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Renault Modus insurance group

Compare car insurance costs for your Renault Modus based on your age and location.

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The Renault Modus offers all the positive qualities of the Renault Clio coupe, while adding extra space for passengers and in the trunk. What’s more, it’s pretty much just as affordable to buy and run. In this guide, you’ll learn how much it costs to insure based on your age and location.

What insurance group does the Renault Modus fall under?

All vehicles are given a specific insurance group, ranging from 1 (cheapest) to 50 (most expensive), which helps insurers determine how much to charge for car insurance. These groups are based on how much it’s likely to cost the insurer to cover this car. Renault Modus vehicles can be found in insurance groups ranging from 5 to 14, meaning the car insurance will be on the cheap side.

However, the costs may vary slightly, depending on your chosen model and what group this fits in. As an example, a 30-year-old driver in an average postcode could pay around £641 for cover on a Renault Modus 1.2 Authentique 5d that is in insurance group 5 or around £688 for a Renault Modus 1.6 Privilege 5d that is in insurance group 12. This is a good comparison of the premiums that can apply when one vehicle is in a much higher insurance group.

Model / Version Group (1-50) Age 20yrs Age 30yrs Age 40yrs Age 50yrs Link
1.5 dCi Authentique (65bhp) 5d 5 £1,046 £498 £486 £477 Get Quote
1.5 dCi Authentique (68bhp) 5d (Euro 4) 5 £1,046 £498 £486 £477 Get Quote
1.2 Authentique 5d 6 £1,635 £641 £609 £542 Get Quote
1.2 Authentique 5d Euro 4 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi Expression (65bhp) 5d 5 £1,046 £498 £486 £477 Get Quote
1.5 dCi Expression (65bhp) 5d (AC) 5 £1,046 £498 £486 £477 Get Quote
1.2 Expression (AC) (Euro 5) 5d 6 £1,635 £641 £609 £542 Get Quote
1.2 Expression 5d 6 £1,635 £641 £609 £542 Get Quote
1.2 Expression 5d (AC) 6 £1,635 £641 £609 £542 Get Quote
1.2 Expression 5d (AC) (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.2 Expression 5d (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.2 Expression 5d QS5 (AC) (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi Expression (68bhp) 5d (AC) (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi Expression (68bhp) 5d (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi Expression (80bhp) 5d 7 £1,801 £689 £643 £607 Get Quote
1.5 dCi Expression (80bhp) 5d (AC) 7 £1,801 £689 £643 £607 Get Quote
1.4 Expression 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Expression 5d (AC) 8 £1,344 £562 £551 £528 Get Quote
1.4 Expression 5d (AC) (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.4 Expression 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Expression (86bhp) 5d (AC) (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Expression (86bhp) 5d QS5 (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Expression (86bhp) 5d (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi Expression (86bhp) 5d QS5 (AC) (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.2 TCE Expression 5d 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi (88bhp) Expression (AC) 5d 10 £1,697 £640 £624 £576 Get Quote
1.2 Oasis 5d 6 £1,635 £641 £609 £542 Get Quote
1.2 Oasis 5d QS5 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi Oasis (68bhp) 5d (Euro 4) 6 £1,635 £641 £609 £542 Get Quote
1.4 Oasis 5d 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Oasis (86bhp) 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Oasis (86bhp) 5d QS5 (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.2 I-Music 5d 6 £1,635 £641 £609 £542 Get Quote
1.5 dCi (86bhp) I-Music 5d 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi (88bhp) I-Music 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 Privilege 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Privilege 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Privilege (86 bhp) 5d QS5 (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Privilege (80bhp) 5d 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi Privilege (86bhp) 5d (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi Privilege (106bhp) 5d (Euro 4) 12 £2,077 £688 £681 £603 Get Quote
1.6 Privilege 5d 12 £2,077 £688 £681 £603 Get Quote
1.6 Privilege 5d Auto 12 £2,077 £688 £681 £603 Get Quote
1.4 Maxim 5d 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Maxim (86bhp) 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Maxim (86bhp) 5d QS5 (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Maxim (106bhp) 5d (Euro 4) 11 £1,908 £699 £674 £604 Get Quote
1.6 Maxim 5d 12 £2,077 £688 £681 £603 Get Quote
1.6 Maxim 5d Auto 12 £2,077 £688 £681 £603 Get Quote
1.5 dCi Dynamique (80bhp) 5d 7 £1,801 £689 £643 £607 Get Quote
1.5 dCi Dynamique (80bhp) 5d (AC) 7 £1,801 £689 £643 £607 Get Quote
1.2 TCE Dynamique 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamique 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamique 5d (AC) 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamique 5d (AC) (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamique 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Dynamique (86bhp) 5d (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi Dynamique (86bhp) 5d QS5 (AC) (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi Dynamique (86bhp) 5d QS5 (Euro 4) 9 £1,326 £537 £530 £494 Get Quote
1.5 dCi (88bhp) Dynamique 5d 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi Dynamique (86bhp) 5d (AC) (Euro 4) 10 £1,697 £640 £624 £576 Get Quote
1.6 Dynamique 5d 11 £1,908 £699 £674 £604 Get Quote
1.6 Dynamique 5d (AC) 11 £1,908 £699 £674 £604 Get Quote
1.6 Dynamique 5d Auto 11 £1,908 £699 £674 £604 Get Quote
1.6 Dynamique 5d Auto (AC) 11 £1,908 £699 £674 £604 Get Quote
1.5 dCi Dynamique (106bhp) 5d (AC) (Euro 4) 12 £2,077 £688 £681 £603 Get Quote
1.5 dCi Dynamique S (86bhp) 5d 7 £1,801 £689 £643 £607 Get Quote
1.5 dCi Dynamique S (86bhp) 5d QS5 7 £1,801 £689 £643 £607 Get Quote
1.2 TCE Dynamique S 5d 10 £1,697 £640 £624 £576 Get Quote
1.6 Dynamique S 5d Auto 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi Dynamique S (106bhp) 5d 11 £1,908 £699 £674 £604 Get Quote
1.4 Initiale 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Initiale 5d (Euro 4) 8 £1,344 £562 £551 £528 Get Quote
1.5 dCi Initiale (80bhp) 5d 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi Initiale (86bhp) 5d (Euro 4) 10 £1,697 £640 £624 £576 Get Quote
1.5 dCi Initiale (86bhp) 5d QS5 (Euro 4) 10 £1,697 £640 £624 £576 Get Quote
1.6 Initiale 5d 13 £2,145 £704 £690 £651 Get Quote
1.6 Initiale 5d Auto 13 £2,145 £704 £690 £651 Get Quote
1.5 dCi Initiale (106bhp) 5d (Euro 4) 14 £2,234 £712 £696 £666 Get Quote

