PayPal Holdings Inc (PYPL) is a leading credit services business based in the US. It opened the day at $296.41 after a previous close of $295.05. During the day the price has varied from a low of $295.05 to a high of $300.83. The latest price was $300.21 (25 minute delay). PayPal is listed on the NASDAQ and employs 26,500 staff. All prices are listed in US Dollars.
How to buy shares in PayPal
- Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
- Open your account. You'll need your ID, bank details and national insurance number.
- Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
- Search the platform for stock code: PYPL in this case.
- Research PayPal shares. The platform should provide the latest information available.
- Buy your PayPal shares. It's that simple.
What's in this guide?
- Can I buy shares in PayPal?
- Has coronavirus impacted PayPal shares?
- PayPal shares summary
- Compare share dealing platforms
- Is PayPal stock a buy or sell?
- Performance over time
- Can I short PayPal shares?
- Is PayPal suitable for ethical investing?
- Are PayPal shares over-valued?
- How volatile are PayPal shares?
- Does PayPal pay a dividend?
- Other common questions
How has coronavirus impacted PayPal's share price?
Since the stock market crash that started in February 2020, PayPal's share price has had significant positive movement.
Its last market close was $268.35, which is 55.47% up on its pre-crash value of $119.49 and 226.98% up on the lowest point reached during the March 2020 crash when the shares fell as low as $82.07.
If you had bought $1,000 worth of PayPal shares at the start of February 2020, those shares would have been worth $731.53 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $2,302.44.
PayPal share price (NASDAQ:PYPL)Use our graph to track the performance of PYPL stocks over time.
PayPal shares at a glance
|52-week range||$174.81 - $310.16|
|50-day moving average||$273.4103|
|200-day moving average||$272.5099|
|Wall St. target price||$327.73|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||$4.099|
Fees for buying 5x PayPal shares with popular platforms
Both exchange rates and share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.
|Platform||Platform fee||Min. initial deposit||Trading fee estimate|
|Capital at risk|
|Capital at risk|
|Capital at risk|
|Capital at risk|
|Capital at risk|
|Capital at risk|
|£9.99 per month||No minimum||£24.41
|Capital at risk|
|£36 per year||£20||£23.18
|Capital at risk|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Is it a good time to buy PayPal stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
PayPal price performance over time
|1 week (2021-10-11)||17.71%|
|1 month (2021-09-17)||8.64%|
|3 months (2021-07-17)||300.21|
|6 months (2021-04-16)||11.24%|
|1 year (2020-10-16)||46.84%|
|2 years (2019-10-18)||196.59%|
|3 years (2018-10-18)||287.47%|
|5 years (2016-10-18)||653.73%|
Is PayPal under- or over-valued?
Valuing a stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of overall performance. However, analysts commonly use some key metrics to help gauge value.
PayPal's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 65x. In other words, PayPal shares trade at around 65x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
PayPal's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.0327. A PEG ratio over 1 can be interpreted as meaning shares are overvalued at the current rate of growth, or may anticipate an acceleration in growth.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PayPal's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
PayPal's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $5.1 billion (£3.7 billion).
The EBITDA is a measure of a PayPal's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||$23.8 billion|
|Operating margin TTM||17.72%|
|Gross profit TTM||$10 billion|
|Return on assets TTM||3.86%|
|Return on equity TTM||25.24%|
|Market capitalisation||$315.3 billion|
TTM: trailing 12 months
How to short and sell PayPal shares
- Create a CFD or spread betting account.
- Search for the stock code. E.g. "PYPL.US"
- Choose your position size.
- Select "sell" rather than "buy".
- Confirm your position and keep tabs on it. You may wish to set limits on your position.
There are currently 11.5 million PayPal shares held short by investors – that's known as the "short interest". This figure is 4.6% up from 11.0 million last month.
There are a few different ways that this level of interest in shorting PayPal shares can be evaluated.
Short interest ratio (SIR)
PayPal's "short interest ratio" (SIR) is the quantity of PayPal shares currently shorted divided by the average quantity of PayPal shares traded daily (recently around 6.2 million). PayPal's SIR currently stands at 1.87. In other words for every 100,000 PayPal shares traded daily on the market, roughly 1870 shares are currently held short.
However PayPal's short interest can also be evaluated against the total number of PayPal shares, or, against the total number of tradable PayPal shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case PayPal's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 PayPal shares in existence, roughly 10 shares are currently held short) or 0.0098% of the tradable shares (for every 100,000 tradable PayPal shares, roughly 10 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against PayPal.
Find out more about how you can short PayPal stock.
Environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like PayPal.
Total ESG risk score
PayPal's total ESG risk: 16.47
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and PayPal's overall score of 16.47 (as at 01/01/2019) is excellent – landing it in it in the 15th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like PayPal is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
PayPal's environmental score: 2.41/100
PayPal's environmental score of 2.41 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
PayPal's social score: 10.65/100
PayPal's social score of 10.65 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
PayPal's governance score: 7.23/100
PayPal's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that PayPal is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
PayPal's controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, PayPal scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that PayPal has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||16.47|
|Total ESG percentile||14.76|
|Environmental score percentile||2|
|Social score percentile||2|
|Governance score percentile||2|
|Level of controversy||2|
PayPal share dividends
We're not expecting PayPal to pay a dividend over the next 12 months. However, you can browse other dividend-paying shares in our guide.
Share price volatility
Over the last 12 months, PayPal's shares have ranged in value from as little as $174.81 up to $310.16. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while PayPal's is 1.1984. This would suggest that PayPal's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Shares similar to PayPal
PayPal in the news
TUESDAY DEADLINE REMINDER - Nationally Ranked Shareholder Rights Firm Labaton Sucharow is Investigating PayPal Holdings, Inc. (NASDAQ:PYPL) for Potential Securities Violations and Breach of Fiduciary Duty
Deadline Approaching: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Deadline in Securities Fraud Class Action Lawsuit Filed Against PayPal Holdings, Inc.
PAYPAL 48 HOUR DEADLINE ALERT: FORMER LOUISIANA ATTORNEY GENERAL AND KAHN SWICK & FOTI, LLC REMIND INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Deadline in Class Action Lawsuit Against PayPal Holdings, Inc.- PYPL
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