How do we rate business bank accounts?

There is an increasing number of business bank accounts out there on the market in the UK – here's how we decide our star ratings and top picks.

What factors do we take into account to compare business bank accounts?

To come up with our star ratings, expert summaries and top picks, we assess products across several key areas:

  1. Fees. This is measured in relation to similar accounts on the market. Some business bank accounts are free (or offer a basic free version), while others have a flat monthly fee. Some business account providers offer a tiered pricing plan, where your monthly fee increases with the amount of functionality and transactions you have available on your account. We also consider any charges for things like overseas spending or ATM withdrawals.
  2. Customer service. This is also measured in relation to similar accounts on the market. We base this on user feedback, industry reports, customer reviews and forum discussions.
  3. App rating. Where the business bank account comes with a mobile app, we look at the app’s rating in the Google Play Store and the App Store.
  4. Range of features. Some business bank accounts and their associated mobile apps offer a limited number of features, while others offer a much wider range, such as cashback programmes, international payments, expense tracking, budgeting tools or invoice creation.
  5. Integrations. The integration of other technology platforms, such as accounting and reporting software, is of particular interest to business bank account holders, so we look at what’s available on that front too.

How do we choose our “best” business bank accounts?

You’ll find top picks displayed across our business banking content.

These providers are chosen from among our partners, using the methodology above to identify the business accounts with the strongest offering in a particular area.

Michelle Stevens's headshot
Deputy editor

Michelle Stevens is a deputy editor at Finder, specialising in banking, finance, credit and mortgages. She has a journalism degree from the University of Sheffield and has been a journalist for 15 years, writing on topics including fintech, payment systems and retail. In her spare time, Michelle likes to travel, explore new foodie experiences and attempt to improve her own culinary skills. See full bio

Michelle's expertise
Michelle has written 117 Finder guides across topics including:
  • Banking
  • Mortgages
  • Credit
  • Fintech
  • Payments

More guides on Finder

Go to site