Chime, one of America's fastest-growing digital banks, officially launched on the Nasdaq yesterday under the ticker CHYM, raising $864 million by pricing 32 million shares at $27 each. Its market debut marks a major milestone for the fintech sector, signalling renewed investor confidence after a slump in big-name initial public offerings (IPOs).
The San Francisco-based company, known for fee-free checking and early direct deposits, entered public trading in a cooled IPO climate and its debut performance is now being watched as a possible trigger for more fintech listings. If you want to find out how to buy Chime shares now that it's gone public, keep reading.
Find the cheapest way to buy Chime shares with our calculator. Bear in mind that both exchange rates and share prices fluctuate in real time, so the costs estimated here are just a guide (refer to platforms themselves for availability and exact pricing).
Quantity of shares
| Platform | Finder Score | Account fee | Min. initial deposit | Trade cost | Link |
|---|---|---|---|---|---|
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9
Excellent
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£0 | $50 | £446.84 |
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9.1
Excellent
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£0 | £0 | £447.90 |
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9
Excellent
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From £0 | £0 | £446.62 |
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 |
8.8
Great
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£0 | £0 | £443.65 |
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9.2
Excellent
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£0 | £0 | £445.73 |
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8.5
Great
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£0 (0.45% for funds) | £1 | £459.90 |
Go to siteCapital at risk
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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Review technicals and fundamentals to help you determine if now's a good time for you to invest.
View Chime's price performance, share price volatility, historical data and technicals.
The gauge below shows real-time ratings that are based on 26 popular indicators such as moving averages, for specific time periods. It's not a recommendation but is simply technical analysis that can form part of your research.
Finder might not agree with the analysis and we take no responsibility. We also give no representations or warranty on the accuracy or completeness of the information provided on this page.
Historical closes compared with the last close of $30.13
| 1 week (2025-07-05) | -3.80% |
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| 1 month (2025-06-12) | -18.81% |
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| 6 months (2025-01-12) | |
| 1 year (2024-07-12) | |
| 2 years (2023-07-12) | |
| 3 years (2022-07-12) | |
| 5 years (2020-07-12) |
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
On a fully diluted basis, Chime’s IPO places its valuation at roughly $11.6 billion (around £8.5 billion), a sharp drop from its $25 billion private valuation in 2021. The re-pricing reflects the broader market’s shift toward profitability and caution when it comes to tech stock valuations.
Chime attracts around 8.6 million active users and reported about $1.67 billion (about £1.2 billion) in 2024 revenue, with a narrower $62 million (roughly £46 million) operating loss, a positive shift toward profitability. Its business model relies on interchange fees from debit card transactions and revenue from each swipe adds up.
Chime’s public debut is a bellwether for the fintech industry. A strong performance could rejuvenate the IPO pipeline for other unicorns like Klarna, Gemini, and Cerebras, whose plans were delayed in recent years. A successful Chime listing demonstrates a thawing IPO market, with fintech once again in investor favour, though volatility from macroeconomic factors (Trump tariffs, interest rates, inflation etc.) remain potential risks.
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