Changelly cryptocurrency exchange review

Changelly is an instant digital currency exchange providing competitive crypto-to-crypto rates.

Founded in 2013, Changelly has emerged as one of the most popular crypto-to-crypto exchange services on the market. The Czech-based exchange offers a wide range of services for people looking to get the best rates on cryptocurrency conversion.

Changelly has already carved out a strong international presence and has earned the trust of 300,000 customers since 2015.

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Fiat currencies




Product Name Changelly Crypto-to-Crypto Exchange
Fiat Currencies USD, GBP, EUR, CAD, MXN, HKD, RUB, NZD, SGD, JPY & 40+ more
Cryptocurrencies BTC, ETH, XEM, LSK, XMR, LTC, XRP, EOS, XLM, BCH & 140+ more
Deposit Methods Credit card
Debit card
Trading Fee 0.25%
Deposit Fees 1-7.1%
Withdrawal Fees 1-7.1%

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Changelly for US residents

US-based users can not use Changelly.

Which fiat and cryptocurrencies are supported?

  • Supported fiat currencies: USD, GBP, EUR, CAD, MXN, HKD, RUB, NZD, SGD, JPY & 40+ more
  • Supported cryptocurrencies: Approximately 156 cryptocurrencies

Which payments methods are accepted?

  • Credit card
  • Debit card

What is Changelly?

Changelly offers a unique proposition: It allows you to exchange one cryptocurrency for another in the most convenient way possible. It does this by aggregating and suggesting the best rates directly on its website.

Changelly’s robot is integrated into the world’s biggest cryptocurrency trading platforms, such as Poloniex and Bittrex. In a matter of milliseconds, the robot suggests the best available rate on its website.

Given the volatility around cryptocurrency, Changelly does not fix rates. This enables the company to charge a very low commission fee for facilitating trades.

Available countries

Changelly is available worldwide.

Go to Changelly's website

How much will it cost me to use Changelly?

  • By not fixing rates, Changelly is able to charge a very competitive fee of 0.25% on cryptocurrency transactions.
  • Users will also pay networking fees that are set and collected by the blockchain network.

How fast will my funds be available?

Crypto-to-crypto transactions are usually finalized in 5-30 minutes. However, transaction processing times will depend on the capacity of the blockchain network at the time of your trade.

Larger transactions may also take more time to process.

Are there any transfer limits?

The exchange has very high limits and good liquidity, which means you can make trades of virtually any size. However, it’s important to keep in mind that your transfer amounts must be big enough to pay for the blockchain network fee as well.

There are restrictions on bank card payments, although the limit rises substantially after a few purchases. After one month, limits on US residents are dropped.

  • 1st transaction. $500
  • 1st week. $3000
  • 1st month. $10,000
  • Monthly (after 1st month). Unlimited

Is Changelly considered secure?

Changelly is viewed as a trusted exchange service that is safe and convenient to use. The platform enables 2-factor authentication to protect your account. This includes Google Authenticator, which provides an added level of security.

Client information such as email is kept private and will only be used to contact you from time to time.

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Supported Cryptocurrencies


Supported Cryptocurrencies


Deposit methods

Bank transfer (ACH), Debit card, PayPal, Wire transfer, Apple Pay

Deposit methods

Wire transfer, Online banking

Trading Fee

Fees vary

Trading Fee

Fees vary

Withdrawal Fees

Instant Card Withdrawal: Up to 1.5% of the transaction plus a minimum of $0.55
Outgoing Wire Transfer: $25
Fees vary by location and payment method.

Withdrawal Fees

None. Minimum withdrawal amount is $50.

Customer support

You can contact customer support directly via email and social media. The website doesn’t list response times but does have a comprehensive FAQ section that will probably answer many of your questions.

Pros and cons


  • The largest offering of cryptocurrencies on the market
  • Receives praise for the design of its website
  • Popular platform trusted by hundreds of thousands of traders
  • Competitive commission fee for crypto-to-crypto conversion


  • Higher rates than other exchanges when purchasing cryptocurrency directly

Get started

Changelly’s smooth interface and user experience have attracted many crypto enthusiasts into its fold. If you’d like to give the platform a try, head over to the Changelly website and select Login. Navigate to the bottom and hit Registration. Here, you can sign up with your email or social media account.

Go to Changelly's website

Frequently asked questions

Can I cancel a cryptocurrency transaction on Changelly?

Cryptocurrency transactions are made over the blockchain and are therefore irreversible. Changelly recommends you think twice before exchanging or buying cryptos.

I exchanged one cryptocurrency for another, but my final amount is different. What gives?

Changelly makes it clear that it does not fix exchange rates due to the underlying volatility of the cryptocurrency market. Since transactions take 5-30 minutes to clear, your final amount may be different.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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  1. Default Gravatar
    January 26, 2018

    I understand how one purchases crypto currency with fiat dollars (credit card), but how does one withdraw the crypto currency purchased in fiat dollars when one wants to cash out.??

    • Avatarfinder Customer Care
      January 30, 2018

      Hi Patrick,

      Thank you for your comment.

      With Changelly, you’re unable to cash out your coins directly to a bank account. However, you may be able to turn the cryptocurrency you bought using fiat money to cash by transferring to another exchange that can link a bank account and cash it from there. You can check for the list of cryptocurrency exchanges having such a feature.

      You may also check coinbase pro exchange review showing the analysis of GDAX, which is one of the digital exchanges that lets you turn your fiat currency into cash.

      It might be helpful as well to learn more about selling bitcoins.


  2. Default Gravatar
    December 24, 2017

    I went to the Changelly site, and was surprised that they allow me to log in by using my gmail account with no password requirement, or two step verification. Isn’t this unsecure, and shouldn’t Changelly require better security? Also I see no XRP on Changelly.

    • Avatarfinder Customer Care
      December 25, 2017

      Hi Brian,

      Thanks for reaching out.

      Changelly is actually a trusted exchange service that is safe and convenient to use.

      Your email is needed so you can create an account that will give you access to your transaction history, password editing and other account settings. Once logged in, you will have the option to enable the two step verification via the Google Authenticator app.

      XRP is currently not supported on Changelly, please refer to the list of cryptocurrencies on this page above. Learn more about XRP or where you can buy them.


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