LightStream personal loans
Finder Rating: 4.83 / 5 ★★★★★
If you're looking for low rates, LightStream can't be beat – literally. Its Rate Beat Program will beat any competing rate from another lender as long as you meet the requirements. It also offers a generous 0.5% rate discount for setting up autopay – but this must be done before funding.
And unlike many lenders, LightStream doesn't charge any fees, including late fees or NSF fees. However, there's no prequalification process, so don't be surprised when it does a hard pull of your credit when you apply.
- Available in all states
Truist Bank is an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Minimum credit score | Good to excellent credit |
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APR | 5.99% to 23.99% |
Loan amount | $5,000 to $100,000 |