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Amazon Business Prime American Express Card review 2020
Amazon's premium business card, the Amazon Business Prime credit card lets you get the most out of your Amazon business purchases.
You say: ★★★★★We say: ★★★★★
Doing its job: 4.5/5
In a nutshell:
Earn 2 points
per £1 spent with Amazon
Earn 1 point
per £2 spent elsewhere
|Annual/monthly fees||Year 1 - £0, Year 2 onwards - £50 per annum|
|Balance transfer fee||0%|
|Purchases interest-free period||Up to 56 days|
|Min credit limit||£500|
|Max credit limit||Not specified|
|Additional cards available||25|
|Incentive||Earn 2% Amazon Rewards on the first £120,000 in purchases each calendar year, 1% thereafter at Amazon.co.uk, Amazon Business UK and Whole Foods Market UK, or 90 day extended payment terms on such purchases. Earn 0.5% Amazon Rewards on all other purchases.|
Tom Stelzer is a writer for Finder specialising in personal finance, including loans and credit, as well as small business and business loans. He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney.
Like the basic Amazon Business card, the Amazon Business Prime cards offer a choice of Amazon reward points (2%) or 90 day terms on UK Amazon purchases.
However, the reward point bonus only applies on the first £120,000 you spend each year, and reverts to 1% on any further purchases.
You can also earn reward points on any other purchases, and points can be redeemed towards future Amazon purchases, or taken off your monthly card statement.
If you’re not an existing member, you’ll also receive a free year of Amazon Business Prime when you sign up. Existing Business Prime members will get a £50 Amazon gift card when they sign up.
The card normally has a £50 annual fee, but this is waived as part of your Amazon Business Prime membership.
Pros and cons
- Flexible reward options
- Competitive rate
- Earn reward points on all purchases
- £50 annual fee
- Cap on high reward point bonus rate
How does this card compare with other similar cards on the market?
How to apply for the Amazon Business Prime American Express Card
To apply for an Amazon Business credit card, you’ll need to complete the following steps:
- Sign in to your Amazon account online
- Complete the application form, including your business and personal details
- Review and submit your application
- Wait for approval
You’ll also need to have an Amazon Business account to be approved for the card. If you don’t have an existing account, you’ll need to register for one as part of your application.
Overall, the Amazon Business Prime credit card should prove a popular option for regular Amazon business customers looking to get the most out of their spending. With the option of generous Amazon Rewards or extended terms on Amazon purchases, it also offers a lot of flexibility in how you use your card, a definite bonus for businesses looking to better manage their spend and cash flow.