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finder.com’s rating: 4.0 / 5.0
★★★★★
PoderCard is a digital bank account built specifically for the Hispanic community. It has no hidden fees or minimum deposit requirements. Plus, the mobile app has a bilingual interface that lets you switch between Spanish and English. But PoderCard doesn’t support joint accounts.$0 per month
Fee
N/A
APY
$0
Minimum deposit to open
APY | N/A |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
ATMs | over 46,000 AllPoint ATMs nationwide |
ATM transaction fee | $0 |
Out-of-network ATM fee | $3 |
Foreign transaction fee | 3% |
Overdraft fee | $0 |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and investments. She has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. Cassidy enjoys educating people about financial services, exploring the Pacific Northwest and watching endless reruns of The Office.
And you’ll pay fees if you use an out-of-network ATM, need a new debit card or deposit cash at a retail location.
Follow these steps to open a PoderCard account online:
Once your account is set up, you’ll receive your PoderCard debit card in the mail within seven business days.
Anyone who meets these requirements can open a PoderCard account:
The PoderCard is built in partnership with Green Dot. It’s FDIC-insured, comes with mobile banking and online bill pay and has these features:
While the PoderCard account has its benefits, it has potential drawbacks:
If you were hoping to open a checking and savings account at the same bank, you’ll want to keep looking. As always compare your options when considering a digital bank account.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.