Sky Insurance car insurance review
Find out whether Sky Insurance's bespoke car cover works for you.
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Are you looking for the best car insurance for your high-performance car? Sky Insurance says it doesn’t believe in “one size fits all” when it comes to insurance. Instead, this specialist insurance broker promises to tailor each policy to the individual.
Sky Insurance has been going for more than 30 years and is a specialist insurance broker offering a wide range of products including car, van, household and business insurance, along with temporary cover, and protection for learner and young drivers. It also offers specialist car insurance for imported, modified and performance cars.
Sky Insurance is the trading name of Sky Insurance Services Group Ltd.
Sky Insurance works with a panel of insurers, including Marker Study, Ageas, AXA, Aviva and Highway in order to provide bespoke car insurance products. Sky Insurance Services Group Ltd is authorised and regulated by the Financial Conduct Authority.
Sky Insurance’s Third Party cover
Third party cover is the minimum level of cover that is offered by Sky Insurance. All drivers in the UK are legally obliged to have at least this car insurance. If you are responsible for causing an accident, you’ll be covered for damage to third party vehicles or property. Though it won’t cover any damage to your own car.
Sky Insurance’s Third Party Fire and Theft cover
You’ll get the same level of cover as third party and also provide protection against any fire damage or theft of your car.
Sky Insurance’s Comprehensive cover
You’ll get the same level of cover as third party and also provide protection against any fire damage or theft of your car.
Your specific insurance benefits will vary depending on the level of cover you choose and the insurer that is able to provide the cover through Sky Insurance. Check your policy details to ensure you have the cover you need.
Sky Insurance can provide additional protection to add to your policy, including:
Your cover is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
A compulsory excess amount might vary depending on the age of your car and your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the Sky Insurance Accident hotline on 0343 506 5793. This is a 24-hour claim line open 7 days a week. You’ll need to provide all relevant details about the incident when making a claim.
It’s also vital that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
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