Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Stash Invest review

Last updated:  

Take the intimidation out of investing and start planning for your future with as little as $5.

For many young adults, getting started with investing can sound like it’s too expensive, full of too many bad options and too much of a pain to reasonably get into.

Stash can help ease the upfront cost and simplify what you can choose from. With low monthly fees, Stash can be just what a beginner investor needs to break into the market.


Minimum deposit to open

$1 per month



Annual fee$1 per month
Minimum deposit to open$5
Available asset typesStocks
Intro or bonus offer1 month equals 30 days from the date of account sign-up.

Expert review

Rhys Subitch

Review by

Rhys Subitch is a writer and editor at who tackles topics across the site. With half a decade of experience researching, editing and writing for a Fortune 500 company, university and several independent publications, Rhys brings readers the most up-to-date and curated info on all things finance.

Expert review

Stash is best for investors just starting out in the sprawling land of investing. It comes with financial investing resources and a personal investment account.

While the fees you might incur can add up, solutions such as its Smart-Stash feature can help you regularly build a nest egg.

Stash Invest Stash Invest

Get $5 for opening a Stash Invest account

Automatically applied once you open a qualified new Stash Invest account.

Last verified

Who is Stash for?

Designed to make investing simple, Stash is best for those who need guidance from building a profile to managing your investments.

  • Beginners. Choose from easy-to-understand investments.
  • Investors with a mission. Find funds that are themed and easy to sort based on your risk profile.

Products and features

Stash offers investing tools and resources that allow you to fully discover what you want to invest in.

  • Easily get started. Open a Stash account from your desktop or though the Stash app for iPhone and Android. Stash’s app store ratings sit at a hearty 4.7 out of 5 stars for iPhone and 4.2 out of 5 stars for Android.
  • Learn through an education library. Even if you don’t have an account, you can access Stash’s money news, articles about personalized savings, investment profiles and more for free.
  • Sock away more with Smart-Save. Take advantage of this feature that allows Stash to monitor your spending and income patterns to determine when you have extra cash to automatically store away.
  • Select from a variety of products. Stash currently offers individual investment accounts, Roth and Traditional IRAs and custodial accounts. Set to open in the first quarter of 2018, Stash Banking plans to provide customers with a fully online banking experience.
  • Get help if you need it. Search Stash’s online database to get information quickly. Or contact Stash by email or through a secure online form.

How much does it cost to use Stash?

Stash offers three plans, each with their own price and features:

PlanMonthly priceFeatures
  • Personal investment account
  • Debit account access
  • Earn stock-back
  • Financial learning resource
Growth$3Everything in the Beginner plan, plus:

  • Tax benefit for retirement investing
Stash+$9Everything in the Growth plan, plus:

  • Investing account for two kids
  • Metal debit card with 2x stock-back
  • Monthly market insights report

In addition to the monthly fee, you’ll also pay for the ETFs in your account and other fees charged by Stash.

Pros and cons of Stash


  • Low opening deposit. Get started with as little as $5.
  • Resources. Access Stash’s financial education resources and keep track of your earnings.
  • Low monthly fee. Pay as low as $1 a month on your account.
  • Choose your investments. Easily navigate and select your investments based on your social preferences and risk profile.


  • Other fees. The additional fees you’ll incur on top of the monthly fee, may not be as competitive as other apps or tools.
  • Two trading windows. You must queue up your trades within two daily market windows — no instantaneous trades.

Microinvesting options aren’t limited to Stash, however. So it’s a good practice to compare investment services to see what’s out there before you settle on one.

Compare to other trading platforms

Name Product Available asset types Stock trade fee Option trade fee Annual fee
You Invest
Mutual funds
$0 + $0.65/contract
Free online stock, ETF and options trades with $0 minimum to start.
Mutual funds
Real estate
0.25% on balances up to $99,999

0.4% on balances of $100,000+
Betterment's automatic investment site aims to improve your returns and support good financial habits with passive investing and financial planning support.
Ally Invest Self-Directed Trading
Mutual funds
$0 + $0.50/contract
500+ commission-free ETFs, some of the industry's lowest fees plus a cash bonus up to $3,500.
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Sofi Invest
Sofi Invest
Download the SoFi app to trade stocks and ETFs, buy crypto, or start automated investing.
Margin financing rates start at 3.99%. No monthly subscription fees for margin.

Compare up to 4 providers

What do others say about it?

The Better Business Bureau (BBB) gives Stash Investments an A- rating and a composite score of 3.23 out of 5. The two negative reviews posted on the BBB website indicate a lack of understanding about Stash’s fee structure, which may come from hearing about Stash secondhand. Of the 11 complaints, four were resolved to the customer’s satisfaction, and only one was marked with a failure to make a good faith effort to resolve it.

You can read more about issues and promotions on the Stash subreddit at /r/stashinvest.

How do I sign up?

To sign up with Stash, you must be a US resident who’s at least 18 years old and own a valid bank account.

  1. Click Go to Site.
  2. Click Sign up.
  3. Enter your email address and create a password to register for an account.
  4. Complete your investor profile.
  5. Fill out your personal information.
  6. Set up your bank account for electronic transfers.

The whole process takes around two minutes to complete. Your first transfer of funds may take time due to the confirmation process for your bank account. Stash will deposit a few cents to your account to verify that it’s yours, which can take from three to five business days.

What kind of support can I expect?

You can access your account through Stash’s app to keep an eye on your total returns, account value, portfolio balances and awaiting cash. If you sign up for a retirement or individual investment account, you’ll need to log in to your Stash Retire account online.

For customer support with questions or issues, use Stash’s online form for quick turnaround weekdays from 8:30 a.m. to 6:30 p.m. ET or weekends from 11 a.m. to 5 p.m. ET.

What is Stash?

Stash is an investing and money management company that grew out of a desire for a financial system designed for those just starting out. Established in 2015 by three former investment bankers, it’s had time to grow and expand its product offerings with no hidden fees or commission.

In early 2018, Stash made the headlines for raising $37.5 million to launch an innovative banking service focused on underserved Americans. Expect to see the new service roll out shortly.

Frequently asked questions

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site