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Volvo XC60 insurance rates

Average Volvo XC60 insurance rates

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The average insurance costs for a Volvo XC60 is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Volvo XC60 starts at a base price of $40,950. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.4%.

ModelMonthly insurance rateBase car price
S60$227.00$33,950
S60 Cross Country$227.00$44,200
S90$220.00$46,950
V60$227.00$36,150
V60 Cross Country$227.00$41,700
V90 Cross Country$220.00$55,300
XC60$220.00$40,950
XC90$220.00$45,750
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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Why is insurance so expensive for the Volvo XC60?

The Volvo XC60 costs more to insure because it has a higher than average base car price with the possibility of costly repairs. While it might not be the most expensive luxury vehicle to insure, it still requires luxury parts and service.

About the Volvo XC60

The Volvo XC60 has been around since 2008 and it is currently in its second generation. The compact luxury SUV is known for its excellent fuel efficiency, strong engines, largest cargo room in its class. In 2016, there were over 20,000 sales in the United States.

Volvo XC60 money-saving safety features

You could save money on car insurance for your Volvo XC60 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Volvo XC60?

The 2017 Volvo XC60 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The rollover crash test received a four star safety rating, out of five. All other crash tests performed by the NHTSA received a five star safety rating, the highest possible rating. The Insurance Institute for Highway Safety (IIHS) also named the Volvo XC60 as a Top Safety Pick+ car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.

The Volvo XC60 model includes blind spot monitoring, adaptive cruise control and brake assistance.

How does the Volvo XC60 compare to other car models?

From a price standpoint, the Volvo XC60 ranks right in the middle of our list of the 360 priciest car models to insure.

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