Gemini Bonus Offers and Promos for January 2026

Gemini offers its users a variety of features, including cold storage and staking, and supports trading in all 50 states. The platform provides access to over 80 cryptocurrencies and includes Gemini Custody, the Gemini Credit Card and an NFT marketplace through Nifty Gateway. Gemini was the first licensed Ethereum exchange in the United States, and it holds a Limited Purpose Trust Charter from the New York Department of Financial Services — one of the most stringent financial regulatory environments in the world.

Gemini’s best bonus offer

If you have a Gemini account and the Gemini Credit Card, you can earn up to $5,000 in crypto rewards through referrals. You’ll receive $50 for every successful referral and a bonus $250 for every five referrals, and you can make a maximum of 50 referrals a year.

To achieve this bonus, you must be a Gemini account holder and a Gemini Credit Card holder. Then, you’ll send your friend a referral link to sign up for the Gemini Credit Card. Your referee must apply for the card, be approved and make at least one qualifying transaction within the first 30-day billing cycle.

Compare more broker account bonuses

Gemini frequently runs welcome and referral bonuses for its users, new and active. The exchange offers staking services that allow users to earn rewards on supported assets like Ethereum (ETH) and Solana (SOL), and provides a Gemini Credit Card that offers crypto rewards on purchases with no annual fee.

However, Gemini is not the only crypto exchange where you can earn bonus crypto. Other platforms like Coinbase or OKX may offer a better promotion to fit your needs, so it is important to compare your options before opening a new account.

Frequently asked questions

• What is the credit limit for the Gemini Credit Card?

  Gemini's credit limit varies based on the applicant's qualifications, such as creditworthiness and income. Users with the card report limits ranging from $1,000 to $25,000, though it's unclear if users are awarded a $25K limit from the start or if this is earned over time through on-time payments.

• How can I refer a friend to Gemini?

  You can send your friend a referral link from your account. When your friend receives the link, they must sign up using that link and verify their identity. To receive the $50 referral bonus, your friend must also trade at least $100 worth of crypto within 30 days of opening their account.

To make sure you get accurate and helpful information, this guide has been edited by Matt Miczulski as part of our fact-checking process.

Written by

Holly Jennings

Copy Editor

Holly Jennings is the deputy crypto editor and updates writer at Finder, working with writers across all niches to deliver quality content to readers. She’s edited hundreds of financial articles ranging from credit cards to investments. With empathy at heart, she especially enjoys content that breaks down complex financial situations into easy-to-understand information. Prior to her role at Finder, she collaborated with dozens of small businesses to maximize the reach and impact of their blog posts, website copy and other content. In her spare time, she is an award-winning author for Penguin Random House, writing about virtual reality worlds, magical girls and lasers that go pew-pew. See full bio

Holly's expertise

Holly has written 37 Finder guides across topics including:

• Cryptocurrency
• Digital assets
• Investments
• Personal Banking