What factors do we take into account to compare business bank accounts?
To come up with our star ratings, expert summaries and top picks, we assess products across several key areas:
- Fees. This is measured in relation to similar accounts on the market. Some business bank accounts are free (or offer a basic free version), while others have a flat monthly fee. Some business account providers offer a tiered pricing plan, where your monthly fee increases with the amount of functionality and transactions you have available on your account. We also consider any charges for things like overseas spending or ATM withdrawals.
- Customer service. This is also measured in relation to similar accounts on the market. We base this on user feedback, industry reports, customer reviews and forum discussions.
- App rating. Where the business bank account comes with a mobile app, we look at the app’s rating in the Google Play Store and the App Store.
- Range of features. Some business bank accounts and their associated mobile apps offer a limited number of features, while others offer a much wider range, such as cashback programmes, international payments, expense tracking, budgeting tools or invoice creation.
- Integrations. The integration of other technology platforms, such as accounting and reporting software, is of particular interest to business bank account holders, so we look at what’s available on that front too.
How do we choose our “best” business bank accounts?
You’ll find top picks displayed across our business banking content.
These providers are chosen from among our partners, using the methodology above to identify the business accounts with the strongest offering in a particular area.
More guides on Finder
-
Corporate cards explained
How do corporate cards work and how do they differ from business credit cards?
-
Tide promo, referral, voucher & discount codes for February 2025
Looking for sign-up deals and bonus codes for a new Tide account? Check out your latest options.
-
Payset review
Find out more about the multi-currency account from Payset.
-
Side hustle statistics UK: How many people have a side hustle?
43% of Brits have a side hustle in 2024. The average income from side hustles in the UK is £207 a week or £900 a month.
-
Best business bank account switching offers in the UK
By switching your business bank account, you may be able to reduce your monthly fees or take advantage of different features like smart bookkeeping tools.
-
SumUp business account review
Find out more about the SumUp business account, including its pros and cons.
-
Fire business account review
We look at what the business account from Fire offers and weigh up its pros and cons.
-
Business banking providers: A to Z List
An A to Z list of all the business banking providers.
-
HSBC business bank account comparison and review
HSBC offers a range of business banking options, including current and savings accounts, business credit cards and overdrafts.
-
Monzo business account review
Challenger bank Monzo now offers business banking. Check out what accounts it provides and whether they could be the right business banking solution for you.