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Allstar Plus ‘All-in-one’ Business Credit and Fuel Card review 2021
Last updated:
The Allstar Plus credit card is a combined business and fuel card that promises to reduce your business admin and improve cash flow.
Up to 44 days
Interest-free each billing period
Details
| Network | Visa |
|---|---|
| Annual/monthly fees | Year 1 - £0.99 per card per month, Year 2 onwards - £3.99 per card per month |
| Purchases | N/A (this product is a charge card). |
| Purchases interest-free period | Up to 44 days |
| Max credit limit | Not specified |
| Incentive | Earn an introductory bonus of £150, up to 44 days interest free on purchases (subject to status), savings on fuel at 1,500 Discount Diesel sites plus a 10% saving on vehicle servicing, repair, tyres and car washes at venues nationwide. |
| Annual/monthly fees | Year 1 - £0.99 per card per month, Year 2 onwards - £3.99 per card per month |
|---|---|
| Late payment fee | 2% of outstanding invoice value |
| Exceeding limit fee | £35 |
| Replacement card fee | £6 |
Expert review
Review by
Tom Stelzer
tom.stelzer@finder.comTom Stelzer is a writer for Finder specialising in personal finance, including loans and credit, as well as small business and business loans. He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney.
Expert review
If you’re looking to minimise your business admin, the Allstar Plus business credit card is an “all-in-one” card that combines a regular business card with a fuel card.
As well as standard features such as spend limits and additional cards, it can be used at over 7,700 fuel sites, including all major stores and brands. You can get discounts on every litre of fuel you purchase at over 1,500 sites, as well as savings on business travel, vehicle maintenance and servicing.
As a business credit card, you’ll receive up to 44 days interest-free on purchases, but you’ll need to be wary of additional and hidden fees.
What's in this review?
The Allstar Plus ‘All-in-one’ Business Credit and Fuel Card is issued on the Visa network (used by a whopping 3.3 billion cards), so you'll be able to use it at more than 46 million merchants across more than 200 countries and territories.
What is Allstar?
Allstar is one of the largest fuel card providers in the UK and offers the widest network of fuel sites, as well as discounts on fuel purchases at selected stores. In 2017, Allstar introduced the Allstar Plus credit card, which combines its regular fuel card with the features of a business credit card to help companies reduce their admin and better manage their cash flow while using their fuel card.
How does an Allstar Plus card work?
The Allstar Plus credit card functions much like a regular business credit card, but can also be used to get discounted fuel at over 1,500 fuel sites in the UK, as well as special deals on vehicle servicing and repairs, and business travel.
How much does an Allstar Plus fuel card cost?
As well as paying interest on any outstanding balance, you may need to pay a number of fees when using your Allstar Plus business credit card, including:
- Network service fee (up to £2.75 per transaction)
- Late payment fee
- Monthly account fee
- Invoice request fee
- Replacement card fee
- Convenience and risk-based fees on fuel (per litre)
Where can you use an Allstar Plus fuel card?
You can use an Allstar Plus business credit card at any retailer that accepts Visa, as well as at over 1,700 fuel sites around the UK, including Shell, Esso, Gulf, BP, Star, Texaco, Tesco, Sainsbury’s, Asda, Co-op and Morrisons.
Pros and cons
Pros
- Detailed expenses breakdown
- Up to 44 days interest-free
Cons
- Monthly fee on each
- Beware of additional fees
How to apply
If you've compared cards and settled on the Allstar Plus ‘All-in-one’ Business Credit and Fuel Card, you can head over to Allstar's secure online application to apply. Don't forget, you'll need to be over 18 and a UK resident to apply.
Allstar customer reviews
Allstar has received mixed reviews from customers, according to customer review platform TrustPilot. It currently has an “average” rating of 3.5 out of 5, based on more than 400 reviews (updated 8 February 2021). Some customers praised its convenient cards and easy set-up, while others criticised its customer service and fees.
Our verdict
The Allstar Plus business credit card aims to cut some of the unnecessary admin that can plague small and medium businesses. By combining the features of a regular business credit card with an Allstar fuel card, it could be worth considering for businesses that spend a lot of money, or time, on business travel and driving expenses. But if you’re unlikely to take advantage of the potential fuel and vehicle maintenance discounts on offer, you’ll likely find a better deal on your business credit card elsewhere, especially given the relatively steep monthly and additional fees.
Frequently asked questions
Can I get additional Allstar Plus ‘All-in-one’ Business Credit and Fuel Cards for my team?
Yes. Allstar doesn't specify a maximum number of cards you can request.
Does Shell accept Allstar fuel cards?
Yes, you can use an Allstar fuel card at Shell, as well as other leading fuel brands.
Can you use Allstar Plus cards at a pay at pump?
Yes, you can pay at the pump using your Allstar Plus credit card, provided the retailer lets you do so.
Can I change my card spending limits?
Yes, you can change the spending limits on your Allstar Plus credit card by contacting your Allstar business representative.
