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The Stash debit card, called the Stash stock-back card, is included with any Stash investment account. The card rewards you with fractional shares of a business you buy from, but monthly fees are unavoidable and balances don’t earn interest.
From $1 per month
Fee
N/A
APY
$1
Minimum deposit to open
APY | N/A |
---|---|
Fee | From $1 per month |
Minimum deposit to open | $1 |
ATMs | 19,000 ATMs across the US |
ATM transaction fee | $0 |
Out-of-network ATM fee | $2.50 |
Review by
Michael Benninger is a staff banking writer at Finder. He is a former credit analyst and longtime freelancer whose articles have been published by Intuit, Business Insider and the Los Angeles Times. Michael is passionate about all facets of personal finance and has written hundreds of articles about money management during the past decade.
Applying for a Stash debit card is best for those who are new to the world of investing and want to learn more about buying and selling stocks. You can receive fractional shares in businesses you buy from in addition to earning up to 5% in cashback rewards at participating retailers.
But all three Stash accounts have a monthly fee that ranges from $1 to $9, and there’s no way to avoid it.
If you want a debit card without a monthly fee, you’ll want to look into an interest-bearing checking account or a digital bank account like Chime or OnJuno.
There are three tiers of Stash plans, with monthly costs ranging from $1 to $9. Here’s what you’ll get with each plan.
Plan | Monthly Fee | Features |
---|---|---|
Stash Beginner | $1 |
|
Stash Growth | $3 |
|
Stash+ | $9 |
|
To get started with Stash banking, you first need to have a Stash investment account.
To get a Stash card, you need to open a Stash investment account, which comes with the following eligibility requirements:
You must also provide the following information when opening your account:
A Stash Stock-Back card offers several benefits for novice investors.
You can earn Stock-Back at more than 11 million locations across the US as well as with numerous online retailers. And if you use your Stock-Back card at a retailer that doesn’t participate in the program, Stash rewards you with stock in a diversified fund.
All Stash accounts come with a Stock-Back debit card you can use to withdraw funds for free at 19,000 ATMs across the US. If you use out-of-network ATMs, you pay $2.50 for each withdrawal and $0.50 for every balance inquiry. This fee is in addition to ATM owner charges you might incur.
There are a few ways to deposit and withdraw money to and from your Stash banking account.
You can reach Stash in three ways.
Which merchants offer Stock-Back rewards bonuses?
The list of businesses that offer Stock-Back rewards bonuses changes every month. Check the Learning Center on Stash‘s website to find out which businesses are currently participating.