Renault Modus insurance cost by location

The table above allows you to see the average cost of Renault Modus insurance, based on insurance groups and driver age. However, there are many other factors that affect the cost of your car insurance premiums.

Your location is one of the most significant of these factors. To show the potential influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Modus 1.4 Oasis 5d.

  • Expensive: £900 (London SE1)
  • Average: £562 (Newcastle NE1)
  • Cheap: £570.99 (Galashiels TD1)

Which factors affect my Renault Modus insurance rate?

Here are some more key factors that have a significant impact on your insurance premium costs:

  • Engine type and capacity. In general, you can expect to pay more to insure vehicles with larger engines. For example, it may cost £872 to insure a Renault Modus 1.2 Authentique 5d Euro 4, while you may pay £1,190 to cover a Renault Modus 1.6 Maxim 5d Auto. That’s a £74 difference per year for an engine that’s 0.4 litres bigger.
  • Driver location. Where you live helps insurers determine the risk of your car being stolen or involved in an accident. If you live in an area where motorists are more likely to claim, you’ll pay more for your premiums. As an example, a 30-year-old in central London may pay £942 for insurance for a Renault Modus 1.6 Dynamique 5d, while the same 30-year-old in Newcastle may only pay £699. This price difference occurs because Londoners are far more likely to claim on their car insurance than motorists living in Newcastle.
  • Driver age. The youngest drivers are most likely to claim on their car insurance, and that’s why they are charged far more. For example, the average 20-year-old driver in London may pay £4,296 for the Renault Modus 1.6 Initiale 5d, while the average 40-year-old Londoner will only pay £820. In this example, the average 20-year-old would have to pay almost double for Renault Modus insurance compared to a 40-year-old. This level of difference can apply for cheaper and more expensive cars too.

Other factors that influence the cost of your insurance include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model and age of your car
  • Your car’s security
  • Your car’s extra anti-theft precautions
  • Annual miles driven
  • Your car usage
  • Your no claims discount

How can I save on my Renault Modus premiums?

When searching for car insurance, it’s in your best interests to track down the cheapest deal you can. Thankfully, there are a number of tricks you can try to lower the cost of your premium, and we’ve listed some of the best ones below.

  • Limit your car usage (where possible). Insurers will ask for your annual mileage when you apply for car insurance. If you can lower yours by using your car less often, it can help to save on your premiums.
  • Pay annually rather than monthly. While it’s not always possible to pay for a year’s worth of car insurance in one go, you’ll usually save money by doing so. This is because a lot of insurers charge interest on monthly insurance payments.
  • Install extra safety precautions. The safer you can make your car, the less of a risk it will be for companies to insure. That’s why insurers will often reward you with lower premiums when you install additional safety precautions.
  • Don’t blindly accept your renewal quote. Make sure to use price comparison websites to shop around for the best deal every year. There may be cheaper options offered by other insurers.

Bottom line

The Renault Modus is a great family car, which provides great value for money, including insurance costs. Better yet, the tips in this guide will help you reduce your premiums even further.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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