Treecard App Review

Treecard debit card discontinued — but still an eco-conscious platform

Treecard’s debit card program closed down on October 9, 2023.

The company partnered with Ecosia, a nonprofit search engine, to make this happen. For every $60 you spent with your wooden Treecard debit card, one tree was planted. The company also earmarked 80% of its profits to fund reforestation projects managed by Ecosia.

While it no longer offers physical debit cards, Treecard is still a platform focused on reforestation and eco-friendly spending.

Who is Treecard best for?

Treecard is best for eco-conscious people who want to make a positive environmental impact through their spending habits. Although it has discontinued the debit card program, the app continues to allow users to earn rewards and plant real trees by walking or linking bank accounts.

So, if you enjoy using digital tools to track your financial and fitness habits as well as support reforestation efforts, Treecard may be for you.

What we like about Treecard

Treecard has evolved into an app-based platform that turns your everyday actions (like walking and spending) into real-world environmental impact.

The “Spend” feature

When you purchase public transit tickets or shop at an associated eco-brand, Treecard’s Spend feature allows you to earn reward points simply by linking your bank account or card. Once you’ve enabled Spend, you also have the option to participate in “Round Up” and “Chip In.”

With Round Up, you can round up each purchase you made on your connected bank account to the nearest dollar. And every $1 rounded up plants a tree.

If you opt into Chip In, you can choose to pay anywhere from $1 to $20 per month to support Treecard’s tree-planting, plastic cleanup and wildlife protection efforts.

Meaningful rewards

Treecard offers more than just discounts on things like dog food and meal kits. You can also earn impactful rewards, like funding plastic removal from the ocean or gifting trees to friends and family.

The “Walk to Plant” feature

With the “Walk to Plant” feature, you can plant up to three real trees a week just by adding more walking to your daily routine. To get started, all you have to do is connect your Health app and allow Treecard to access and update your health data.

Worldwide impact

Treecard partners with Instituto Espinhaço and Eden Reforestation Projects to plant trees all over the world (in 32 countries) to help fight deforestation and reverse the effects of climate change.

Where it falls short

The biggest letdown with Treecard is that its debit card program is no longer available. If you’re hoping to switch to a more eco-friendly banking alternative, you’ll want to look elsewhere.

Today, Treecard functions more like a rewards and impact app, rather than a tool for managing your money or paying bills. Also, you’ll need to link your regular bank account to earn points through spending, which some people may be uncomfortable with.

Compare Treecard with other accounts

Use this table to see how Treecard compares to other accounts:

3 of 3 results

Finder Score	Fee	ATM withdrawal	Features	Rebate
Finder score 9.6 Excellent Revolut	Finder score 9.6 Excellent	$0 per month	$0	Starts at $0/month Upgrade to paid Premium or Metal plans for more perks International and travel perks 140+ currencies		Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to siteMore info Compare product selection Compare	loading
Finder score Walmart MoneyCard	Finder score	$5.94 per month	$2.50	Earn up to $75 cash back on Walmart purchases each year Earn 2% APY up to $1,000 on your savings Up to 4 family accounts FDIC insured by Green Dot Bank		The Walmart MoneyCard prepaid debit card offers cashback rewards on Walmart purchases, but charges high ATM fees on every transaction.	Go to siteMore info Compare product selection Compare	loading
Finder score Netspend® Visa® Prepaid Card	Finder score	$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2	Get paid faster Easy loading Control your finances Card customizations Mobile app Savings account		With Netspend, you get a convenient way to manage your money on a prepaid card that is packed with features.	Go to siteMore info Compare product selection Compare	loading

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What is the Finder Score?

The Finder Score applies to 45+ kids' debit card options. It takes into account the card's fees, features, age requirements, ATM access and more — this gives you a simple score out of 10.

To provide a Score, we compare like-for-like debit cards. So if you're comparing the best kids' cards with no monthly fees, you can see how card stacks up against each other by features, opening deposits and other benefits.

Read the full breakdown

Customer reviews and ratings

Treecard doesn’t have an official profile with the Better Business Bureau (BBB), but it does have a Trustpilot profile with a few dozen reviews.

Several users reported problems with redeeming rewards and accounts being closed without warning. A handful of positive reviews mentioned the Treecard debit card, though that’s no longer relevant since the program has ended.

Reviews on the App Store and Google Play are much more positive, with ratings around 4 to 4.5 stars. A few users mentioned issues similar to the Trustpilot reviews, but most people appreciate how the app helps them build better habits while supporting the planet at the same time.

Frequently asked questions

Does Treecard actually remove plastic?

Yes. Treecard pays Plastic Bank (a social fintech company that helps stop plastic pollution) to remove plastic from the ocean. ​If you funded plastic removal from the ocean via Treecard, a confirmation of your impact will be emailed to you.

Is Treecard a bank?

No. Treecard is not a bank. It’s an app designed for sustainable spending and reforestation.

How many trees has Treecard planted?

Treecard has planted over 9 million trees as of July 2025. You can track the progress under the “Discover” section in the app.