Fundrise review
- Minimum deposit
- $10
Our verdict
Diversify your portfolio with Fundrise's private real estate, private equity and venture capital offerings with as little as $10.
Consider Fundrise if you want a convenient way to diversify your portfolio with alternative assets such as private real estate, private credit and venture capital with a low barrier to investing. Look elsewhere if you have a short time horizon and want to invest in more liquid, publicly-traded REITs.
Best for: Investors getting started in real estate investing; Experienced investors who want to diversify into private credit and venture capital.
Pros
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Invest with as little as $10
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Alternative assets include private real estate, private credit and venture capital
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Invest via taxable and retirement accounts
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Open to all investors
Cons
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$125 IRA fee for balances below $3,000
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Expect additional costs, such as fund development fees, asset origination costs, liquidation charges and early redemption fees
How we rated Fundrise’s features
| Fees | ★★★★★ | Fundrise charges a 0.15% advisory fee and a 0.85% management fee for real estate funds. |
| Available securities | ★★★★★ | Invest in private real estate, private credit and venture capital. |
| Customer support | ★★★★★ | Reach out to customer support via ticket or email. |
| Mobile app | ★★★★★ | Both Apple and Google users give the app high marks. |
| Research and tools | ★★★★★ | Explore fund information such as growth and dividends, historical net returns and active properties and follow the Fundrise newsfeed for company and market updates. |
| Reliability | ★★★★★ | No major outages have been reported. |
To learn how our star ratings are calculated, read our methodology at the bottom of the page.
Fundrise is best for investors who want exposure to alternative assets
Widely considered the first company to successfully crowdfund real estate investing, Fundrise remains one of the most accessible and beginner-friendly real estate investing platforms on the market. It offers:
- A very low barrier to entry.
- An easy-to-use modern investment platform.
- Some of the lowest ongoing fees among private real estate investing platforms.
Fundrise has since expanded its investment offerings to include other alternative assets, including private credit and venture capital opportunities. With a minimum investment amount of $10 and a growing lineup of alternative assets, Fundrise is one of the most convenient and accessible platforms to diversify your portfolio with private assets.
What you can trade on Fundrise
- Private real estate
- Private equity
- Venture capital
Account types available with Fundrise
- Individual account
- Joint account
- Entity account
- Trust account
- IRA
Where Fundrise shines
With 1% in annual fees for its real estate funds, which includes a 0.85% flat management fee and a 0.15% annual advisory fee, Fundrise continues to provide one of the most competitively priced real estate investing platforms on the market. Its convenience and user-friendly platform make it great for beginners, while its intuitive mobile app will feel natural to the modern investor. And with a $10 minimum, beginners can enter the world of real estate investing without many obstacles. Meanwhile, Fundrise has further opened the door to private assets with its addition of private credit and venture capital offerings.
Where Fundrise falls short
Fundrise’s current fee structure includes a $125 passthrough fee from its IRA custodian, Millennium Trust Company. Though Fundrise will waive the fee if you invest $3,000 or more into your IRA or when you reach and maintain an IRA account value of over $25,000.
Fundrise’s fees
| Minimum deposit | $0 |
| Minimum investment | $10; $1,000 to invest in an IRA |
| Annual fee | 0.15% annual advisory fee; 0.85% annual management fee for Fundrise’s real estate funds; 1.85% annual management fee for the Fundrise Fundrise Innovation Fund |
| Inactivity fee | $0 |
| Liquidation fees | $0 to sell Flagship Fund and Income Fund shares; 1% penalty if you sell eREIT or Fundrise eFund shares you’ve held for less than five years |
Is Fundrise legit?
Yes, Fundrise is a legitimate company and private asset investing platform. Founded in 2012 and headquartered in Washington, DC, Fundrise manages more than $3 billion of equity for more than 387,000 individual investors.
What Matt thinks about Fundrise
I initially opened a Fundrise account to review the product but have since joined the hundreds of thousands of other individual investors looking to expand their portfolios with private assets. The Fundrise platform is sophisticated and easy to navigate and lets me invest in assets like commercial real estate, private credit and venture capital — assets that have long been out of reach for regular investors like me — without requiring any significant upfront costs.
— Matt Miczulski, Editor, Investments.
Fundrise’s platform is easy to use
Fundrise feels like any modern investing platform: it’s easy to sign up, it’s user-friendly and investing is a breeze. Both the web and mobile versions of Fundrise offer a similarly uncomplicated investing experience that prioritizes accessibility.
Fundrise’s app store reviews
| Google Play app reviews | 4.7/5 stars based on over 3,200 reviews |
| Apple App Store app reviews | 4.8/5 stars based on over 28,000 reviews |
Fundrise’s customer support
- Online form
How to open an account with Fundrise
- Select the Sign up now button below, and then enter your email address. Select Next.
- Create a password, choose your account type and answer some investor questions.
- Complete your profile and deposit funds to begin investing.
Eligibility and required information
- At least 18 years old
- Personal information, such as your name, email address and phone number
- Social Security number
How safe is Fundrise?
The Fundrise platform is considered safe and secure. Fundrise uses bank-level security to protect your personal and financial information and offers two-factor authentication for added security.
Frequently asked questions about Fundrise
Compare Fundrise to other platforms
Fundrise
★★★★★
Finder rating 3.7 / 5
Available asset types
Real estate, Private credit, Venture capital
Minimum deposit
$10
Yieldstreet
★★★★★
Finder rating 3.5 / 5
Available asset types
Real estate, Art, Other
Minimum deposit
$10,000
How we rate trading platforms
★★★★★ 5/5 — Excellent
★★★★★ 4/5 — Good
★★★★★ 3/5 — Average
★★★★★ 2/5 — Subpar
★★★★★ 1/5 — Poor
We analyze top online trading platforms and rate them one to five stars based on factors that are most important to you. These factors include fees, securities available for trade, customer support, customer feedback, platform resources and overall reliability.
For a complete breakdown of how we score each category, read the full methodology of how we rate trading platforms.
Frequently asked questions
Your reviews
Matt Finder
Editor, Investments
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