student bank

Student and graduate bank accounts

Whether you’re off to uni in September or have graduated and are starting work, it’s important to find the right bank account for you.

Student accounts can come packed with freebies and rewards to lure you in, so it’s worth shopping around. From railcards to tastecards to upfront cash, there’s no reason for you not to make the most out of your student status!

Similarly, graduate accounts often come with generous 0% overdrafts and other extras. Read on to find out more about the best student and graduate bank accounts.

Search and compare graduate accounts below

Rates last updated May 20th, 2019
Details Features
Barclays Graduate
Barclays Graduate
  • Account fee: £0
  • Interest rate 0%AER
  • Overdraft buffer: £15
  • Switching bonus: None
  • Rewards: Join Barclays Blue Rewards
  • Cashback: None
  • Promotion: None currently
  • Personalised card: Yes
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NatWest Graduate
NatWest Graduate
  • Overdraft up to: £2,000
  • Interest on overdraft 0%AER
  • Switching bonus: None
  • Rewards: 50% off food with TasteCard
  • Promotion: None currently
  • Personalised card: No
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Compare the top student accounts too

Rates last updated May 20th, 2019
Details Features
Barclays Student
Barclays Student
  • Account fee: £0
  • Interest rate 0%AER
  • Overdraft buffer: £15
  • Switching bonus: None
  • Rewards: Join Barclays Blue Rewards
  • Cashback: None
  • Promotion: None currently
  • Personalised card: Yes
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4 money saving tips for students

  1. Budget and you won’t need an overdraft! Going to uni is all about learning new things and gaining life experience. Why not get a head start and get into some good money habits from your first term?
  2. If you need to go for a 0% overdraft. Like we’ve said above, it’s best practice to avoid the overdraft. But… a few big nights out in a row and it’s easy to find yourself there. If this sounds like you (let’s be honest, it does), you want to make sure you’re paying 0% on your overdraft. It’s one of the only times in your life you’ll be able to do this!
  3. Don’t go over the overdraft limit. You might have a nice big 0% overdraft, but if you exceed the limit on that – you’re in trouble. Banks will start charging you for every day you’re over the limit, so watch out!
  4. Switch to a graduate account when you’ve graduated. You should aim to pay off the overdraft ASAP. When you’ve finished uni, switch to a graduate account with good rates and terms that will allow you to pay off the debt.
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