Jaguar XE insurance group

Compare car insurance costs for your Jaguar XE by age and location.

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The Jaguar XE is a sporty executive saloon that handles like a dream come true. The vehicle has won more than 60 major global awards thanks to its efficient engine, lavish interiors and plenty of tech. This really is a car you’d be lucky to drive…if you can afford it. The downside is the cost of running and maintaining this car, and that includes the insurance costs. In this guide, we’ll look in more detail at Jaguar XE car insurance costs and how you could save on your premiums.

Jaguar XE insurance groups

Vehicles in the UK are categorised into insurance groups, ranging from 1 (the cheapest) to 50 (the most expensive), which partly determine the cost of your premium.

Jaguar XE models range from group 22 to group 50. This means that although the cost of insurance can vary significantly between models, they’re all towards the pricier end of the spectrum. For example, a 30-year-old driver in an average postcode could pay:

  • around £854 for cover on a Jaguar XE 2.0d R-Sport 4d in insurance group 24
  • or around £1,219 for a group 50 car, like the Jaguar XE 5.0 Supercharged V8 SV Project 8 Touring 4dr Auto 4d.

That’s a difference of more than £300 to insure the same make of car. The insurance group a model is placed in depends on a number of factors, including the model’s engine size and price.

However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the cost you’d be likely to pay at a few different ages.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
HSE D180 AWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
HSE D180 RWD auto 4d 28 £1,556 £902 £791 £638 Get Quote
HSE P250 RWD auto 4d 31 £1,557 £903 £792 £639 Get Quote
HSE P300 AWD auto 4d 33 £1,550 £899 £788 £636 Get Quote
2.0d SE 4d 22 £1,431 £830 £727 £587 Get Quote
2.0d SE 4d Auto 22 £1,431 £830 £727 £587 Get Quote
2.0 SE 4d Auto 24 £1,471 £854 £748 £604 Get Quote
2.0d (180bhp) SE 4d 25 £1,496 £868 £761 £614 Get Quote
2.0d (180bhp) SE 4d Auto 25 £1,496 £868 £761 £614 Get Quote
2.0d (180bhp) SE AWD 4d 25 £1,496 £868 £761 £614 Get Quote
SE 20t 2.0 Turbocharged 200PS auto 4d 25 £1,496 £868 £761 £614 Get Quote
SE D180 AWD auto 4d 26 £1,521 £882 £773 £624 Get Quote
SE D180 RWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
SE 2.0 Turbocharged Petrol 250PS RWD auto 4d 28 £1,556 £902 £791 £638 Get Quote
SE P250 RWD auto 4d 30 £1,562 £906 £794 £641 Get Quote
SE 2.0 Turbocharged Diesel 240PS AWD auto 4d 31 £1,557 £903 £792 £639 Get Quote
SE 2.0 Turbocharged Petrol 300PS AWD auto 4d 32 £1,552 £900 £789 £636 Get Quote
SE P300 AWD auto 4d 33 £1,550 £899 £788 £636 Get Quote
2.0d Prestige 4d 22 £1,431 £830 £727 £587 Get Quote
2.0d Prestige 4d Auto 22 £1,431 £830 £727 £587 Get Quote
2.0 Prestige 4d Auto 25 £1,496 £868 £761 £614 Get Quote
2.0d (180bhp) Prestige 4d 25 £1,496 £868 £761 £614 Get Quote
2.0d (180bhp) Prestige 4d Auto 25 £1,496 £868 £761 £614 Get Quote
2.0d (180bhp) Prestige AWD 4d Auto 25 £1,496 £868 £761 £614 Get Quote
Prestige 20t 2.0 Turbocharged 200PS auto 4d 25 £1,496 £868 £761 £614 Get Quote
Prestige 25t 2.0 Turbocharged 250PS auto 4d 28 £1,556 £902 £791 £638 Get Quote
Prestige 25t 2.0 Turbocharged 250PS AWD auto 4d 29 £1,562 £906 £794 £641 Get Quote
Prestige 25d 2.0 Twin Turbocharged Diesel 240PS AWD auto 4d 31 £1,557 £903 £792 £639 Get Quote
Prestige 2.0 Turbocharged Petrol 300PS AWD auto 4d 32 £1,552 £900 £789 £636 Get Quote
2.0d R-Sport 4d 24 £1,471 £854 £748 £604 Get Quote
2.0d R-Sport 4d Auto 24 £1,471 £854 £748 £604 Get Quote
2.0 R-Sport 4d Auto 27 £1,541 £894 £783 £632 Get Quote
2.0d (180bhp) R-Sport 4d 27 £1,541 £894 £783 £632 Get Quote
2.0d (180bhp) R-Sport 4d Auto 27 £1,541 £894 £783 £632 Get Quote
2.0d (180bhp) R-Sport AWD 4d Auto 27 £1,541 £894 £783 £632 Get Quote
R-Sport 20t 2.0 Turbocharged 200PS auto 4d 27 £1,541 £894 £783 £632 Get Quote
2.0 (240bhp) R-Sport 4d Auto 29 £1,562 £906 £794 £641 Get Quote
R-Sport 25t 2.0 Turbocharged 250PS auto 4d 30 £1,562 £906 £794 £641 Get Quote
R-Sport 25t 2.0 Turbocharged 250PS AWD auto 4d 30 £1,562 £906 £794 £641 Get Quote
R-Sport 25d 2.0 Twin Turbocharged Diesel 240PS AWD auto 4d 32 £1,552 £900 £789 £636 Get Quote
R-Sport 30t 2.0 300PS AWD Turbo auto 4d 33 £1,550 £899 £788 £636 Get Quote
5.0 Supercharged V8 SV Project 8 Touring 4dr Auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
R-Dynamic HSE D180 AWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
R-Dynamic HSE D180 RWD auto 4d 28 £1,556 £902 £791 £638 Get Quote
2.0 D200 R-Dynamic HSE 4dr Auto 31 £1,557 £903 £792 £639 Get Quote
R-Dynamic HSE P250 RWD auto 4d 31 £1,557 £903 £792 £639 Get Quote
R-Dynamic HSE P300 AWD auto 4d 33 £1,550 £899 £788 £636 Get Quote
SV Project 8 5.0 V8 Supercharged 600PS AWD auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
2.0d Portfolio 4d 24 £1,471 £854 £748 £604 Get Quote
2.0d Portfolio 4d Auto 24 £1,471 £854 £748 £604 Get Quote
2.0d (180bhp) Portfolio 4d 27 £1,541 £894 £783 £632 Get Quote
2.0d (180bhp) Portfolio 4d Auto 27 £1,541 £894 £783 £632 Get Quote
2.0d (180bhp) Portfolio AWD 4d Auto 27 £1,541 £894 £783 £632 Get Quote
Portfolio 20t 2.0 Turbocharged 200PS auto 4d 27 £1,541 £894 £783 £632 Get Quote
2.0 (240bhp) Portfolio 4d Auto 29 £1,562 £906 £794 £641 Get Quote
Portfolio 25t 2.0 Turbocharged 250PS auto 4d 30 £1,562 £906 £794 £641 Get Quote
Portfolio 25t 2.0 Turbocharged 250PS AWD auto 4d 31 £1,557 £903 £792 £639 Get Quote
Portfolio 25d 2.0 Twin Turbocharged Diesel 240PS AWD auto 4d 33 £1,550 £899 £788 £636 Get Quote
Portfolio 30t 2.0 300PS AWD Turbo auto 4d 33 £1,550 £899 £788 £636 Get Quote
R-Dynamic SE D180 AWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
R-Dynamic SE D180 RWD auto 4d 28 £1,556 £902 £791 £638 Get Quote
2.0 D200 R-Dynamic SE 4dr Auto 30 £1,562 £906 £794 £641 Get Quote
R-Dynamic SE P250 RWD auto 4d 30 £1,562 £906 £794 £641 Get Quote
R-Dynamic SE P300 AWD auto 4d 33 £1,550 £899 £788 £636 Get Quote
S D180 AWD auto 4d 26 £1,521 £882 £773 £624 Get Quote
S D180 RWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
2.0 D200 S 4dr Auto 29 £1,562 £906 £794 £641 Get Quote
S P250 RWD auto 4d 30 £1,562 £906 £794 £641 Get Quote
S P300 AWD auto 4d 32 £1,552 £900 £789 £636 Get Quote
3.0 V6 Supercharged S 4d Auto 35 £1,569 £910 £797 £643 Get Quote

