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finder.com’s rating: 4.0 / 5.0
The Cheese Rewards Checking account is a digital bank account and social cause platform designed for Asian-Americans and immigrants in the US. The account earns up to 10% cash back on purchases and up to 0% on your account balance. Plus, Cheese has pledged to donate $100,000 to Asian-owned businesses and communities.
$0 per month
Minimum deposit to open
|Fee||$0 per month|
|Minimum deposit to open||$0|
|Intro or bonus offer||Get up to 10% cash back at 10K+ stores and Asian-owned businesses and restaurants.|
No clicks, no activation, straight cash, all automatic.
|ATMs||over 33,000 MoneyPass ATMs|
|ATM transaction fee||$0|
|Out-of-network ATM fee||$0|
Cassidy Horton is a freelance copywriter and journalist, specializing in personal finance. Her writing and analysis has been featured in Forbes Advisor, Money, The Balance, Money Under 30, Insure.com and other top digital publishers. She holds a BS in public relations and an MBA from Georgia Southern University.
But the account is mobile-only and there’s no Android app yet. And if you need to speak with customer support, your only option is to contact them through email.
Open a Cheese Rewards Checking account in minutes using these steps.
You’ll get access to a virtual debit card as soon as Cheese approves your account. Your physical card will come in the mail within 10 business days.
Open an account when you meet these requirements.
Cheese will ask for this information when you open your account.
As with most digital accounts, Cheese banking doesn’t accept cash deposits or come with check-writing privileges. It also has these potential drawbacks.
If you don’t have an iPhone, explore other rewards checking accounts to find the one that’s right for you.
Use your Cheese Mastercard debit card at over 33,000 MoneyPass ATMs nationwide for free. Use the mobile app to find the ATM nearest to you. Cheese doesn’t charge fees for out-of-network ATMs, but the operator might.
See how Cheese‘s features and fees compare to other digital checking accounts.
Access money in your Cheese Rewards Checking account using these methods.
Cheese’s customer support is fluent in both English and Chinese. Contact them by email at email@example.com.
★★★★★ — Excellent
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★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.
Cheese Rewards Checking is not currently available on Finder
Have you considered US Bank Smartly Checking?
Take control of your spending with integrated tools such as automated budgeting, upcoming due date alerts, low balance alerts and more, available in the US Bank Smartly Checking mobile app. Easily send and receive funds via Zelle. Waive overdraft fees by depositing money before the forgiveness deadline. Member FDIC.
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