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Banks you can use Google Pay with

Does your bank have Google Pay? Find out in this guide.

Google Pay is a digital wallet and online payment system that allows you to use your Android device to make purchases in store, in apps and online without needing your physical debit or credit card. This guide covers what Google Pay is, how it works, how to use it and what US banks currently offer it.

Which US banks support Google Pay?

Google Pay works with debit and credit cards from nearly every US financial institution — including credit unions. More than 20 popular banks that support Google Pay also support mobile payment apps like Apple Pay and Samsung Pay.

Bank Google Pay Apple PaySamsung Pay
Ally BankNoNoNo
American ExpressNoNoNo
Axos BankYesYesYes
Bank of AmericaNoNoNo
Bank of the WestNoNoNo
BarclaysNo
BBVA CompassNoNoNo
Capital OneNoNoNo
ChaseNoNoNo
ChimeYesYesYes
CitiNoNoNo
DiscoverNoNoNo
Green DotNoNoNo
HSBCNoNoNo
Marcus by Goldman SachsYesYesYes
M&T BankYesYesYes
Navy Federal Credit UnionNoNoNo
NationwideYesYesYes
JunoYesYesYes
PNCNoNoNo
Regions BankNoNoNo
RevolutYesYesYes
SquareYesYesYes
SynchronyNoNoNo
SoFiYesYesYes
TD BankNoNoNo
USAANoNoNo
US BankNoNo
Wells FargoNoNoNo

International banks that offer Google Pay

This table highlights international banks that support Google Pay, along with the countries they operate in.

Bank Countries they operate in
BBVA
  • Spain
Citi
  • France
  • Belgium
  • Germany
  • Hong Kong
  • Ireland
  • Italy
  • Spain
  • Switzerland
  • United Kingdom
HSBC
  • Australia
  • Hong Kong
  • Taiwan
  • United Kingdom
Revolut
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Japan
  • Latvia
  • Lithuania
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
Wise
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Netherlands
  • New Zealand
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

How Google Pay works

Once you’ve stored your cards in Google Pay, you can make contactless payments in stores by holding your Android device up to a card reader. There’s a near field communication (NFC) chip inside your phone and the card reader. Both chips connect to each other and process the payment without needing your physical card or PIN.

How to add a debit or credit card to Google Pay

You can add a new card to Google Pay in a matter of minutes:

  1. Download the Google Pay app on your mobile device.
  2. Open the Google Pay app on your mobile device.
  3. Tap Payment at the bottom of the screen and select + Payment method.
  4. Scan the front of your debit or credit card or add your card number and expiration date manually.
  5. Enter the CVC number found on the back of your card.
  6. Review Google’s Payments Terms of Service and Privacy Notice.
  7. Tap Save.
  8. Your card provider may want to verify your payment method by email, text or phone. Select your preferred method of verification.
  9. Enter the verification code you receive.
  10. Once verified, you can use your newly added card to make payments through Google Pay.

Eligibility

You must be at least 16 years old to use Google Pay. If you’re under age 18, you’ll need a parent or legal guardian’s permission before you can accept the terms and conditions and use the app.

How many cards can I add to Google Pay?

You can store as many cards as you’d like in Google Pay. There’s no limit.

Can I use Google Pay internationally?

You can use Google Pay worldwide at any store that accepts contactless payments. As of May 2020, you can use Google Pay in any of the following locations:

  • Australia
  • Belgium
  • Brazil
  • Canada
  • Chile
  • Croatia
  • Czech Republic
  • Denmark
  • Finland
  • France
  • Germany
  • Hong Kong
  • Ireland
  • Italy
  • Japan
  • New Zealand
  • Norway
  • Poland
  • Russia
  • Singapore
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • Taiwan
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States

Compare accounts compatible with Google Pay

All of these products can be added to Google Pay. Consider adding a debit or credit card with rewards on everyday purchases to get the most value from your digital wallet.

1 - 3 of 9
Name Product Fee Minimum deposit to open Annual Percentage Yield (APY) Offer
SoFi Checking and Savings
Finder Rating: 4.6 / 5: ★★★★★
Bonus
SoFi Checking and Savings
$0 per month
$0
3.75% on balances of $0+
Get up to $250 when you open a new account or switch your direct deposit to SoFi checking and savings. In order to qualify for the $250 bonus, you must have $5,000+ in qualifying direct deposits within a month, and to qualify for $50, you must deposit $1,000 to $4,999.99. This offer is available until Jan 31, 2023
Earn 3.75% APY, which is 14X the national average. Get your paycheck up to 2 days early, and earn up to 15% cash back. When you open Sofi, you also get its high-interest savings account that earns APY.
HSBC Premier Checking
Finder Rating: 3.5 / 5: ★★★★★
Bonus
HSBC Premier Checking
$50 per month
$0
0.01% on balances of $5+
Get a $500 welcome bonus when you open your account with qualifying activities. Must open HSBC Premier checking account through offer page by February 15, 2023, and set up qualifying direct deposits into the new account totalling at least $10,000 per month for three consecutive months. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.

HSBC Premier Checking offers free global transfers and 24/7 customer support.
Chase Secure Banking
Finder Rating: 4.2 / 5: ★★★★★
Bonus
Chase Secure Banking
$4.95 per month
$0
N/A
New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDeposit℠ or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.
Chase Secure Banking offers no overdraft services. New Chase customers may qualify for a $100 signup bonus.
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Compare up to 4 providers

1 - 3 of 100
Name Product Filter values Rewards Purchase APR Annual fee
Capital One VentureOne Rewards Credit Card
Up to 1.25x miles
0% intro for the first 15 months (then 19.24% - 29.24% variable)
$0
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
American Express® Gold Card
Up to 4x points
20.24% to 27.24% variable APR for Pay Over Time Feature
$250

Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.

Earn up to 4x points on select purchases and enjoy a bevy of travel perks with this upper-mid tier travel card. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Up to 5x miles
20.24% to 28.24% variable
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
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Compare up to 4 providers

Bottom line

With Google Pay, you can make in-store and online purchases using your mobile device as a digital wallet. But this contactless payment system only works on Android devices and with eligible debit and credit cards.

Frequently asked questions

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