    Jaguar XE insurance cost by location

    The table above shows the average cost of Jaguar XE insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

    To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Jaguar XE R-Dynamic HSE D180 AWD auto 4d.

    • Expensive: £1,022 (London SE1)
    • Average: £894 (Newcastle NE1)
    • Cheap: £693 (Galashiels TD1)

    What other factors affect my Jaguar XE insurance rate?

    We’ve covered the impact of insurance group, driver age and location. Here are some of the other factors that affect your insurance premium costs:

    • The model of your car, particularly its engine size and capacity
    • Your car’s age
    • Your car’s safety rating score
    • Your car’s security and any anti-theft precautions
    • Your annual mileage
    • Your driving history and activity
    • Your no-claim discount
    • Your marital status
    • Your credit score
    • Your occupation

    How can I save on insurance premiums for my Jaguar XE?

    When searching for insurance for any car, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

    • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
    • Pay annually rather than monthly. It might be scary to part with a large sum in one go, but if you’re able to pay annually you may be able to save a good chunk of money each year.
    • Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

    Is a Jaguar XE expensive to insure?

    Danny Butler
    Finder insurance expert Danny Butler answers

    Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Jaguar XE cheap to insure?

    As we’ve already established, the short answer is no: as an expensive car, it’s expensive to insure. However, there is considerable variety in price between the insurance groups.

    One factor affecting insurance groups is engine size. In general, the bigger the engine, the higher the cost of your insurance, because these engines are more expensive to repair or replace. For example, it may cost £1,022 for insurance for a Jaguar XE R-Sport 20t 2.0 Turbocharged 200PS auto 4d, while you may pay £1,302 – hundreds more per year – for a Jaguar XE SV Project 8 5.0 V8 Supercharged 600PS AWD auto 4d.

    One advantage of the Jaguar XE is its safety: the safer your car is, the less of a risk it will be for companies to insure. In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This rating included a 92% rating for protecting adult occupants and 82% for protecting child occupants. Ask your insurer about additional safety and/or security features you could install to lower your premiums and keep you and your passengers safe.

    Bottom line

    A Jaguar XE is never going to be cheap to insure, but you can use the tips in this guide to help keep your premiums down as much as possible. If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £524.68
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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