Editor's choice: Upstart personal loans
- Work and education get you better rates
- Funding as soon as the next business day
- Accepts fair credit
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It offers loans from $1,000 to $50,000 at terms of 3 years to 5 years. It’s not always cheap, however. APRs range from 8.69% to 35.99%, including an origination fee as high as 8%. However, if you aren’t sure about borrowing from Upstart, you may want to consider other lenders for a personal loan.
Another peer-to-peer lender, Prosper could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.
Apply for an unsecured personal loan of up to $40,000 with LendingClub.
If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.
NetCredit offers unsecured personal loans up $10,500 that could help you rebuild your credit, even if you have a low credit score.
In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.
With Avant, you may be able to have a personal loan deposited into your account as soon as the business day after your laon is approved.
See how other top providers compare to different lenders by checking out A-to-Z directory.
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