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Banks you can use Google Pay with

Does your bank have Google Pay? Find out in this guide.

Google Pay is a digital wallet and online payment system that allows you to use your Android device to make purchases in store, in apps and online without needing your physical debit or credit card. This guide covers what Google Pay is, how it works, how to use it and what US banks currently offer it.

Which US banks support Google Pay?

Google Pay works with debit and credit cards from nearly every US financial institution — including credit unions. More than 20 popular banks that support Google Pay also support mobile payment apps like Apple Pay and Samsung Pay.

Bank Google Pay Apple PaySamsung Pay
Ally BankNoNoNo
American ExpressNoNoNo
Axos BankYesYesYes
Bank of AmericaNoNoNo
Bank of the WestNoNoNo
BarclaysNo
BBVA CompassNoNoNo
Capital OneNoNoNo
ChaseNoNoNo
ChimeYesYesYes
CitiNoNoNo
DiscoverNoNoNo
Green DotNoNoNo
HSBCNoNoNo
Marcus by Goldman SachsYesYesYes
M&T BankYesYesYes
Navy Federal Credit UnionNoNoNo
NationwideYesYesYes
OnJunoYesYesYes
PNCNoNoNo
Regions BankNoNoNo
RevolutYesYesYes
SquareYesYesYes
SynchronyNoNoNo
SoFiYesYesYes
TD BankNoNoNo
USAANoNoNo
US BankNoNo
Wells FargoNoNoNo

International banks that offer Google Pay

This table highlights international banks that support Google Pay, along with the countries they operate in.

Bank Countries they operate in
BBVA
  • Spain
Citibank
  • France
  • Belgium
  • Germany
  • Hong Kong
  • Ireland
  • Italy
  • Spain
  • Switzerland
  • United Kingdom
HSBC
  • Australia
  • Hong Kong
  • Taiwan
  • United Kingdom
N26
  • Austria
  • Belgium
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
Revolut
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Japan
  • Latvia
  • Lithuania
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
Wise
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Netherlands
  • New Zealand
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

How Google Pay works

Once you’ve stored your cards in Google Pay, you can make contactless payments in stores by holding your Android device up to a card reader. There’s a near field communication (NFC) chip inside your phone and the card reader. Both chips connect to each other and process the payment without needing your physical card or PIN.

How to add a debit or credit card to Google Pay

You can add a new card to Google Pay in a matter of minutes:

  1. Download the Google Pay app on your mobile device.
  2. Open the Google Pay app on your mobile device.
  3. Tap Payment at the bottom of the screen and select + Payment method.
  4. Scan the front of your debit or credit card or add your card number and expiration date manually.
  5. Enter the CVC number found on the back of your card.
  6. Review Google’s Payments Terms of Service and Privacy Notice.
  7. Tap Save.
  8. Your card provider may want to verify your payment method by email, text or phone. Select your preferred method of verification.
  9. Enter the verification code you receive.
  10. Once verified, you can use your newly added card to make payments through Google Pay.

Eligibility

You must be at least 16 years old to use Google Pay. If you’re under age 18, you’ll need a parent or legal guardian’s permission before you can accept the terms and conditions and use the app.

How many cards can I add to Google Pay?

You can store as many cards as you’d like in Google Pay. There’s no limit.

Can I use Google Pay internationally?

You can use Google Pay worldwide at any store that accepts contactless payments. As of May 2020, you can use Google Pay in any of the following locations:

  • Australia
  • Belgium
  • Brazil
  • Canada
  • Chile
  • Croatia
  • Czech Republic
  • Denmark
  • Finland
  • France
  • Germany
  • Hong Kong
  • Ireland
  • Italy
  • Japan
  • New Zealand
  • Norway
  • Poland
  • Russia
  • Singapore
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • Taiwan
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States

Compare accounts compatible with Google Pay

All of these products can be added to Google Pay. Consider adding a debit or credit card with rewards on everyday purchases to get the most value from your digital wallet.

Name Product APY Minimum deposit to open ATMs Out-of-network ATM fee
SoFi Money
Finder Rating: 4.6 / 5: ★★★★★
SoFi Money
0.25%
$0
$0
Earn $100 when you set up direct deposit. Save, spend, and earn cash back rewards with this no-fee cash management account.
Chase Secure Banking℠
Finder Rating: 4.2 / 5: ★★★★★
Chase Secure Banking℠
N/A
$0
Access to 16,000 ATMs and more than 4,700 branches nationwide
$2.50
Chase Secure Banking offers no overdraft services
OnJuno
Finder Rating: 4.8 / 5: ★★★★★
OnJuno
1.20% on balances of $0 to $50,000
0.25% on balances of $50,000.01+
$0
More than 85,000 ATMs nationwide
$0
A free account for crypto and cash that earns a 1.2% bonus rate plus 5% cashback on purchases from participating retailers.
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Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Earn unlimited 2x miles on every purchase, every day
15.99% to 23.99% variable
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Capital One Quicksilver Cash Rewards Credit Card
Earn unlimited 1.5% cash back on every purchase, every day
0% intro for the first 15 months (then 14.99% to 24.99% variable)
$0
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
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Compare up to 4 providers

Bottom line

With Google Pay, you can make in-store and online purchases using your mobile device as a digital wallet. But this contactless payment system only works on Android devices and with eligible debit and credit cards.

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