. As a general rule of thumb, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £526 for the Suzuki Alto SZ 5d, but could pay around £564 for the Suzuki Alto SZ4 5d Auto.
Driver location. Your address plays a huge part in determining the cost of your car insurance. Providers will look at crime rates in your local area, the number of uninsured drivers and the number of claims before deciding on the level of risk. For example, a 30-year-old in central London may pay £848 for insurance for a Suzuki Alto 1.0 Play 5d, while the same 30-year-old in Newcastle may only pay £564.
Driver age. Your age is one of the most significant factors in calculating the cost of your car insurance. In general, the younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,790 for the Suzuki Alto 1.0 SZ-L 5d, while the average 40-year-old Londoner will only pay £779. In this example, the younger driver has to pay an extra £621 per year than the older driver due to the higher level of risk statistically associated with younger drivers.
Other factors that influence the cost of your insurance include:
The Suzuki Alto replaced a vehicle called the Suzuki Fronte.
The Indian version of this vehicle is called the the Maruti Suzuki Alto.
The bottom line
It’s small and lacks power, but there is much to admire about this car. It could make a great first vehicle, being as it’s so unique to run and insure. The tips in this guide could help you to cut your insurance costs even further.
Frequently asked questions
Depending on the model, Suzuki Altos can reach top speeds of 96mph.
The Suzuki Alto was awarded 3 out of 5 stars under the Euro NCAP safety analysis. Suzuki Alto models score average across the board with 55% for adult occupant safety and 46% for child occupant safety.
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Suzuki Alto online or by visiting your local Suzuki retailer. You can also buy Suzuki Altos through various motor resellers and websites.
This depends on the specific model of Suzuki Alto you have and the insurance group it falls under. Suzuki Alto models can range between insurance groups 3 and 4, so in general the insurance costs should be cheaper in comparison to other car makes and models.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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