Banks you can use Google Pay with

Google Pay is a digital wallet and online payment system that allows you to use your Android device to make purchases in store, in apps and online without needing your physical debit or credit card. This guide covers what Google Pay is, how it works, how to use it and what US banks currently offer it.

Which US banks support Google Pay?

Google Pay works with debit and credit cards from nearly every US financial institution — including credit unions. More than 20 popular banks that support Google Pay also support mobile payment apps like Apple Pay and Samsung Pay.

Bank	Google Pay	Apple Pay	Samsung Pay
Ally Bank
American Express
Axos Bank
Bank of America
BMO
Barclays
BBVA Compass
Capital One
Chase
Chime
Citi
Discover
Green Dot
HSBC
Marcus by Goldman Sachs
M&T Bank
Navy Federal Credit Union
Nationwide
Juno
PNC
Regions Bank
Revolut
Square
Synchrony
SoFi
TD Bank
USAA
US Bank
Wells Fargo

International banks that offer Google Pay

This table highlights international banks that support Google Pay, along with the countries they operate in.

How Google Pay works

Once you’ve stored your cards in Google Pay, you can make contactless payments in stores by holding your Android device up to a card reader. There’s a near field communication (NFC) chip inside your phone and the card reader. Both chips connect to each other and process the payment without needing your physical card or PIN.

How to add a debit or credit card to Google Pay

You can add a new card to Google Pay in a matter of minutes:

1. Download the Google Pay app on your mobile device.
2. Open the Google Pay app on your mobile device.
3. Tap Payment at the bottom of the screen and select + Payment method.
4. Scan the front of your debit or credit card or add your card number and expiration date manually.
5. Enter the CVC number found on the back of your card.
6. Review Google’s Payments Terms of Service and Privacy Notice.
7. Tap Save.
8. Your card provider may want to verify your payment method by email, text or phone. Select your preferred method of verification.
9. Enter the verification code you receive.
10. Once verified, you can use your newly added card to make payments through Google Pay.

Eligibility

You must be at least 16 years old to use Google Pay. If you’re under age 18, you’ll need a parent or legal guardian’s permission before you can accept the terms and conditions and use the app.

How many cards can I add to Google Pay?

You can store as many cards as you’d like in Google Pay. There’s no limit.

Can I use Google Pay internationally?

You can use Google Pay worldwide at any store that accepts contactless payments. As of May 2020, you can use Google Pay in any of the following locations:

Compare accounts compatible with Google Pay

All of these products can be added to Google Pay. Consider adding a debit or credit card with rewards on everyday purchases to get the most value from your digital wallet.

• Google Pay debit
• Google Pay credit

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Name	Product	Fee	Minimum deposit to open	Annual Percentage Yield (APY)	Offer
Bonus Chase Secure Banking℠ Finder Rating: 4.2 / 5: ★★★★★ Chase Secure Banking℠ Finder Rating: 4.2 / 5: ★★★★★	Bonus	$4.95 per month	$0	N/A	New Chase checking customers enjoy a $100 bonus, when you open a new Chase Secure Banking account and complete 10 qualifying transactions within 60 days of coupon enrolment.	Chase Secure Banking℠ offers no overdraft services. New Chase customers may qualify for a $100 signup bonus. Member FDIC.	Go to site View details	Compare	loading Fetching your data...
Revolut Finder Rating: 4.8 / 5: ★★★★★ Revolut Finder Rating: 4.8 / 5: ★★★★★		From $0 per month	$0	4.25% on balances of $0+ 3.25% on balances of $0+	Use Revolut Premium for three months for $0 when you sign up for Revolut. Just make one qualifying transaction with your Revolut card during the promotion period. Terms and conditions apply.	Revolut is a global fintech that offers up to 40% off international transfers.	Go to site View details	Compare	loading Fetching your data...
Bonus Chase Total Checking® Finder Rating: 3 / 5: ★★★★★ Chase Total Checking® Finder Rating: 3 / 5: ★★★★★	Bonus	$12 per month (can be waived)	$0	N/A	New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.	Chase Total Checking® is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. It offers a $200 signup bonus to new Chase customers. Member FDIC.	Go to site View details	Compare	loading Fetching your data...

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Capital One VentureOne Rewards Credit Card			Up to 5x miles	0% intro for the first 15 months (then 19.99% - 29.99% variable)	$0	Go to site View details	Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. See rates & fees	Compare	loading Fetching your data...
Capital One Venture Rewards Credit Card			Up to 5x miles	19.99% - 29.99% variable	$95	Go to site View details	Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening. See rates & fees	Compare	loading Fetching your data...
Capital One Quicksilver Cash Rewards Credit Card			Up to 1.5% cash back	0% intro for the first 15 months (then 19.99% - 29.99% variable)	$0	Go to site View details	More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). See rates & fees	Compare	loading Fetching your data...

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Bottom line

With Google Pay, you can make in-store and online purchases using your mobile device as a digital wallet. But this contactless payment system only works on Android devices and with eligible debit and credit cards.

Frequently asked questions

• Is there a fee for Google Pay?

  No, Google Pay is free to use and doesn’t charge any fees.

• Can I use Google Pay at an ATM?

  You can withdraw cash using Google Pay at cardless ATMs that support NFC withdrawals. Some major US banks, like Chase, offer cardless ATM access that supports Google Pay, Apple Pay and Samsung Pay withdrawals.

• Can I send or receive money with Google Pay?

  Yes, you can send up to $10,000 USD per transaction using Google Pay.