Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
Compare Barclaycard balance transfer offers
One of the biggest hitters in the balance transfer game, Barclaycard offers an impressive selection of transfer deals for new and existing customers, especially compared to other credit card companies.
How do Barclaycard balance transfers work?
While you’re paying off the balance you’ve transferred, you’ll still be able to enjoy up to 56 days interest free on new purchases, provided you pay off your main balance in full and on time each month.
Unfortunately, you can’t transfer a balance from another Barclaycard or from any card that’s issued by the Barclays Group. So, if you’re an existing customer and you’re looking for a balance transfer, you may wish to compare deals from the whole market here.
How long does a Barclaycard balance transfer take?
Following your application, you can receive your Barclaycard in as little as five working days. You should activate it straight away. From that point, Barclaycard gets a little vague, stating that “Once your balance transfer request has been processed, payment will be received by your bank or card issuer by the end of the next working day.” Bear in mind that requests won’t be processed outside of business hours.
How should I compare Barclaycard balance transfers?
Here are some of the key features you’ll want to look at when deciding which Barclaycard balance transfer offer might be the best option for you:
- Length of 0% period. Divide your balance by the number of months in the 0% deal to see how much you’d need to pay each month to clear your debt before the promotion expires. If you think you could clear the balance in even less time, then you might want to look at shorter deals with lower balance transfer fees.
- Balance transfer fee. This will be a percentage of the balance that you plan on transferring, so for larger balances, it becomes more significant.
- Purchase rate. This is the rate that’ll apply to any purchases you make on the card, and it’s also usually the rate that’ll apply if you haven’t cleared your balance by the end of the 0% period.
Barclaycard customer reviews
In our 2023 customer satisfaction survey, Barclaycard scored 4.5 out of 5 stars, with 83% of customers saying they’d recommend the brand to a friend.
Customers praised Barclaycard’s rewards and overall service. Many customers also commented positively on Barclaycard’s customer service, although some customers experienced long response times and felt some aspects of customer service could be improved. However, overall responses were mostly positive. One commented: “Easy to access your account online anywhere. Flexible in opening up multiple savings accounts. Easy to contact if you need help with your account. Flexible in the limits you can put in for your spending”.
Contact Barclaycard customer support
|Live chat support||Live chat support offered through the Barclaycard app|
|Telephone support||Call 0800 151 0900 Mon-Fri from 8am to 8pm, and on Saturdays from 9am to 5pm.|
|Closing your account||To close your account, start a ‘chat’ using the Barclaycard app. Or, you can call customer services for support.|
|Order replacement card||You can request an emergency replacement card either through the app or you can ring 0800 161 5308 and press option 1.|
|Report card lost or stolen||You can report a lost or stolen card either through the app or you can ring 0800 161 5308 and press option 1.|
Other frequently asked questions
Find the right card for you
More guides on Finder
Barclaycard Avios Plus Card review 2023
Fly high and earn Avios while you spend with the Barclaycard Avios Plus Credit Card. Find out more.
Barclaycard Platinum 29 Month Balance Transfer Visa review 2023
Save money on existing card debt when you transfer it to Barclaycard.
Barclaycard Platinum 12 Month Balance Transfer Visa review 2023
Get 12 months to pay off your balance, and 3 months of purchases, without paying interest on this Platinum Barclaycard.
How to cancel a Barclaycard credit card
Looking to cancel your Barclaycard? Find out what you need to do first and compare other options.
Barclaycard Rewards Visa review 2023
No longer available with fee-free spending overseas, this card earns cashback on your day-to-day spending.
Barclaycard Platinum All-Rounder review
Enjoy lengthy matched 0% introductory periods on both forthcoming expenditure and existing card debt with this versatile Barclaycard.
Barclaycard Platinum all-rounder Visa review 2023
Barclaycard’s 0% interest deal for purchases and balance transfers compared against competing cards.