Allotment loans are typically offered as a benefit to federal employees like US Postal Service and government workers. They often have more lenient requirements to qualify than traditional personal loans, and repayments are deducted directly from employee paychecks.
Check out our top picks for allotment loans for federal employees with competitive rates and a wide range of loan amounts.
Finder loan experts scoured the lending industry for financial institutions that specifically offer allotment loans to federal employees or workers with state and local government or educational institutions. We ultimately chose these lenders based on requirements to qualify, interest rates, loan amounts and terms, turnaround times and customer reviews.
Factors weighed in our methodology for the best allotment loans for federal employees include:
Requirements to qualify for an allotment loan are similar across most lenders in this space.
If rates are too high, you may want to look into other loans like BMG Money instead.
If you’re not a federal employee, don’t work for an employer that offers allotment loans or you just want to explore all your options, consider these lenders.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
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